Plus, a rewards bonus could net you 13 nights free at Wyndham properties.
Created for {EMAIL} | [Web Version]( April 4, 2024
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[] Introduction
[] [Stepping Into Peak Pricing for Checked Baggage](
American Airlines and [JetBlue]( both recently raised baggage fees, and JetBlue has decided to raise them even further. Their approach to raising prices this time is unique. In addition to raising the cost, they are creating a tiered system – and this isn’t based on an earned perk or ticket price, it's based on the date of your flight and when you check your baggage. Kiplinger contributor Joey Solitro tells you on [which dates your checked bag will cost more – and by how much](. - Donna LeValley, personal finance writer [The Minimum Investment for a Financial Advisor](
How much money should you have before hiring a financial advisor? Find out the level of liquid assets at which an advisor's benefits potentially outweigh the costs. [LEARN MORE]( ADVERTISEMENT [] TOP STORY
[] [A Public Pension and Full Social Security Benefits? No Way](
[A Public Pension and Full Social Security Benefits? No Way]( (Getty Images)
Don't count on full Social Security benefits if you are in line to receive a public pension from federal, state or local government. Your benefits will likely be reduced based on the amount of your pension, and this reduction impacts spousal benefits too. Read on to learn [how the reduction is calculated and some strategies to blunt the impact of this public pension “penalty”]( for you and your spouse beneficiary. [] INFLATION PROTECTED BONDS
[] [Should You Invest In TIPS or I-Bonds Before May?](
[Should You Invest In TIPS or I-Bonds Before May?]( (Getty Images)
I-Bonds had a day in the sun when its interest rate spiked to 9.26% in 2022. Buyers crashed the TreasuyDirect portal in the days preceding the rate change in November. The current rate is 5.27% and will reset on May 1. [Now is the time to get familiar with I-bonds and TIPS](, both inflation-protected government-issue securities, before deciding if the new I-bond rate is worth it. [Do You Need a Retirement Spending Plan?](
Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] TRAVEL REWARDS
[] [Get 13 Hotel Nights Free With This Card Bonus](
[Get 13 Hotel Nights Free With This Card Bonus]( (Getty Images)
This offer has been upgraded and you can now earn 13 nights free at thousands of Wyndham properties. The spending requirement is modest and easy to meet using the card for regular monthly expenses. Our credit card expert Ellen Kennedy gives you all the details about this card and [how much you need to spend in six months to get free accommodations for 13 nights](. [5 Things You Want From Your Retirement Income Plan](
Here's what Go2Income plan holders say about their retirement income objectives:
1. Don't Run Out of Money
2. Grow Income Each Year
3. Leave a Legacy for Kids
4. Build a Reserve Fund for Unplanned Expenses
5. Increase Spendable Income by Reducing Taxes We can help you balance your objectives with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [How to track your tax refund status](
Here’s how to monitor the status of your refund and track your tax return’s progress.
[The “magic number” needed to retire comfortably is more than you think](
This number has increased by 53% from 2020.
[Can’t afford it? There’s no shame in saying so](
The trend of “loud budgeting” encourages people to be noisy and honest about when something is too expensive.
[Farmers face another tough year: The Kiplinger Letter](
Learn more about what factors are driving food prices. [Build a Better Portfolio for 2024 — Sign Up for Kiplinger's Free Investing E-Newsletters]( ABOUT KIPLINGER
When we write about money, we get it right.
So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe](
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