Worth over $2M but stressing over a $79 brunch

On Tuesday, I talked about invisible scripts. These stories we tell ourselves that become ingrained in our psychology and even in our family tree. [Rich Life Insiders Banner](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3nRW74cvTt3QW5lZW3tZ92D62Sp2lW8M4lwF10Kdg1W7hQzw76cF87sW16KtZ65L5MRjW17_1FG7NRywGW4tqMQT7ZFKwmW60tydx1bTJP9W7cs1sy1XGFXwW8JbjNk2HcQm4W8JfrDB1zR6LnW8KpX1T3Q43r7W3khDTz65ZSQfW1XGLrM2mglzcN49b4TDCfVrnW8Rcf5N8VrLFvW5rL-vs49XTq2W4MgY9y6fvHQtW6YgF6W5Zh1NDW6qRGPp7fGv75W2YXsV53B9drLW6_sr4g4BNJK_W83xwZH8cG4yJN2Y6JbC_2kMYW8FBqt77G5wJcW4JL-XC7jg0wJVddlf67jRfQtVTZ-z428Ff13f3VdQDg04) {NAME}, On Tuesday, I talked about invisible scripts. These stories we tell ourselves that become ingrained in our psychology and even in our family tree. I see them everywhere. Hopefully, you’ve started to see them too. Recently, I spoke with Adrienne and Rob on my podcast who were living a smaller life because of these scripts. [They had $2M but Rob was still stressed over a $79 brunch](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3mmW127j2f8tdNTjW8F3PhP1QlHcgW2zvkwy8BymbTW58Pspl8tVS8JW5l86tT2shxrjN8bKBZ1vfnd8W3qQyD86rckMqW4ncr5x3k5_j_N3l_Wxgd6S--W7KcT-T3DZwSwW8sMy741R5c33W7m_lW54d-kVNW8clS743f6HBrM1Clwxn6r4fN3dSc2BdZLTwW1KJS4q3Ys62-Mf8wCmt2JBZW2fyv846fPdgrW8XldgL8rsfXtW8BX8xT5xt50DVj2BkS1ly-rYW8v7W4b2S-vDRVPzFgf4sFfZjW7G7qCs1xQ-PFW8M93dX74pSPvW5TQ1xR1NxprpW35R1TZ9fQpwzW2qpd0R2QryPSf3shgcT04). [We overspent by $80,000](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3mNW81c6qD9j80MRW79xzM26w6D3SN64Rxv74q7nFW3XBfcG3GS3myW13zsvX5VxPJKW7gpQbX4TkhkqVrsbnT1CRT8VMmFJrlBgtqDW19tfmK2RDtNxW3wjvQX7xpwRVN8HWHSN912WGW7FlGzH6cwF55W5ngypV23vmrkW4xtf9f8MLrysW5pXh822TQFy-VpqvWl5WvNBgVZfXdD9gYdtjW9bTV7B98YCf0W6rzZll5bPV2BW1j46Rl5cQR6ZW588XWQ3b2mRWVPzh4d2J5PJJW2bvzWK7VR4Z6W7Vb8H294Vlw4W8TS_rG2-06GkW1fFx6S1PdY_qW7tlgcR10wj_MW3z42Jf8wqLwYf1whsKH04) I really don’t think tracking the price of mimosas and avocado toast is part of anyone’s Rich Life. Seriously though, these scripts are very real and can control your life if you let them. Today, I want to highlight a student who recognized the invisible scripts about money that weren’t serving them and put in the work to change their money psychology. [MCRS_Rebecca-Yeboah] “I’ve been in the IWT Money Coaching course for only a month and a half but what I’ve learned has changed my life tremendously. I read the IWT book during the Christmas season and decided to go all in 2024. At first, I felt odd, like I was worse off than the average person and just hid behind the scenes in the community. After the first monthly call with Ramit, my entire perspective changed. He encouraged us to be as proactive with our finances as we did with other aspects of our lives. I came out of hiding after that night! I have since slashed my