The $500 money trap this couple fell into

Today, I want to ask you a simple question: What phrase or word around money do you fear? [Rich Life Insiders Banner](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38v3qn9gW7Y8-PT6lZ3n4W31qJGg5p9XgjVMF7Nw5CL1CJW6tSMJg7ZDWrwW415PvP7jzPvtW2m8Qd74JCW0wW2CBxgK7j6wWhW5cJQNW4Z60KdW7HDY5P5rvYfvW64K0yR7MlT2kW3Kbbmm5GqSYbW3W5SNW5Vr0d1W97zj8B8H-KJCW60Y9z98RqSzzW99hXMb6d4pf1VmDh2p6S5MXYW8BV5RQ1VM9p-W4tltSM2p_c1QVkjz8-8yRD2MW6SjDp61wTbCnW2nWfw03nKBBxW1VsQZ-4vw4kkW5-pSMY46YR5VN5_4Dfq3plv5W341fQ88fmQT3W2XLcP24VBQPnW6YWn7n8YKfjfdmlDbC04) {NAME}, Today, I want to ask you a simple question: What phrase or word around money do you fear? For some older people, just hearing the word “retirement” sends them into an immediate tailspin. They know how much they have saved, and know it’s nowhere near where it should be. For others, hearing the words “we can’t afford it” brings up disappointment, anger, and all kinds of negative feelings. Probably because they grew up around parents who always said this. [That’s why multimillionaires can have anxiety around buying berries at the grocery store](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3lVW2RbtJk3Nphf0Mvcp3f8gTr8W4VG7Mj8H1Q6WW65pTL_63XWRbW89jWnK5yV9_pM1wWLv-pfDGW2bYD8V3VHq4FW4Jcqln3gjx9CW10wq1D7bJPF0W8BZ8zq2HlsntW56LWkd5PVftDN8SGx8Ysq9b3W1KzQWv5m5kJMW68w4KL6CxtbFV1GrLn7kSQhmW8nhnYn8MXpXjW9cRL5v3d51pKN6CDtW8BSlzFVR9PW988yztzW1QThPP7D1RYRW1vNcRw1RSTwZW6CKS3t1VqC4-W7m6L9m2mM4GsN3SH9lnLlZ_QW8bXXnC1T-7jQW3PwSYd768V2JW6NLc4J7sNnsgW4QXmgc6Sd9Tvf8SlGNT04). [Ramit shaking his head] The phrase Jonathan feared the most I recently had [Elizabeth and Jonathan](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3n8N3PwnHW9HqFcW6rx2Qb8Vw2v2W8d_XSP2tln1_W24LbSl89c2-hW1w2nFV8DM4WWVbNfmY1SkM69W3zVPBL1W773hVV4vSf8ksNbqW7qk24b5ldN5bW68yvhN28hKn_W8GxSzK4TVc0cW4cWkS63lWGt-W4FrQzV2L-M31VxK1Z77PQfcMW6bMp3h5-XCK8N5YklCG89YJpW8KZHgF4Bm9kmW90vmRV8X7lcPW2whXCK7tvxs0W5nsChY8RgycPW7k8fzX4bwZhQW6S1h0H4dMYSkN7Pzg2RHZ_fgW6MwQ-k3bpNSgW5QJFLr3ZdFSHW3-Fq1l750LFkW6w4wfm4ymzycVNKLwC1WCfd6f1h5Kzd04), both in their mid-thirties, on my podcast. They have been married for 13 years and have an 8-year-old daughter. They’re completely stuck with their finances. They have nothing in savings. They make impulsive choices with money. They’re in debt. And they live paycheck to paycheck. And Jonathan had an interesting money phrase that he feared the most from Elizabeth: “I’ll make it work.” A $500 Christmas toy for their daughter? “I’ll make it work.” Do we have the money to go out? “I’ll make it work.” …and so on. Let’s be clear. I LOVE the concept of finding a way to “make it work.” My parents told me early on they weren’t going to pay for college. So what did I do? I made it work! I built a system to apply for as many scholarships as I could. That’s how I was able to afford going to Stanford. Many of my students make it work by making