How can debt consolidation benefit your financial situation?

How can [debt consolidation]( benefit your financial situation? Call us on: [01473 356 284](tel:01473 356 284) [Debt consolidation]( can be a great way to manage your debt and simplify your financial situation. Some of the most common ways to do so are to [remortgage]( property or to take out a [secured loan]( against your home. Debt consolidation involves combining some or all of your debts into a single loan, making it much easier to manage. As your payments are simplified it could also reduce the monthly co[st.]( Debt consolidation is not the right course of action for everyone. It may end up costing you more over the term of the loan. Your home is also at risk of you fail to maintain your payments. [Our dedicated team of advisers]( are here to guide you if you wish to consolidate your debt. They can take you through the whole process, ensuring you get the right deal for your circumstances. [alt_text]( [Use our free mortgage calculators below – no credit checks!]( [Bad Credit mortgage calculator]( Fill out a few details to see if you are eligible for [Bad Credit mortgage](. [Mortgage Affordability calculator]( Complete your income details to give yourselves an idea how much you may be able to borrow. [Buy to Let mortgage calculator]( Use our [Buy to Let mortgage calculator]( to find out how much you can potentially borrow to purchase a buy-to-let property. What are our [mortgage market]( predictions for 2024? Our prediction is that we will continue to see [mortgage rates continue to drop]( especially in the first quarter as lender vie for business. We have already seen an increase in the number of mortgage rates under 4%. With this in mind, it could be a very good time to review [your mortgage arrangements](. Whether this be for an existing mortgage or for a new purchase Will we also see a continued improvement in [lending criteria]( With mortgage providers looking to increase their lending, it is likely we will see this reflected in their lending criteria. In conjunction with interest rates falling, it is anticipated that lenders will reassess their [affordability assessments]( making loans more attainable and possibly at higher loan to values. [Contact us today to discover the additional ways we can enhance your experience!]( [Speak to a member of our team]( Follow Us [alt_text]( [alt_text]( [alt_text]( [alt_text]( [01473 356 284](tel:01473 356 284) [justmortgagebrokers.co.uk]( Just Mortgage Brokers Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Just Mortgage Brokers Limited. Registered Company number: 08389911. Registered office: 80 Compare Crescent, Ipswich, IP2 0EH. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. JANUARY 2024 [Unsubscribe](