Why You Need This Insurance For Your Home

Plus, learn about changes to Target’s self-checkout system. Created for {EMAIL} | [Web Version]( March 19, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into Learning More About CDs]( I feature CD rates in this newsletter because I think they are a reliably safe investment and [rates have never been better](. Have you ever thought about why banks sell them and how they arrive at their rate? I have some expert information about CDs to share with you that will answer those questions and more. Find out about [why banks issue CDs, how they are used and how they are priced](. Be an educated consumer and understand what you’re buying. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] TOP STORY [] [Flood Insurance: What It Costs and Why You Need It]( [Flood Insurance: What It Costs and Why You Need It]( (Getty Images) Flood season has begun in the Midwest and coastal areas will see their risk rise in June when hurricane season kicks off. [Now is the time to review your flood insurance and buy or top up your coverage](. Coverage from the National Flood Insurance Program (NFIP) typically has a 30-day waiting period for a policy to go into effect, unless the coverage is mandated. And pay attention to the [80/20 rule]( in home insurance. You don’t want to find yourself unable to rebuild after a disaster. [] PROFESSIONAL SERVICES [] [The Price of Professional Tax Assistance is Rising]( [The Price of Professional Tax Assistance is Rising]( (Getty Images) The cost of getting professional tax assistance is going up and inflation and complexity of returns is getting the blame. There are opportunities to file for free, but there are limitations on who can participate. And if you have a complex return, you may need the assistance of a credentialed tax professional. Find out [how much more you can expect to pay]( and get sound advice on if one of the free filing options is right for you. [Get the Most Out of Your Retirement Savings]( Making your savings last and keeping your taxes low takes planning and attention. We can help you save time and earn more. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] ADDED FEES [] [Junk Fee Ban Hits Your Cable and Satellite Service Providers]( [Junk Fee Ban Hits Your Cable and Satellite Service Providers]( (Getty Images) I have covered ad nauseam the rising prices of streaming services. This time, I am here to herald the end of junk fees on your cable and satellite service. I am thrilled to hear that my bill might go down depending on how many of these junk fees I’m paying. Read on to [find out what fees are coming to an end and how much you might save](. [Growth Investing: Tapping Trends Beyond the Mag 7]( Innovation at the Magnificent Seven tech giants has driven strong returns, but other companies are also poised to benefit from innovation. At Parnassus Investments, we see promising secular trends in AI, life sciences, cloud computing and digital payments. [LEARN MORE]( The Parnassus Funds are distributed by Parnassus Funds Distributor, LLC. Mutual fund investing involves risk, and loss of principal is possible. ADVERTISEMENT: [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Target limits self-checkout]( Target is leading the pack in changing its self-checkout policy. [Mega Millions: How much will the winner get to keep?]( I don’t want to rain on your lottery dream — but you have to share your winnings with Uncle Sam. [Opportunity zone investing still hot despite looming sunset]( Look into qualified opportunity funds (QOFs) before this opportunity to enjoy substantial tax incentives expires. [Red vs blue: staying the financial course during an election]( Learn why presidential election years don’t necessarily bring “economic uncertainty.” [Sign Up for Kiplinger's Free Tax Tips E-Newsletter for Money-Saving Tax Planning and Compliance Advice]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036