extra money on the side. [MCRS_Money Win feedback] An extra $5k a month is a great way to “make it work.” But the problem in Elizabeth’s case of “making it work” was that she was taking on debt to do so. I did a deep dive with Elizabeth and Jonathan. We had a lot to unpack. Which is why I had to do [Part 1](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3ncW7BSy714t3Y76W5wL6C61q6KbpN2vw9X_3v07dW2CcNy76b7qYBW1ggfV213NRcKW9cMT-03m_B6xW94G6H23mWSP4W2mJ-kw8JTpbHVJJVrs8QHlRzW7gCQNk56p2vJW8wCB4T20Y4f6VQwl8Q6nfPKPW73ZTdd87G7rrW7lw6vr27v_2dW7-9Nz23CymZbW5csMp77hlL7NW2gcFmM8mbYHCW907n5Q8SgvTgW793FN_4Y9R30W21ygn15KmTnMV1KXbN1GL4G9W6l5qTy7WwRM8W3tNvxW2mWV3XW3rv1NQ16LXbNW4NYtFq1h6tKjW75cH5P9190zQMM92B1RFVK6W3vJTf7374g6jf5TDH5b04) and [Part 2](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3pdW2y_HDj7tTgCHW2KyvvM7qFghFW2BLFdX2WBsF7N7CPVgK7HSrtW1Wg7dP8xwsWzW6F7-kZ4RL0gQW7v29tk80M8KQW8lFx6q4DK_cMW854rK98Z47w_W3GsDLr1sDjBvN3Dn6qxcWKskW3gbclw6rvnR-N2XRnh3Sqs1bW3_nfpF6fy84TW1_D89J1WVddrW1SwvYR3cLG6lW3S4h-d87HY7dW616jCX1S-CRYW861WCC1CxxMcW6qRx6w5WdRkhW1gXPFK44zcBzN3_4m3rNGQHYVBtXLc4bBl4XW4Rr__S4rm7D6W4Ws8581wjBB5W49KD4089RvqjW1-N7-37dyRxvW21L6kr15fKYFf9cvkJg04) to cover everything I needed to do. [How would you describe your relationship with money?](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3n2W2lCLhq84fLLCN8PPdxl_JDLNW93S25m7FxBMpW5Q6pzp2Wyb4GVVMJpt7sPRG2W7SqTMr53hYnCW4vh1Xn66XjG0W2J1n_f3BCDkDVBm9nC7HZhgWW391LDN1NtwZPW8FHDzb3n9TPKW50ZR7h2M9bgkN5GLxvGs5x6VW7_n5Dj6KfGVlW2TsqqN1h6gNqW65mvhX5cDNf_W4RTSbf2MWQ_8W7vmmWT18qRXYW1FPCSb29-rHSV3tf0-3KYRfRW3GQh763l0rtYW8QQ4V47Qtv44W5Qj6xV75_tPHW1pH5qY3Zv6nXW2zS9_D8bnCzVW8-T5v32XQgLWW2gZYFP3NGqJ-W2HWgTq11bgjnf30CXd-04) What words do you use to describe your relationship with money? But one big takeaway was that they always described their situation as stuff happening to them. It was a bill coming at them. It was an expense coming at them. But a lot of their financial woes came down to the fact that they just couldn’t say “no” to things. The world will always throw things at you. It’s up to you to change your behavior. In their case, that behavior was impulsive spending. Or spending to make themselves feel good about life in the midst of all their financial stress. Without tackling this behavior, their financial situation will always be doomed. Change your behavior, change your life I love my podcast guests and the cast of [my Netflix show](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3mdV978vV3WdQ_gW6CYNJ24-dK0vW6_kPMY6Rc2xFW5VqhTX5xZPFNW6F6dJC3VgC_fW157Fwb68Yv6FW1D_qGl3d6knXW5tQ_TG4cWbNyW5lqkYC4mWJ2wW88FXvt5vfFhCW5_gkhN6zNbDLV2ggpn8MWLCyN6Ph2b_VS_GDW1MdcLM54Tt7WW7nx5w_1XHZzmW14jntV9blpsBW6yfHMy4jngNgN5-XpdVk128pVXQswm4Bdx-LW7B3dJ28-YF7dW27Qf5H9gGKWgW1qFBml8rfmQKN3Ntw3KN0L59W2PVmpf96yz9lN5D0mTRYKlDZN1-GSdCFr4yCW3_GHg45hhs8RW2wtMz57q_t07f6DY71g04). They agree to talk about very private money and relationship matters with