3 more Rich Life stories

Yesterday, I shared some stories of people living their Rich Life. To view this email as a web page, [click here]() [IWT Header] 3 more Rich Life stories Yesterday, I shared some stories of people living their Rich Life. Today, three more: [Nora Davila] “ "My Rich Life and Conscious Spending Plan opened my eyes to new possibilities… We started flying business, joining wine clubs, and living our Rich Life while our net worth increased +1M in 2 years" At first I thought my finances were fine. I was saving >30% of my income, investing, traveling, and buying nice things. Learning this concept of living my Rich Life and Conscious Spending Plan opened my eyes to new possibilities…We started living our Rich Life and embracing luxury expenses while saving even more in things that I don't value much. We also looked for opportunities to further increase our income…As a result, we are living our Rich Life while our net worth increased +1M in 2 years and our savings rate increased to 55%. NORA DAVILA [Jessica Yan] “ "I felt free to spend my hard-earned dollars on things that gave me joy for the first time in my life" I grew up in an immigrant household where money was always tight, and so cost was always the first and only factor to purchasing anything. I recently graduated college and started a job in consulting, but was mortified to take control of my personal finances. After reading Ramit's book, I adopted a new approach to saving and spending. I felt free to spend my hard-earned dollars on things that gave me joy for the first time in my life, while also proactively saving for my future. It was the first time I had moved away from a scarcity mindset and could enjoy the fruits of my labor. In a year since I've graduated, I've saved over $50,000 for my retirement and built up an emergency fund. I've also been able to enjoy new experiences I've never been able to pursue before — trying out fitness classes and eating out at all of the fantastic restaurants in my area. These are lessons I will take with me for the rest of my life. Thank you Ramit for giving me the tools to live my Rich Life! JESSICA YAN “ "We used to think our career paths meant a lifetime of financial strain" My wife and I are both public school educators. We used to struggle with the belief that our career paths, while deeply fulfilling, meant a lifetime of financial strain. IWT has helped us avoid this limiting mindset. We have paid off over $45k in student loan debt, automated our IRA savings, and built a Conscious Spending plan that enables our version of a Rich Life: • summers off with our kids, • adventurous travel, and • supporting our favorite local businesses and nonprofits. IWT has been instrumental to our process of aligning our financial habits with our values. BLAKE SHULTICE I LOVE IT. I’ve heard from many of you who are excited to hear how other people are building their Conscious Spending plans, tweaking their Money Dials, and living their Rich Life. Reply to this email and send me your Rich Life stories! --------------------------------------------------------------- Money Dial: Relationships Today, we’re continuing our look at Money Dials — what we LOVE spending money on. So far we’ve covered convenience and travel. Many of you are spending time with family today, so let’s look at the relationships Money Dial. Now, even if relationships is not your top Money Dial, take note of how it fits into your own spending habits. I have a friend who’s 40-something and works in tech. He earns multiple 6 figures per year. By most accounts, he has enough money to do anything he wants in life. Travel the world, retire early, or buy expensive watches and cars. Instead, he chooses to live in Palo Alto — one of the most expensive areas in the U.S. — to be close to his family. He’s not considered rich in Palo Alto. If anything, he’s middle class there. He also chooses to send his kids to private school, which costs tens of thousands per year. To top it off, he just bought a property and is building a dream house with a special suite for his parents. The trade-off means that, despite his high income, he almost never goes on lavish trips or buys anything fancy for himself — but none of those things matter to him. Whenever we talk, he loves talking about his family. It makes perfect sense. That’s because his relationship with his family is his #1 Money Dial. That’s one flavor of making relationships your #1 Money Dial. I’ve got another friend who sends a “FUN LIST” email to all his friends once a month with events and activities in NYC. It’s packed with things like a “Taste of Tribeca” food tour, a Cinco de Mayo event and fundraiser, and something called “Intrepid Summer Movie Series,” where you watch movies on an aircraft carrier. Then he goes with friends to the ones they get excited about. This is a great example of someone who spends his time and