Tax Refund Making You Poorer?, 3 Options When You Have Too Much Retirement Income

What to Do When You Have More Retirement Income Than You Need | Could You Be Richer Without a Big Tax Refund? | Are You Rich or Wealthy: What s the Difference? Created for {EMAIL} | [Web Version]( March 18, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [What to Do When You Have More Retirement Income Than You Need]( [What to Do When You Have More Retirement Income Than You Need]( (Getty Images) [These three options]( can help you allocate extra income in ways that don’t push you into a higher tax bracket or trigger extra taxes, writes financial services executive Stephen Dunbar. [] Income Tax [] [Could You Be Richer Without a Big Tax Refund?]( [Could You Be Richer Without a Big Tax Refund?]( (Getty Images) No one wants to owe the IRS money, but you could actually end up with more cash if you owe just a small amount. [How much money you could have throughout the year]( if you kept your earnings instead of getting a tax refund might surprise you. [Copper is booming. Here's your direct path to small-cap copper gains in '24]( Copper is racing toward US$4 per pound in the clean energy transition. Smart investors are piling into the best small-caps with drills turning. Like this one: drilling now in mining-friendly Canada and hitting high-grade copper plus gold. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It [] [Are You Rich or Wealthy: What’s the Difference?]( [Are You Rich or Wealthy: What s the Difference?]( (Getty Images) Financial planner Andrew Rosen explains how to build wealth beyond just the content of your bank account, and [where you can find the most zeros](. [] Investing [] [How Inflation, Deflation and Other 'Flations' Impact Your Stock Portfolio]( [How Inflation, Deflation and Other 'Flations' Impact Your Stock Portfolio]( (Getty Images) There are five different types "flations" that not only impact the economy but also your investment returns. [See here how to adjust your portfolio for each one](. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Corporate Earnings [] [Kiplinger's Earnings Calendar for This Week (March 18-22)]( Check out our earnings calendar for this week, as well as our previews and recaps of the more noteworthy reports. [Read More]( [] Credit Cards [] [Is It Worth Chasing Credit Card Rewards If You're In Debt?]( Two out of three Americans in debt are chasing credit card rewards. Do your brain a favor and try this instead. [Read More]( [Have This Much Money? You May Want a Financial Advisor]( Money can't buy happiness, but research finds that if you have this much in household assets, hiring a financial advisor could help heighten your satisfaction levels. Just how much money do you need? [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036