“We feel totally paralyzed”

Of all the people I meet in financial trouble, the people in the worst situation To view this email as a web page, [click here]() Today in The Rich Life newsletter: - [I help Sarah and Nat figure out a plan to pay off $828k in debt](#module1) - [How Earnable student Perla Cardenas' Rich Life has expanded thanks to her business](#module2) []“We make $145k per year but have $828k in debt — and feel totally paralyzed” Of all the people I meet in financial trouble, the people in the worst situations are veterinarians. Second? Physical therapists. On this week’s episode of the I Will Teach You To Be Rich podcast, I talk with Sarah and Nat, both physical therapists. They just welcomed their second child. They earn a combined $145k. But they have $828k in loans. Sarah’s parents have had to loan them money recently to help them get through. Nat has a job he hates but that pays well and provides good benefits. Sarah has a job she loves but that doesn’t pay well. Sarah and Nat love to talk about their problems, but not about solutions. Toward the end of the episode, we’re making headway and I’m about to help them think through solutions. But then… [Click here]() to listen to my conversation with Sarah and Nat on this week’s episode of the I Will Teach You To Be Rich podcast. New episodes are released Tuesday mornings. Subscribe on [Apple](), [Spotify](), or wherever you get your podcasts. [Podcast comment] []The difference between “I choose to” and “I have to” I introduced you yesterday to Earnable student Perla Cardenas, owner of [Latina Strength](), a nutrition-based coaching business. [Perla Cardenas] I love Perla’s story for several reasons. First, she started with no idea about what business she wanted to start. She went through the exercises in Earnable, tried a couple things out, and found a business that fit her and her customers. Second, she developed new mindsets through what she learned in Earnable, and she used them in her 9-to-5 job. She negotiated a $20k raise and job flexibility, which is critical to her because her husband is in the military. Third, Earnable expanded her idea of a Rich Life. She was able to see possibilities that she had never even considered just a couple years ago — and she has been able to make most of them a reality in her life. “Earnable really sold me having control of my life and what kind of Rich Life I want to live,” Perla said. “For me, that’s flexibility in my schedule. It’s the flexibility of being able to continue my life without having to worry about getting a full-time job and going from making $60k back to $30k.” She explained: “Before, my thinking was, ‘This 9–5 work life is forever. You deal with it, and you go through the same motions — get up in the morning, go to work because we have to, and you do that every single day.’ “Now, I choose to go to work. I choose to go to my full-time job. I have the choice whether I want to continue in this career path, working at a corporate office, which I don’t plan to. I know it’s just temporary…. “The decision to choose my career and my corporate job every day, as opposed to I have to, has brought a lot of joy in my life that I didn’t have before.” Yes! Here’s another way Perla’s business supports her Rich Life. Perla has always focused on health and fitness. After surgery during the pandemic, Perla needed a home gym since public ones were locked down. “We ended up paying for our home gym — with cash.” [Perla's home gym] That home gym has given Perla and her husband flexibility in their schedule since they don’t have to worry about finding time to go to the gym anymore. They can just work out when it fits in their schedule. [Perla] Perla shared several other Rich Life experiences since joining Earnable and starting her own business: - “Being able to travel and see the world is something I could have only dreamed of before Earnable. Now I am living it, and I am loving every second of it.” - “My business and corporate job give me the flexibility I’ve been needing. Recently I was able to work from my family’s home in California.” - “I have always hated super early morning workouts…Having a flexible schedule, I’m now able to enjoy mid-day workouts outside in the sunshine.” - “I’ve been able to visit my family every year for Christmas and buy everyone gifts without stressing about the money. It brings me so much joy giving gifts to the people I love.” - “I have been able to connect with an amazing Latina community I would have never come across without Earnable.” Even though Perla’s business doesn’t yet generate enough revenue to let her quit her full-time job, it has still expanded her Rich Life. [Perla] “Being able to get a higher paying job while building my business has been important to me, and how I have approached my mindset toward my business has changed drastically since I started Earnable," she said, "because it opened my mind to all these possibilities, including being able to use my corporate income in different ways while still earning money in my business." Perla’s story is EXACTLY why I created Earnable. I want people to develop a vision for their Rich Life, plan how to get there, and take action. * * * How Earnable helped Perla … and how it can help YOU Earnable covers the ENTIRE process of starting and growing your business: - How to find your profitable idea — including rapidly finding paying customers. - How to find customers who are happy to pay. How much to charge, how to create a winning offer, and how to handle difficult customers. - Start at $1,000/month — or scale up to $250,000/year. You choose how big you want to grow. We’ve helped thousands of people do both. We include “Verified 6-Figure Earners” in the program, including their real numbers and marketing strategies. - Advanced concepts like positioning, pricing, and the psychology of marketing. Build a real business with real income. - How to automate your business so it keeps earning you money — even when you're sleeping. Earnable gives you EVERYTHING you need. All the exact strategies, frameworks, hands-on tactics, real-world examples, mindsets, done-for-you templates, word-for-word scripts, and hard-won breakthroughs to start and grow your own business. It is a COMPLETE system. [Click here]() to learn more. [Signature] WHAT TO DO NEXT THIS WEEK ONLY: Sign up for the Inaugural Class of Earnable Live to join the 5-week live start-your-business workshop I'm hosting. I'll guide you from "no idea" to your first paying customer to building your own Profit Playbook — all over the next month and a half. Doors close this Friday, 4/1. [Join Earnable Live today](). [SIGN UP]() GET A TOUR: Want a backstage tour of Earnable Live? My team is hosting four behind-the-scenes tours this week of everything that's included in the program. No pre-registration needed. [Click here at 1pm Eastern (10am Pacific) to join today’s tour](). [SIGN UP]() How did you feel about today’s email? [insta]() [Twitter]() [twitter]() [youtube]() [Linkedin]() [podcast]() This email was sent to {EMAIL}. If you no longer wish to receive these emails you may [unsubscribe]( at any time. 548 Market St #89946 San Francisco, CA 94104-5401