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Your questions about my trip to Paris and London

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iwillteachyoutoberich.com

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ramit.sethi@iwillteachyoutoberich.com

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Mon, Feb 7, 2022 05:27 PM

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Your questions about my trip to Paris and London To view this email as a web page, Your questions ab

Your questions about my trip to Paris and London To view this email as a web page, [click here]() Your questions about my trip to Paris and London On [Instagram](), I’ve been sharing stories about my recent trip to Paris and London, and I asked people to send in questions. Here are a few of the best ones that came in. What if the trip is someone’s Rich Life, but they can’t afford it? Adjust Rich Life for now?Yes! When you see my Rich Life, that’s my Rich Life. It should fit me like a glove. Your Rich Life is yours, which means it should be personalized and meaningful and affordable for you. Would you really want to go on a stationery tour in Kyoto? Maybe if it’s meaningful to you … but I love stationery. If you simply copy what someone else is doing, you’ll find yourself “playing” a Rich Life … but it won’t actually connect with you. You might find that having a picnic with chicken wings and your kids is more meaningful than a trip to Japan. GREAT! That’s your Rich Life. If you can’t afford to do something you want, that’s fine. Set a savings goal (check out chapter 4 of [my book]()) and with time, you’ll be able to do it. For now, adapt it. Look what one reader did: [Tweet reply] This person saw my trip to Mexico and got inspired. They can’t afford to take the same trip, so they adapted the idea for their needs. Beautiful. This raises one other point: If you can’t afford something, the answer is not to shrug and say, “Screw it, I’m going to do it anyway and pay it off later.” This week’s podcast episode (releasing tomorrow morning) is with a couple who does just that. Also, that’s what people are doing with houses right now. “Um, there’s no way I can actually afford that…BUT OMG SOMEONE TOLD ME THEY’RE NOT MAKING ANY MORE LAND AND I DON’T WANT TO BE PRICED OUT AND RENT IS THROWING MONEY AWAY AND REAL ESTATE IS THE BEST INVESTMENT, RIGHT??" Don’t do that. Get inspired by watching others’ Rich Lives, but create one that fits you like a glove. [Recent travel] When traveling, what are the areas you spend on, and what are the areas where you cut costs?I love nice hotels, so when we travel to resort areas, we spend there. We’ll stay at some of my favorite hotels — Amanpuri in Phuket, Oberoi Udaivilas in Udaipur, etc. We tend to use points in city hotels since we’re usually out for most of the day. [Recent travel] If it were up to me, I’d take taxis everywhere. But Cass likes to take local transportation, so we took the tube in London and the train in Paris recently. She’s great at planning the transportation. When I’m traveling, I’ve already planned for random expenses. My nightmare is having to calculate if we can afford an extra appetizer, especially when traveling. We plan our trips a year ahead of time, including putting money aside, so by the time we’re sitting at a restaurant, we’re not thinking about the bill. It’s already been long planned for. I don’t mind paying for value, but the prices of doing laundry in a hotel are outrageous. Once, we were in a hotel in Japan, weeks into our trip, and we needed to do laundry. I told Cass, “We should just do our laundry at the hotel. It’ll be expensive but I don’t want to spend half a day going into town for this.” Then I filled out the sheet for all the shirts, pants, etc. we were going to clean. Guess how much it would have been for a bag of laundry? $400!!!! I looked at my wife and said, “This is too crazy. We can’t do this. Let’s take it with us to lunch.” We ended up making an adventure of it. We found a Japanese laundromat where we couldn't read anything, so we guessed what everything was, put our clothes in the machine, and came back after lunch. Everything worked out, and we had a great time. Now, we always take our laundry to a local laundromat when we travel. How much time is scheduled vs. left free?These Rich Life trips are 4–6 weeks long. That gives us the luxury of time, to slow down, walk, write, and connect with each other. When we first started traveling, we would book multiple things every day. We didn’t realize that after doing this for weeks, you get exhausted. I remember one day in Bangkok, getting back at 4pm after being out all day, then having to go out for a food tour. I didn’t have a good time. It wasn’t the tour guide’s fault — we’d just packed too much in. We cut our planning down to one big thing per day. Could be a tour, an experience, whatever. That was much better. We also learned that every 7–10 days we should leave one day without anything. Now, we plan one big thing every two days. We’ll usually add things along the way, but this gives us flexibility and a loose structure. As my friend once told me, “You don’t have to see everything on your first trip. You can always go back.” That feeling of abundance — to know we can always go back and see more, but we can take life at a leisurely pace — truly feels rich. [Recent travel] How do you delegate work responsibilities during the trip? What's the work/relax ratio?I work one hour per week when traveling. My amazing team handles the business, and I get an email with the most important items that need my attention on Friday morning (my time). I review it, answer a few questions, and that’s it. It’s taken a long time to get to this level and build the systems and team to make IWT run like this! BTW, if you’re a business owner making over $5 million ($10 million preferred), my mentor Jay Abraham occasionally does strategic consulting to help you grow your business. Reach out to him at [jay@abraham.com](). (I don’t make anything from this recommendation. I’ve just learned a lot from him.) Do you have a fixed budget for your trips?Yes! One of the things we do during these Rich Life trips is talk about what our Rich Life looks like for the next year. We’ll talk about how much time and