About six years ago, I hired a team to create a narrative-driven podcast
To view this email as a web page, [click here]() [IWT Header] {NAME}, About six years ago, I hired a team to create a narrative-driven podcast (e.g., âThis American Lifeâ). We spent months creating three episodes. It was a lot harder than I expected. When I listened to the finished product, I realized it wasn't IWT quality, and I killed the project. Then, I spent the last six years keeping it in the back of my mind. All I knew was that I wanted it to be FUN â I didn't want to do the usual interview-someone-else format. If I created something people loved, we could tie it into the business later...which led to the [new IWT podcast](). Here are a few of my favorite comments about it: [Tweet: Ramit knocked it out of the park] [Tweet: My new favorite podcast] [Tweet: This is already my favorite new podcast] [Review: Supremely entertaining and informative] [Review: Amazing!] [Review: Unique take] [Review: Perfect combo of Ramit's perspective and fascinating topics] And then there are these: [Reviews] LOL Do you notice anything about these responses? Hereâs what I notice: Whether positive or negative, people had strong opinions about it. Thatâs exactly what I was going for. I want to create things people LOVE, not things people âlike.â My stuff is not for everyone, and thatâs just fine with me. I donât care about creating things for the masses. I care about creating things that the right people LOVE and use to change their lives. Thatâs been my philosophy since starting IWT. What I believe Buy all the lattes you want. A $5 coffee is not going to change your financial life. But learning how to automatically invest, how to select the right asset allocation, and how to negotiate a $15,000 raise will. I believe in asking $30,000 questions, not $3 questions. Your Rich Life is yours. A Rich Life can be picking up your kids every day from school. Or buying a $1,000 cashmere sweater. It can be buying a round of drinks for your friends, or traveling for 8 weeks per year. You decide. Your Rich Life is yours. ([Here are some of my other Money Rules]().) Thereâs a limit to how much you can cut, but no limit to how much you can earn. I have readers who earn $50,000/year and ones who earn $750,000/year. Weâve helped tens of thousands of people earn more money by negotiating their salaries, investing, and starting businesses. Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you donât. I donât believe in cutting back on lattes. In fact, I want you to spend more on the things you love. What if you could double your spending on travel, or eating out, convenience, or charity? I call those [Money Dials](), and Iâll show you how. The 85% Solution: Getting started is more important than becoming an expert. You donât need to be perfect to take control of your money. Itâs OK to make mistakes. Get 85% of the way there and move on with your life. Investing should be very boring â and very profitable â over the long term. I get more excited eating tacos than checking my investment returns. Youâre in control. This isnât a Disney movie and nobodyâs coming to rescue you. Fortunately, you can take control of your finances and build your Rich Life. Money is political. You can simultaneously acknowledge personal responsibility and real systemic problems. This is a core part of the I Will Teach You To Be Rich philosophy. Housing is political. Healthcare is political. Voting rights are political. If youâre looking for bland tips on cutting coupons, this site is not for you. I consider it a tragedy to live a smaller life than you have to. So many of us have been raised to believe that money is something to be scared of. We use phrases like âIâm not good with moneyâ or âMoney changes people.â Yes, money does change people. Money allowed me to dream bigger, to be more generous, and to be more adventurous. It can do the same for you. A Rich Life is lived outside the spreadsheet. Whatâs the point of all this saving and investing if youâre simply going to wait until youâre 80 to live? No thanks. I believe that once youâve set up your finances, youâll see that the most important part of a Rich Life is outside the spreadsheet â it involves relationships, new experiences, and giving back. You earned it. What about you? Whatâs a strong belief you have about something that not everyone shares? Reply and let me know. [Signature] P.S. You can subscribe to the âI Will Teach You To Be Rich podcast by Ramit Sethiâ wherever you get your podcasts or at [iwt.com/podcast](). Thank you for listening! â [Logo] [insta]() [Twitter]() [twitter]() [youtube]() [Linkedin]() [podcast]() This email was sent to [{EMAIL} .]() If you no longer wish to receive these emails you may [unsubscribe]( at any time. I Will Teach You To Be Rich 548 Market St #89946 San Francisco, CA 94104-5401