The Ideal Age to Claim Social Security, Medicare Advantage Deadline Approaching, How to Spring Clean Your Finances

When Should You Start Social Security Benefits? It Depends | How Quitclaim Deeds Can Cause Estate Planning Catastrophes | Deadline for Medicare Advantage Open Enrollment Is Fast Approaching Created for {EMAIL} | [Web Version]( March 21, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Social Security [] [When Should You Start Social Security Benefits? It Depends]( [When Should You Start Social Security Benefits? It Depends]( (Getty Images) The answers to these five questions can help you determine when it's a good time to file for [Social Security](. CFP Joe F. Schmitz, Jr., explains why the [timing is different for every retiree](. [] Estate Planning [] [How Quitclaim Deeds Can Cause Estate Planning Catastrophes]( [How Quitclaim Deeds Can Cause Estate Planning Catastrophes]( (Getty Images) A lot can go wrong (including inadvertent law-breaking) if you choose to go the easy route rather than using a trust to [transfer real estate to your child](. Financial adviser Rustin Diehl explains the [unexpected estate planning consequences]( of using deeds in lieu of trusts. [You can do better than the 4% rule for retirement income]( Many advisors say you should only withdraw 4% of your savings at the start of your retirement. With Go2Income you'll get a plan with income that: 1. Starts between 4.5% to 6.5% 2. Increases to age 85 3. Does not run out 4. Factors in your personal objectives See how you can increase your retirement income with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] Medicare [] [Deadline for Medicare Advantage Open Enrollment Is Fast Approaching]( [Deadline for Medicare Advantage Open Enrollment Is Fast Approaching]( (Getty Images) Calling all Medicare Advantage enrollees: If you're looking to switch plans, [your deadline almost here](. Even if you're happy with your plan, experts say the open enrollment period is a good time to [review which Advantage plan is right for you](. [] Retirement Income [] [How Your Home Can Fill Gaps in Your Retirement Plan]( [How Your Home Can Fill Gaps in Your Retirement Plan]( (Getty Images) Most retirement planning methods have ignored what for some retirees is their largest single asset -- their home. Investment adviser Jerry Golden explains how you might consider adding the [value of your home]( to [fill gaps in your retirement income](. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Personal Finance [] [Nine Ways to "Spring Clean" Your Finances]( [Nine Ways to "Spring Clean" Your Finances]( (Getty Images) As you deep clean your home, remember [another thing also needs tidying -- your finances](. Not only will it make managing your money easier, it could [save you some money](. [7 Mistakes to Avoid When Hiring an Advisor]( Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. [Learn More]( ADVERTISEMENT [] Taxes [] [Six Tax Breaks That Get Better With Age]( [Six Tax Breaks That Get Better With Age]( (Getty Images) Did you know that several [tax credits, deductions, and rules hinge on your age](? Knowing which tax regulations and benefits link to which ages can aid in tax planning and potentially [reduce your tax burden]( before and during retirement. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [The Price of Filing Taxes With a Professional is Rising]( Free tax preparation options are available, but read the fine print. [Happiest Places to Live in America in 2024. 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