When You Should Start Social Security Benefits Depends | Why I'm Bullish on Water, and You Should Be, Too | In Gray Divorce, Two Financial Planning Yardsticks Are Key
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[] Social Security
[] [When You Should Start Social Security Benefits Depends](
[When You Should Start Social Security Benefits Depends]( (Getty Images)
The answers to these five questions from financial planner Joe F. Schmitz Jr. can help you determine when it's [a good time to file for Social Security](. The timing is different for everyone. [] Investing
[] [Why I'm Bullish on Water, and You Should Be, Too](
[Why I'm Bullish on Water, and You Should Be, Too]( (Getty Images)
The U.S. government is heavily investing in water infrastructure, and that's just one reason to dip your toe into investing in water. Financial adviser Peter J. Klein shares why he's so [bullish on water](. [Top 5 Wealth Management Firms Revealed](
Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. [See the list]( ADVERTISEMENT [] Retirement Planning
[] [In Gray Divorce, Two Financial Planning Yardsticks Are Key](
[In Gray Divorce, Two Financial Planning Yardsticks Are Key]( (Getty Images)
Watching your budget helps you reduce unnecessary expenses, and [keeping an eye on your net worth]( as it rebuilds can provide a psychological boost, according to financial adviser Andrew Hatherley. [] Real Estate
[] [Quitclaim Deeds Can Cause Estate Planning Disasters](
A lot can go wrong (including inadvertent law-breaking) if you choose to go the easy route rather than using a trust to transfer real estate to your child. Estate planning attorney Rustin Diehl explains the ins and outs of quitclaim deeds. [Read More]( [Actions to Consider for Your 401(k) When Switching Jobs](
Starting a new job can be exciting. An important aspect of your transition is deciding what to do with your 401(k) plan. There are multiple options for what to do based on your financial and retirement goals. [READ MORE]( ADVERTISEMENT [] Saving for Retirement
[] [How Your Home Can Fill Gaps in Your Retirement Plan](
If you have gaps in your plan for retirement income, investment adviser Jerry Golden suggests you might consider adding the value of your home to your planning. [Read More]( [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [Use the 529 grandparent loophole to maximize college savings](
Use a 529 plan to fund a grandchild's education without impacting their financial aid eligibility.
[Six retirement account wins for employers and employees](
Everybody wins with tax-advantaged retirement plans that employers offer employees.
[Seven costs landlords underestimate when setting expectations](
Many landlords might expect their real estate investment properties to rake in a return on investment of 8% to 10%, but often it's actually 1% to 2%. For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, bank on [Kiplinger Investing for Income]( ABOUT KIPLINGER
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