What to Consider Before Investing in CDs | Can Money Buy You Happiness? Yes, But | How Retirees Can Minimize the Net Investment Income Tax
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[] Investing
[] [What to Consider Before Investing in CDs](
[What to Consider Before Investing in CDs]( (Getty Images)
Before putting your money in a [certificate of deposit (CD)](, financial consultant Brian Skrobonja says you should know why banks issue them, how they are used and how they are priced. [] Personal Finance
[] [Can Money Buy You Happiness? Yes, But …](
[Can Money Buy You Happiness? Yes, But ]( (Getty Images)
Having a higher income doesn't mean you also have enough of the other things that make you [feel truly happy and wealthy]( (relationships, hobbies, time). Psychologist Dr. Richard P. Himmer explores this topic. [Bull or Bear? How to Invest in Uncertain Markets](
How can you confidently invest in the market when there are conflicting signs everywhere? At SAM, we have a plan for our clients. It's working. And it doesn't depend on whether the market goes up or down. Click the link to download our Tactical Select Strategy Sheet - this strategy has materially outperformed its benchmark since its inception, producing superior risk-adjusted returns. [DOWNLOAD NOW]( ADVERTISEMENT [] Taxes
[] [How Retirees Can Minimize the Net Investment Income Tax](
[How Retirees Can Minimize the Net Investment Income Tax]( (Getty Images)
Financial adviser Derek A. Miser proposes considering your filing status, which can affect the net investment income tax (NIIT) that [successful retirees pay]( on certain investment income. (For more on taxes, check out our weekly [Tax Tips]( newsletter.) Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Retirement Planning
[] [Unseen Icebergs That Could Sink Your Retirement Plan](
Don't be like the captain of the Titanic and ignore warnings to be prepared for risks that lie ahead. Financial adviser Daniel Sullivan lists four unexpected things that could cause trouble in your retirement plan. [Read More]( [Vanguard vs. Fidelity vs. Schwab](
Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT [] Saving for Retirement
[] [Roth Conversions: Do Everything at Once or as You Go?](
Financial adviser Mike Decker offers two hypothetical examples of Roth conversions made at different times (all at once vs as you age), and they show a stark difference in what could be left for your beneficiaries. [Read More]( [401(k): Actions To Consider When Switching Jobs](
Starting a new job can be exciting. An important aspect of your transition is deciding what to do with your 401(k) plan. There are multiple options for what to do based on your financial and retirement goals. [READ MORE]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [Even if NFT demand returns, it's best to collect what you love](
People's genuine interest in a collectible is always a better indicator of what's worth the price tag and what isn't.
[Read this before you sign a letter of intent](
An older couple received a letter of intent, or LOI, about land a solar company wanted to lease, but it exhibited some valuable-to-know red flags.
[Four ways your workplace benefits could help with your taxes](
Your employer may offer resources to help with financial strategy, on top of providing potentially tax-advantaged retirement and other accounts. For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, bank on [Kiplinger Investing for Income]( ABOUT KIPLINGER
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