me. And they do it for millions of people to potentially hear and watch. Emotions run high, people have to swallow hard facts for everyone to see, and they’re forced to take a good, hard look at their numbers. [This stuff is stressing me out gif] And they do it so that everyone else can learn from them! That’s pretty amazing. I realize this kind of exposure isn’t for everyone. But for people who have money hurdles they’re looking to overcome, like these: - Eliminating debt - Negotiating bills and subscriptions (or cutting them all together!) - Firing expensive (and useless) financial advisors - Building a Conscious Spending Plan that aligns with their Rich Life - And much more! I’d like to invite you to work with me. I want to share with you… [Money Coaching](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk3943qn9gW95jsWP6lZ3nSW1ccjgs85dvsxVFKCR26qwRfFW6gBqst92H-NWVhqFBj1rGlPzVpWJL82GKr6LW92H7yS7l04x-W66S-dJ4Y48WsW7jD07F9lyk2vW7HdB8r7hhmnqW3SDTsq65DnfjW14tJLn1yKyzPVrT8fZ3NsfB5W8P6GYD8dpSxfW85_h644-6MWYW9d70m78DPysBW5Kwd7j6PkBDtW8kpvW34xtdx-W8Szz_m4L4WH0W5kXSqY3SWqCCW8rNnJ_5HZ7ptW4HDQ5l33JF9kN2Db8F4Xx__9W5mhrmt96NffbW3qmF-83xyQWlW33nl-H76g_GZW8z90qn3XFPXcW5pg8Y53-r4dJW7dZhPW6XQ6KtN6L1d6HgfpQxN3xCb3cXxYKyf3zMqN204) This is where you can get the same hard-hitting personal finance techniques and strategies that I’ve used on my podcast and my Netflix show. [Ramit throwing bills gif] I promise I’m nicer in Money Coaching. Here’s what you can expect the moment you join. The Rich Life System — This is a step-by-step guide to design your Rich Life. Finally make your money work for you, not against you. [The Rich Life System](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk3943qn9gW95jsWP6lZ3nzN9gnyrv8q44nW801kkS81Y2RDW8d7q_85FFZqPVP4gNQ78ygkTW8Ns_-s1MXBMJW14tTRB1SC3WDW24YFdm6L-D4DW5L2SVj7s5tscW6XSFrC6MWkbtW3gXbRz98-ldNVQcLXH8CRwnHW186rDR3466pYW8xPNMF7DNT-GN10_DhX_kcqnW3rQwKf54KCV1W56P_F23XY7pWW9hSHsx5yV07cVKSjtj8n1W1lVSt1qD66g4TqW6LNbnB53slPtW5Dwg_F2V7CrGW7c-0SM97lLP9W94jM3R33lRCKW7TZ_vM7F0qdpW7d6Hdc1JnX9NW7lLjrm8w0P3QW7JK4V26JTCHzW4Jt8TD6GzwxMW8nvFkN2hLkSKW880FtZ6wGPbYf8TDfC-04) Monthly group coaching calls — Every month, I host 90-minute sessions covering the psychology of money, using money to get back your time, splurging on things you love guilt free, and so much more. The [Money Coaching](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk3943qn9gW95jsWP6lZ3kFW2MMthV7Z8GWkW87MpFR6MWhwkVsLhfC13bcLZVy0W0m1gp7PyW6D6_Wx6GDL8qW2kT8WW8Xyp9CW8rxTn33b6_PBW5TtD7G35b8l9W3k7fm698w7DhW8SGnwz5sskngW3NgmKr1RHsdGW7zPXxz5RHK4_W5zj9nS5XwQWbW4Hzm1C8CgxFrW5W1grN8blZlhW8PRTsH6Z6ZrRW2yDy7v6T06sRW58sX-D8ZR5bJW7Mf_zg2Q2jdSW27rLg93pdSlXW8QVz4X1YsWd6W45bkXD1lFFC0W8Tf8JK4FVF3DW2VlPWL59M7BqW5N6-kp9kZlRWW4W9cPp7Bzw1SW3FbZbN7s737HW2hwFMN1hS0cBW4Fk1yQ71zVwmW70Z3n46MB8f6f49BGFW04) library — If you miss a call, don’t worry! Everything is recorded, so you can listen to it on your own time. You can