money on relationships with friends. Here are a few great examples from readers: “Greeting cards, like for birthdays or bridal showers. No matter the level of relationship, I skip the cheap options and get a bomb-ass card. I keep a lot of the cards I receive and a quality or special card is a really nice touch for a gift or milestone.” “We booked both our parents on a 7-night cruise (our treat) for their anniversaries. This is something they wouldn’t have thought of or done otherwise. It made us happy that we could do this for them, especially after everything they have done for us.” “My brother and I took my mom (and dad and our families) to Rome for 10 days. A Latin teacher her whole life, my mom (shockingly) had never been to the very place she taught kids about for decades! That changed in 2016 when we plunked down a bunch of $$$ (thanks to my part-time wedding photography business) and spent over a week in the eternal city. We STILL reminisce about the pizza and gelato! Best $$$ ever spent!!!” If relationships is your Money Dial, how can you turn it all the way up? --------------------------------------------------------------- Today only: Dream Job and Earnable open for enrollment We open Find Your Dream Job and Earnable only a few times per year so that we can focus on providing phenomenal support as students go through the program. For Black Friday, we’re opening them both up. The end of the year is a great time to assess your career, focus on building a plan, and take action on earning more to live your Rich Life. Whether you’re focused on getting your Dream Job or building your own business, these programs will help. * * * Find Your Dream Job covers everything you need to find and land a job you absolutely love: - How to discover what your Dream Job actually is — the specific job title & company — including how to tailor it for your “Season” of life. - How to find the perfect role at the perfect company — tailor-made for your interests, lifestyle, and career goals. - How to connect with VIPs and find unannounced jobs, get referrals, and "skip the line" — even if you don't know any yet. - Nail every interview. Walk in with the best answers to the most common and most difficult interview questions. - Ask for more money … and get it! Find Your Dream Job shows you exactly what to say in each step of your negotiation. - Work remotely if you want to — learn how to find and land amazing remote or flexible jobs that fit your life. [Start: Lesson 1] In short, it is a complete and proven system to help you land your Dream Job. [Click here]() to learn more about Find Your Dream Job. * * * Earnable includes videos, community, and new techniques to build freedom and flexibility into your life by starting and growing your own business. [How Earnable Works] It’s been proven over 17 years, 50+ industries, and 47,000+ paying customers. - How to find your profitable idea — including rapidly finding paying customers. We'll take you from "no idea" to your first paying client in just a few days. - How to find customers who are happy to pay. How much to charge, how to create a winning offer, and how to handle difficult customers. - Start at $1,000/month — or scale up to $250,000+/year. You choose how big you want to grow. In Earnable, we’ve assembled a group of Verified 6-Figure Earners, including their real numbers and marketing strategies, so you can see exactly how they went from where you are today … to being the owner of a 6-figure business. - Advanced concepts like positioning, pricing, and the psychology of marketing. Build a real business with real income. - How to automate your business so it keeps earning you money — even when you're sleeping. I show you the systems I use. Earnable includes all the exact strategies, frameworks, hands-on tactics, real-world examples, mindsets, done-for-you templates, word-for-word scripts, and hard-won breakthroughs to start and grow your own business. [Click here]() to learn more about Earnable. * * * Both come with my 60-day money-back guarantee, so you can work through them in December and January and decide if they’re right for you. [Click here]() to learn more about Dream Job. [Click here]() to learn more about Earnable. Both close at midnight. [Signature] WHAT TO DO NEXT - TAKE 5 MINUTES: If relationships is your Money Dial, how can you turn it all the way up? Write down some ideas and check them often. - LET ME KNOW: Reply to this email and send me your Rich Life stories. --------------------------------------------------------------- What did you think of today's newsletter? [Hated it]() [It was fine]() [Loved it]()   [Logo] [insta]() [Twitter]() [twitter]() [youtube]() [Linkedin]() [podcast]() This email was sent to [{EMAIL} .]() If you no longer wish to receive these emails you may [unsubscribe]( at any time. I Will Teach You To Be Rich 548 Market St #89946 San Francisco, CA 94104-5401