insurance payments in half, combined my accounts into one interest-bearing checking, found other ways to earn more, waived several fees that I would’ve just shrugged off in the past, and increased my salary :). My biggest win, though, has been changing my money psychology and the invisible scripts. One of the invisible scripts had to do with being heavily dependent on borrowed money. Despite my comfortable income, I found myself depending on my bank’s line of credit every month to pay my bills. That was my biggest challenge, but by applying everything I was learning each week and planning ahead, I realized that I really didn’t need to owe nobody. I cut out what I didn’t need and ended up freeing some money for myself each month! I am moving to a better neighborhood next month and I know I’ll be able to afford it because my CSP says so 😉 The IWT community has been a blessing! Sometimes, as a noob, I second-guess myself and end up with analysis paralysis. The community really helps me put things in perspective and played a huge part in helping me stay consistent. I share what I’ve learned with my family and it’s been great having productive conversations about money.” — Rebecca Yeboah Rebecca made huge strides in changing their money psychology and living their Rich Life. Congratulations to you! Why Money Coaching Works [Money Coaching](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyk_45nXHsW50kH_H6lZ3l1W5M0fFW1DYqHSN98bdfC95cXBW5vqPZl3wkx1zN1J3VWsSB_FRW4YpPmj6LmFyjW2qpvbd43j1XBN4bkldxF3668N8mg6_HZJR9FW8hf5sj1R764SW6PNHgr4md728W53RdlM7hRBQ1Vn1vkH52Yc5ZW7LQK0H13cy1TW60mj-r45qryLN9h4RCb8PdT2W6jMc2n3mM6WMW3-xfNY1pNMXVN6w6pH9LnngsW3WY4lz2RW2BDW9g-2Dv5xNp5rW4QP1WS88bYC9W34znhM2HhZRhW54Zblm2rWXrzW134NMD9gMJbsW5cpYZd2KFTMcV49BQL59wKhDW962wrQ61_ym2W6GnjQH1gcLCTW3SGvf85Ycqc8W5nRc-M767w27W4Q62lb8kGQGcV5Prtz2MkRNlf2zf6Tx04) provides four layers of support: the Rich Life System, monthly coaching calls, a library of past coaching sessions, and a supportive community. This holistic approach ensures you have all the tools you need to take control of your finances and build a life you love. Join the Next Live Call with Ramit: These powerful transformations above were sparked by our monthly live calls. Our next call, “How to spend money on hobbies,” will be on Thursday, June 20, from 5-6:30pm PT. That’s one week from today! Don’t miss this opportunity to learn directly from me and start your own journey to financial freedom. [JuneMCRS2](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyk_45nXHsW50kH_H6lZ3n-W64NWlB3lbcnhW2Pnky81yTXF-W8jy5hK77G0l9W7hklgw2P6_q5W5bwCg84JSs44W4XXzgJ61v21YW2BYKtr6ScBN1W7T2FDk5bM-cLW7nDvCl8ndFyTW6pZc_S32bhXwW8gdGzt50CWLSN5d0z3mPpL_SW7vz3n43RdFn1W4_HVyn262MSlW9hTmrB6VgJGgW43PJkj1B3ZGsW8smwtT794qH4W5gNcN02w3zC0N389nX2nQh0lW961c8B514rDPV_f4fr6cBGKqW1YrYv_1vp-5PM3bLhKlTnSvW809PfL1NhWVGW40MYPv5ZT7MTW2Pgzrf6Qss63W1tk4xd4PX5bwW4n0f3b1Q297ZW35Fqls8K0vX2W99f-wC9jd9GQW7ysFnp77XJthW6CYSwj541Wjnf3VNLJg04) In [Money Coaching](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyk_45nXHsW50kH_H6lZ3lrW8CW7nG9fR3mKW18d8Sr8K5Qk2W7gfpyb2V-nKpVcQCg13WNtYxW1yf_fd6xPzqBW3YSpTQ8Z8rdBW7dHmy15yvKkkW2MnQG22Hk0JtVPWrPv9kMmZfW6y-WZn26Q24LW8Mj8y51XY8pNVpN3Ky39B7w0W1_92Gd4VzmrxW2P6xG92PLk0kW25DZ8K3zKPW5VQx-r22q6VtxW24TL-C7N-vxBW5hHcgR2nZsGTW57PVC25DKHv4W7cshN03jS24BW58gbdL5yzTc5N5JJRlXNcPpBVzHwKq2KXCfMVyddzy2M4g8TW4hhvbZ7XX7NbW6TGzDV38f1XCW4Fmjfk1GMYvpVnYbnw42rJwMW8ZtkC87QvVkSW69xVCN4hdhvdW4PBhzh6qXdvSW4Z2-B92kdKv_f2hl8Gz04), you also get access to my proven system for money management that empowers you to enjoy your Rich Life. ✗ No more haphazard attempts to get your money in order. ✗ No more tracking every penny. ✗ No advanced math. ✗ No guilt or shame. [Join the Money Coaching community today!](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyk_45nXHsW50kH_H6lZ3mvW6-bZ606px8vHN73L6j_9rzNrW7F4R727hYZSzN7yR7J-l-4ysW1zhKp22Wr5nMW8H20gw303gRVW7VDLvG1znYp6N1vcLrLKKbKGW6RR_YG4LNRSmW21Xc-N5H3f9LW7jNwkC1g8fgcW58h9-N4zVrgmN3NNyzr5D4PYW5trJ2L5c-M7ZW6L4JrW1n-rhnW284CsC7ng9jVW2cj6-v2tMrHcW2zrpPd4Zmkx2W7Bvvw18VyS4YW4JgNZN6l2SMCVW1PWN8ftTXbW3-JBd75vvZBnW7s5d283qJ9lrW1mdNNW91gpBDW7pR7fY1sLHCKW5Mf6z53tMwz2W2_r0M_7HQ3b9M67xT82mhnwW1yNc2w3tN_0BW6zS7DN5Q-_TpW6SYysX86bvzXW1ggLZw1_bV08f4GWZwY04) I hope to see you on next week’s Money Coaching call! [Ramit Sethi Signature] P.S. Remember, the key to a Rich Life is taking control of your money and using it to build the life you want. Join us for the next live call and start your transformation today. [Programs →](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl183qn9gW95jsWP6lZ3pZMlLfjqr2DPrVQWjfV4zzNMqW6jB0lT2xsPDBVbYH6C5dCY_CW6FLm2d5NNkd4W6qBhRD1_t_hSN33lx88lZTgtVJWbgV7Dx8JnW7R0ZQb2R8ncpW8mc3359lZcx_N8zmbzHTpvf3W5nCXLd7j-h1NW7Wm6lv8Xh99CW5l6dH329cHfpW5zDpVy27lvHTVWlD1M8JGymWN229cs-nM_fhN8Ndl7xrR9J1W4YBVkb12WQvNW80rBWG8RMlYVW1r8zfC7bjDDqVCs2g836j3FNN3Gt4vPhgr6dW8t8Y5L8kX16qW8d658c6kZg_qW2Zdvsp4wlj9fW4yCSFs4LJ23MN3j3lFTGmZw_VX-9cp1Lyd7KVt6Lrt4PgDpqf5x08Fn04) [Podcast →](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3q3W3Ph2T_8mW17FVw_k2s529pl1W4zSW483cq0M-W39yblG7QvKtCW98Tb7C1L-798W46Xkb926fWQMW8wHddG8DjH6lMskR2RyC9VKW8bhqMH8SnK25W3L1cQS9jpWM0W5TQ7Qb39x5P1W7KJLgd20VtCRW7R1BV78V7VB2W9jvtwm3z-MgPW3TDnl-4Q3G4RW42WxjP5R7kB5W1t1jvL2J4YGlW3vjm9C1yJCb7W1LgnZn6LHgCFVQcWrG15Kdh4N5Vfc598jlQfVBwYD71J2kHmW1wP4184ls0x5N2mwSrVstPWvW7YmQMR523Zl3W4mVF5N5_9CnpW3T4tH04VphSzW8cs0-S2GyzrSf4T39fq04) [Netflix Show →](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3pPW4Lgm7p6jm_yJW67byry4b0h-CW2HvTzl5_3Z5ZW5cj6pN68xP7cMpQR7tyVYd-W4BkwsW7RrQ3KW70XTZr3C0GXsW95tHyH6rt683W4Q5WVp6FywLVW2ccT9j27Q3NTN3Y_gsS_JYKKN5HlBwRB69jRW3s6qsq2gDwx6W8dln_W2Tw9RrW8XkmmR1y3wKKN1CZhfS9p-mdW13vk651NYLQhW2lz5pt7lxJfKVHxyLn4TmXJkW3Bn-Jk4hPZCqW7ztJyZ8HzhrcW6vstxY6SmF9jN53Pl-6RhqlKW2_Gbj26dktblW3p047s7yWNswVF78KZ8c_kyKN1qHs3_Xpc0GW292xpb3_Gdbbf5cnNMx04) [Books →](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3k_W1GTSJ01-MmtSW2Zbdg45HdCMPN6F7pWpdVNPvN7HG-SCmBwpPW8TddRd1Zx_93VZXQvC5xlkg_W8Wq6YC48kcF2M1d0QNNVcvmW4nn8mT8NfgV5W4t48zb305cFcW6BXMlk3TBYp0W1Rhtr12gV97lW1wk-h835mB35W4-66ZL1Pgc6BW4Hf1Kl1lNSjwW6ps82h6ypnWFW5YCqCx8WSGzMW6-cvCs8gQ_t_W6xCZqC146_TnW6v5TyX4K9yklW5C_ZNq358PlhW2BtZ6G51pM4RW2kx4_j2Kf1SXW6HxmNC2zv1ddN82nQ5bWMTwBW3t8jSf3gRNkzW19Qcmq2WvZm3W2rPtxt932PFjf6RcHT-04) [Website →](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3ksW312ghn3hMtJvW5WKXqQ1v4JFBVrmc6W8_ZvgkW5fGtl9579Sn6W2LM5G01_cXj7W6LwBhD1bGqMXN73nnbDm7V8WW6PT2sY99XTgyW6x_Qt442BK-WW5mb91Q2cdrywW8n-_M14y5SmgW4ym6yN1gKqDyMX9nTbfjr7pW8VnStS7lYr13W63GbfN5cQFvLW8Bk01h2SfvfkW2krQK51JBpwCN92VHh0bryHfN6N0VXxmxLgcW6DgGCZ3dXcjXW5FpCHc2qLN2SW1j2C3N8Nrjj2W29Jntd2-8YT_W3kvLWd3s7WdlW97hh__4q6MmQW3FZ1L665rJwnW2y4wj-8q8J-JW5fK0tt1vdyJrdGGZSz04) [Instagram](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0z3qn9gW7Y8-PT6lZ3p2W8MXLn716L0blW91mRCJ3mGZJXW8NttCC2WWpy3W8WhPGk58YdfpW43dRxz7JTYpyW6mXt2N4-Y9gvW5t5XXS7XhSPKW4ZHvZ22NwhrwMSl2dKBf7R4VKrBjC2CVtP3N2mLq1jNj3rcVbmX947HmyKVW3dQs2z95GylqW4_Xmzp4w4jHwW5HjXPs7_wxk2N7b8LTxKqs5mW3D8kPd3F9x8jW8B51822sZ7GGMGjGmBNC-WxW3PfcGK7g0Ws4W7wpHLC2BYl_kW88J8HG6GTWprW47Q1H_8CZTNqN2t5sLy7-qtsN4gSxz9zGHKfW7fpWqx4jJ2Q5f5wQ86404) [LinkedIn](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3mwN5XDKz0RD3SCW2H3K_S78lfW8W7_zFWR2xPnH6W8NdSpG4qHJW8W63LX8-875blgW72fBT73vL2vvW9c4m7n7Vtk2ZW3tlTLr7ch7TxW387FhF43Yy0DVRSgmp4XDsSTW22HpSK9jRSY3W2X3w7H33yFQrW6FdsrY97FGtnW3SZHgP48JgZ1W4VMW7k1tLrV0W7VmGlJ1MtcVMW22s7BV6MHc7LW15y_322pPX9YW8Hj3dK3wS4TyW71sSdh4G2P81W6JB7WW7QTX6jW23fjXS6dgcxVW19XVmZ1Tc3F2W8wS0PC7d1LQlW1fH_sk1btk7WN4J_-D5YxMKXW3S8LFQ7PB8f_W4-p5YW5xJ2wNf3nDpnx04) [Twitter](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0z3qn9gW7Y8-PT6lZ3mcW2tNM3J3GXN14W2S9bDB8tmHFcW8f5ss-230rngW6r2y524vTZ_GN67c_tWFgH1XW8DsZw62RstQ0W7jmKlF4Rk72ZW6_7-_W78kRm6W4StZMC7RT3CGW3c8bNX8PvSq-W76Bjdv8t7xxvW7pQlxr8N5CyFW4MrnyF5Y3822W4ShBvZ3mQLHjVzW0jR7v8CYbVFLy2D6PtfMzW8nwP7G5Rg6VtW77slJr8fqYxzW3M8_B95mSK_rN3jYpW1pCBFrW4xFMs38y1rjzW9gr1Hd7pYjwjMdDz0YSFdGhVz0JZB3_4qDPV3_zqP5ytnTjW8h5SxC17gnMQf29fc--04) [YouTube](113/d586LZ04/VVnxbz179_P9W4q7Kt42THyn0W8QwHkG5ggjBNN7qyl0T3qn9gW8wLKSR6lZ3kXW62nzyb2CvFRtW4gBSvW1mLNkjW2q4P282zCsnLW2vFR2k5_mcTSW6PQnXW8D5C7bW8CkQwB2KC6x8W36YHS06WGRvKW86Y9Zz8J6vqpW9hGBVs5tJbTPV8-x9p9l4Pr1W1Z0NW46F71H7N6T8LMTnZ_lDW7brmQV8rqpHkN4wkqRKG9RZDN4lCPxtnvDWBW82_k1X6vyMxYW7F_PDr2kpF84W50b0YW5DZXv1W5tpzW-9kQ22xW3kpyqb1h6hMvW47wy9d1cpZRnW2PJ6Mf6GYM85W93R1Qp91LVzDW7ktpV24bjsV3W673BS23ym5KZVxBqB314TLHBV1kfW57yRQpdW2p5-896WrPxJdH-vw604) Was this forwarded to you? 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