The top questions I get about Money Coaching

The very first question I get is: “What if I don’t have a lot of money?” Can't view this email properly? [View in Browser]() Hey {NAME}, The very first question I get about [Money Coaching]() is: “What if I don’t have a lot of money?” It’s a solid question. Maybe you’re worried I’m going to insist that you save $500/week, or open complicated investment brokerage accounts with $3,000 minimum initial investments. Maybe you think this program isn’t for you — you just need to be a little stricter, save a little more, behave a little better, before you’re allowed to start living your Rich Life. But Money Coaching is built for people at every income level. [I WANT MONEY COACHING]() I really mean that. The [principles, practices, and money psychology I share inside this program]() can benefit everyone — from dead-broke college students to millionaire entrepreneurs, and every walk of life and paycheck size in between. (If you’re surprised to see me mentioning millionaires, just remember that [having more money doesn’t change your money psychology]().) Don’t overlook the benefits of starting small. When you’re investing just $50-100/month, you can make mistakes without fear of completely destroying your savings. Once your system is totally dialed in, you can confidently save and invest more, knowing that you’ve built your bulletproof Money Machine. Not to mention the magic of compound interest: Compound interest Now that I’ve addressed that question, let’s review some other things you might be wondering. Money Coaching FAQs What about my debt? Along with walking you through my 5 steps to get out of credit card debt, Money Coaching will help you confront the fear and shame you might be feeling, so you can actually start taking action. (If you’re wondering “Should I pay off debt or invest?”, [this post is for you.]()) [Claire Laughlin] “I think the biggest hurdles I have faced are the invisible scripts about scarcity and feeling like, ‘Who am I to have a Rich Life?’ This is where Ramit has really helped me! I’ve noticed how much I hold myself back by not really believing in myself and my ‘right’ to have a Rich Life… – Claire Laughlin “Will I have to track my spending, like, forever?” Not at all! Tracking every expense won’t get you to financial freedom faster. Instead of teaching you to track expenses or live your life inside a spreadsheet, Money Coaching teaches you to use your money to create meaning. You’ll uncover the money psychology that’s been guiding you up till now, so you can decide what serves you and what to leave behind. “How much time should I dedicate to Money Coaching?” The exact amount of time you’ll need depends on how deep you want to go on your Rich Life vision, and how familiar you are with your current finances. Once your system is up and running, you can maintain it (and manage your money) in just 1 hour a month or less. Despite getting their systems set up in the first week of Money Coaching, many students choose to stay in the program for longer to take advantage of the supportive community and live monthly coaching calls. “Does Money Coaching work for students outside the U.S.?” Yes. While the program does reference US-specific investments like a 401(k) and IRA, the core money frameworks I’ll show you can be easily adapted to other countries. Plus, the Rich Life principles are universal. [David Stanton] "I always thought I am money-smart and have lived comfortably in the corporate world. Many years later, I had a rude self-assessment when I tried to educate my son about money matters. Once again, I turned to Ramit for ideas to learn and pass on. I signed up for Money Coaching and discovered that I did some things right after all, but I could have been better. I leveraged time to grow my retirement savings, called superannuation in Australia. After 35 years, I had a low seven-figure balance, but I noticed it had plateaued in the last few years. On Ramit’s advice, I checked the fees, and about 2% per annum was taken from my account. The investments were also too conservative for my life stage. After investigating Vanguard’s lifestyle account, I transferred my funds. After five weeks, the capital has increased by an amazing $47k. I am so happy that my retirement savings are on the move again. Now I can refocus on teaching my teenage son the value of time, automation, and fee minimization.” – David Stanton “How is Money Coaching different from your book?” If you’ve read my book, awesome. This program includes some tactics taught in the book, along with lots of new ones — especially practices that help you USE your money to live your unique Rich Life. If you haven’t read my book, no problem. You might be more motivated by bite-size lessons, action plans, and the support of a community of your peers. That’s exactly what I’ve created inside [Money Coaching](). “Will Money Coaching work for me and my partner?” Yes. This program is great for individuals, but it’s also incredibly helpful if you’re in a relationship. The money mindset changes I’ll guide you through will bring you and your partner closer together. I’ll even show you how to do regular Rich Life Reviews to make sure money is always an accessible conversation (and you can look over my shoulder at my and my wife’s Rich Life Reviews). [Blake Shultice] “We have paid off over $45k in student loan debt, automated our IRA savings, and built a conscious spending plan that enables our version of a Rich Life: summers off with our kids, adventurous travel, and supporting our favorite local businesses and nonprofits.” – Blake Shultice “Can’t I just hire a financial planner?” Of course, but that can be incredibly expensive. When you do the math, you’ll see those “little” fees add up in a big way. My Rich Life System shows you how to set up automated, low-risk, low-fee, set-it-and-forget-it investments that beat most financial advisors in both the short and long run. Meet more Money Coaching students “I had probably $1000 to my name…and came from a family that was terrible with money…I followed every word of your advice and have you to thank over anyone else. I have $600k net worth, on track for 3/4M by end of [the year].” – S. A. [Jesse Wolf] “I was begging a credit union for a loan to pay off credit card debt…my wife and I made over [$100k/year] and were living paycheck to paycheck…We have paid down over $50K in debt, grown our investments, and upgraded to a gated neighborhood on the water… I am living my Rich Life now.” – Jesse Wolf [Katie Mild] “We stayed in a luxurious Airbnb estate in Cape Town with ocean AND mountain views, then stayed at a luxury resort for the safari…Wine tastings in Cape Town vineyards, private helicopter ride over Cape Town, and then 5-star treatment at Mfuwe Lodge in Zambia…Very expensive and worth every penny…Best trip of our lives so far, and we're planning to go back in a few years!" – Katie Mild [Katelyn Kyles] “I’ve come SO FAR from the person who used to just think that investing was for rich people, credit cards were how you get things you wanted but couldn’t afford, and just didn't know what I didn't know. It's a win! When I first started listening to the podcast, I wasn't making much in my business (or maybe I should say, what I thought wasn’t enough to make a difference) but I was storing away the information for when it ‘applied’ to my situation. Fast forward a bit and my business is hitting goals every month, eventually had my highest grossing month (by double) and I FINALLY had that light bulb go off that I was finally in the spot to put myself and my future self in a better position. Since then, with the Money Coaching and finally feeling the push to think about planning for the future for the first time ever, I've been able to save, pay off most of my debt, and start investing... I’ve also gotten to travel to some amazing places (hence the photos!) without the stressor of the cost.” – Katelyn Kyles [I WANT MONEY COACHING]() This program is for you Whether you’re young or old, poor or rich by your own definition, just starting out with personal finance or looking to level up your money management, I’d love to help you inside Money Coaching. [Join our growing community and start building your Rich Life here](). [Signature] P.S. Here’s what Money Coaching student Keri Bennett had to say about the program: “If you just stick to the system and keep going, your life won’t ever be the same in ways you can’t imagine…I can’t even count the number of trips…I have taken since enacting this system.” [Join Money Coaching today.]() [Programs]() [Podcast]() [Netflix show]() [Books]() [Website]() [IG]() [in]() [X]() [YT]() Was this forwarded to you? [Sign up here](). [Unsubscribe here](. 548 Market St #89946 San Francisco, CA 94104-5401