money we want to spend on traveling, gifts, relationship-building activities like a Gottman seminar, date nights, fitness, food, etc. For example, we might end up with something like this: - Do 2 friends-and-family trips, 5 days each - One 6-week Rich Life trip, approx. $X - Give 20 gifts, average $X - Stop doing Y (not serving us anymore) - One date night every two weeks, alternating person plans it - 1 relationship seminar/activity - Live in [other city] for a month The key here is we plan around our Rich Life goals, which include traveling, building our relationships, and investing. Our system then helps us decide how much to spend. That’s how we arrive at the spending for the trip. If you missed seeing my trip, you can check out the recap [here](). And be sure to follow me on [Instagram]() so you don’t miss the next one. My 10 money rules I've developed several rules to live my Rich Life. You can't analyze all the facts for every decision, over and over all day long. It's too much. That's why I believe having a set of guiding principles in different parts of life — like love, money, work, and health — lets you live a Rich Life. If you pick the right RULES, then all the decisions in your life become simple, quick, and productive. Today, I want to share a few of [my 10 money rules](). These are MY money rules. Yours will be very different from mine. In fact, the more you define your Rich Life, the more your rules will become truly individual, until they fit you like a glove. (In fact, my money rules have changed over time.) As you read these, notice: - What surprises you? - How do these rules reflect my values? - What are your money rules? Rule 1: Always have 1 year of emergency fund, CASHI used to say 6 months. But with recent events, I've upped this to 12 months. You can use my CEO Strategy of cutting costs, earning more, and optimizing your spending, [including the word-for-word scripts from my book](), to save ~$1,000 with a few phone calls. Rule 4: Never question spending money on books, appetizers, health, or donating to a friend's charity fundraiser[When my wife and I ran a fundraiser](), I realized how hard it is to ask friends for money. I decided then and there that if a friend ever raises money for a cause, I’ll donate more than they ask. I’ll never forget the people who donated to ours. Same for books, health, and appetizers. Books and health are two areas I love. Appetizers might stand out to you — why appetizers? — but it goes back to when I was a kid. We would never order appetizers because we didn’t have the extra money. Now, knowing I can go to a restaurant and order any appetizer feels amazingly extravagant … even though it’s only $10! Rule 10: Prioritize time outside the spreadsheetA Rich Life is lived outside the spreadsheet. Running another Monte Carlo analysis won’t change things. At a certain point, you won the game — now get out of your chair and turn the page to the next chapter. Once everything is running smoothly according to your plan, prioritize family, loved ones, and your health. [Check out all my rules here](). What are your money rules? Above, I said that you’ll have your own money rules. So I want to hear from you. Reply to this email with one or two of your money rules — a principle or guiding statement that lets you make quick money decisions. If you've never thought about it, what's one money rule you might want to test living by? I’ll share a few tomorrow. Earn enough money … by starting your own business Here’s another of my money rules: Earn enough to work only with people I respect and like. It is truly amazing to know that I can choose who I work with. And I choose to work with people I respect and like. No assholes. I achieved this by starting my own business. I LOVE helping people who want to break free from the shackles of their job, their calendar, and their 9-to-5 income. It’s why I put together my [Earnable]() program. This week, I’m going to talk about all of the ways Earnable can help you, just like it’s helped thousands of students over 15+ years. [Earnable]() Earnable includes videos, community, and new techniques to build freedom and flexibility into your life. Proven over 15 years, 50+ industries, and 42,000+ paying customers. - How to find your profitable idea — including rapidly finding paying customers. We'll take you from "no idea" to your first paying client in just a few days. - How to find customers who are happy to pay. How much to charge, how to create a winning offer, and how to handle difficult customers. - Start at $1,000/month — or scale up to $250,000+/year. You choose how big you want to grow. New in Earnable: We’ve assembled a group of Verified 6-Figure Earners, including their real numbers and marketing strategies, so you can see exactly how they went from where you are today … to being the owner of a 6-figure business. - Advanced concepts like positioning, pricing, and the psychology of marketing. Build a real business with real income. - How to automate your business so it keeps earning you money — even when you're sleeping. See the systems I use. Earnable includes all the exact strategies, frameworks, hands-on tactics, real-world examples, mindsets, done-for-you templates, word-for-word scripts, and hard-won breakthroughs to start and grow your own business. It is a complete system. [Click here to learn more about Earnable]()   [Signature] WHAT TO DO NEXT FOLLOW ME: If you missed seeing my trip, you can check out the recap [here](). And be sure to follow me on [Instagram]() so you don’t miss the next one. [SIGN UP]() REPLY: Reply to this email with one or two of your money rules — a principle or guiding statement that lets you make quick money decisions. If you've never thought about it, what's one money rule you might want to test living by? [SIGN UP]() JOIN: Earnable includes everything you need to start and grow your own business. [Join today](). [SIGN UP]() How did you feel about today’s email? [Hated it]() [It Was Fine]() [Loved It]() [insta]() [facebook]() [twitter]() [youtube]() [Linkedin]() [Podcast]() This email was sent to {EMAIL}. If you no longer wish to receive these emails you may [unsubscribe]( at any time. 548 Market St #89946 San Francisco, CA 94104-5401

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