What are people happy to pay over $1000 for?

What’s something you happily paid over $1,000 for? To view this email as a web page, [click here]() [IWT Header] What’s something you happily paid over $1,000 for? As you’re designing your Rich Life, it’s important to recognize the steps you make along the way. What sacrifices have you made? What are you proud of? Then, reflect on those things. Was something you did positive? Negative? What did you learn from it? What new things did it make possible? What new ideas did it give you? I recently asked on [Instagram]() and [Twitter](): “What’s something you happily paid over $1,000 for? What made you so happy to spend money on it?” Here are some of the best [replies]() I got: [A couch!] [Helping my parents and little brother to emigrate] [Taking our nanny on vacation with us.] [My divorce] I LOVE IT. And notice WHY these purchases were worth it for these people — even when they’re unsaid (“My divorce”). What’s something you’ve spent over $1,000 on? Reply and let me know. I’ll share some of the best replies tomorrow. --------------------------------------------------------------- A travel experience we won’t forget (planning a custom menu) Yesterday, I shared the concept of creating at least one extraordinary experience on every trip you take. On a trip to Ranthambore, India, I arranged a surprise dinner for my family with chef [Adit Grover](). He heard where my family was raised in India and that Cass loved paneer, so we designed a menu for dinner together. ([Click here]() to watch the whole surprise!)⁠[Click here to watch the whole surprise!]() This level of personalization is what you pay for at a luxury hotel like this. But you can create amazing experiences ANYWHERE. Sadly, most people just order off the menu — they can’t even imagine what else is possible. You could ask your tour guide to take you to a spot they don’t usually go to. You could rent an exotic sports car for a couple hours. You could spend one night at an expensive hotel you couldn’t afford for the whole trip. The point is: You should intentionally create Rich Life memories that you and your loved ones will remember forever. I’d love to hear what some of your Rich Life travel experiences have been. Reply to this email and let me know. If you haven’t created one of these experiences, start a list of what you’d like to do on your future trips. --------------------------------------------------------------- The three credit cards I use I prioritize simplicity in my financial systems, which is why I don't use one card that gives me 5% back for groceries, another one for home repairs, etc. Just a travel card, a cashback card, and the AMEX Platinum for lounge access. The most common question I get is, "What about XYZ card?" When I ask how much the rewards are actually worth, it's usually a very small amount. But the mental cost of keeping so many cards — of maintaining, reconciling, and tracking — becomes more difficult. More importantly, you could use that time for something much more valuable in your Rich Life. As you grow your finances, fight for simplicity. Here are my three favorite cards: [My favorite credit cards]() Why these three? - Chase Sapphire Reserve for travel rewards. - AMEX Platinum is not really worth the annual fee from a straight points perspective, but the lounges are luxuries that are worth it to me. - Fidelity Rewards gives a straight 2% cash back — on everything. [Click here]() to learn more about how to choose a credit card. --------------------------------------------------------------- “I think he should pay for everything because he’s the man” In money, culture matters. In our new podcast episode, Monique is very open with what she wants in a relationship. “I always expected that fairytale love, the guy pays for everything, the guy opens the door, the guy waits to kiss me at the end of the night...” But her boyfriend, Pablo, disagrees. He feels taken advantage of. He shares the story of Monique ordering a $10 soup in a restaurant when he wasn’t even eating, then both of them staring at the bill to see who would pay for it. Their beliefs come from their upbringing and very specific personal experiences. For Monique, she believes Pablo should pay because of how she was raised. At one point, she says it’s his job to pursue her. Pablo wants to split things “fairly” down the middle, saying he wants a “partner.” Their opposing money lenses lead to awkward exchanges at restaurants when the check arrives. For Monique, him paying for a $10 soup is symbolic of being “taken care of.” Pablo doesn’t think it’s fair. He says he would prefer she did the “fake check dance” before he steps up to “be the gentleman.” How many invisible scripts can you spot? What does your reaction to the situation say about your relationship with money? I walked into this episode pretty confident about what would happen. I was wrong. Listen to the episode [here](). New episodes are released Tuesday mornings. Subscribe on [Apple](), [Spotify](), or anywhere you get your podcasts. [Signature] WHAT TO DO NEXT - RESPOND TO THIS EMAIL: What’s something you’ve spent over $1,000 on? - LISTEN TO THIS WEEK’S PODCAST EPISODE: Monique expects the man to pay for everything in a relationship. But her boyfriend, Pablo, feels taken advantage of. [Listen here](). --------------------------------------------------------------- What did you think of today's newsletter? 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