also access all past calls. Listen to them whenever and however you want: while you’re getting ready in the morning, while you’re going for a walk, or even in the car. Learn how to build your Rich Life no matter what you’re doing. The Rich Life Community — This is a private Slack channel where you can chat with others who want to use their money to live a Rich Life. If you have questions, chances are someone in the group has experienced what you’re going through. Oh yeah…I also like to pop in and answer questions. The best part of the community is when everyone shares their wins. It’s the fuel that keeps you going towards your Rich Life. Here are a few recent wins: [MCRS_Feedback1] [MCRS_Feedback2] [MCRS_Feedback3] I can’t wait for you to post your next win! If you want to eliminate fears and limiting beliefs about money, [Money Coaching](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk3943qn9gW95jsWP6lZ3pDW4QNzp_206yJPW7K4kMc7ZyFkgN7CnlgcXnj7kW4LMS7t4xBpSVW5VPc4W4-kMx6W2Xh0fP5tDkjcW4fgFMm6NtNzbW8M-F8k2f9ZYpVXlWX89fQy1VW2kwBC43t8d2NW3sgWx45Lc_yvW6DnJPz4Q9r-DW3jn8B98n-L_qW2-Kccx4RZ3DlW5N2TJs6pxbVkW2zWcyv8RTDC2W7S75Dz1YPJwRW8QsPW58f5q5mW6lPVRB4_R8PcW8zZBbS8sVH-PW819l8V3SYjbsW1yZpFd4ycZhDW781g5s6pWdFbW2Kp09m5SSl4xW8JTKpg7DCGpWW5x73_55s1cH5W8jhZDX2KrfTDW6ygCP-1yqZQfN1gqPG1w910yW7FVvBH7DsXf6f9ccdyv04) with me might be exactly what you need. What does your Rich Life look like? Is it taking 8 weeks a year to travel and visit family? Is it buying the latest tech gadgets? Or maybe it’s cutting back on work so you have more time for other interests? Whatever it is, we’ll create this vision — along with a step-by-step action plan to make it a reality. [Join Money Coaching now](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk3943qn9gW95jsWP6lZ3mvW7DYNRR6q9pnSW29q2K32Sv9pmW38LTV97lPvNqW1wlVCx6cH5gVW46kDKx4Gzgg_W3Rcp1P98mRdSW37Ln426zQGfwW24N-1G8c5TmbW36nP045mTgNYW6_4_CW2WDD82W8Dx38R1g9h_3W8ZH13s8GxxXqW6-xGS_50zdtjW3c96TX8rHFztW2ryynR93nWw-W5Q8sSB7QW97TVT-RKC6KST6sN9g8Fsjv0z64W7WYGB_52FCc5MCnmf_X_rnQW3B86T83B0BVJW2-xR4p7J_fldW96G9YM6Q3wDPW2Ll7Cw9cTHp0W1Vp5df1PLWppW5kMp5t7_9FSWN6MP_l0J71fgV8lHbZ8CpKWMW4v02PL3Nl7kNW7mY2JX3Qy8Gsf72Mqx004) [Ramit Sethi Signature] [Programs →](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3kXW60GP535885YFW7dD2lT2JdPDLW3cVmwq2y9rX-N2P_Qv2TSSCGW1SXlx397D8RmW6YvNlT4tTSPhW5f37Rf7z4yM6W58qsF54r6K0-W2Cxvm-4m5Dc_N3BMXfHTJjBpW5VfJcf21VMdGW6nrnxF2M3ZvlW69Ny1x47GK74W2HkD773twNXfW5lq4L46vLrLmM1NLBpJTPQlN87_678sQtgJW2yXKdT2kQNNgW8m3ymC2klyWDW5G5Ynj2L9ZkLW2MLFfv8JMbk6W3_q8C46Cp2gJW4ZxF_J2YzQCPW6-X9rx1w6R9bV1ngPY5jTbg9W13-nfb6sKXGzW4vsk9g3Q8cGHMrX-gs-TY1Xf7GGBCd04) [Podcast →](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3lqW5M1Y9P66QKjTW1MQX5C5FpGWyW1M_cFw1_g8VXW2087395f7Hz5W2T5X_24NYkw4W28CHGQ2jxVCkW1Ktt8V2SpCR6N7rsYHXBbs9ZW3Dg3Xq12c9gCW1PwMX691d75sW8LpVCT3_P_dVV2bptd19HskQW5-lJ1S88-k2ZW8VqJNK7ZVPMjW6ZSRwK40SFB6N58td4wvCsZ0N3y7N96mh3gjW97rrp24gNGZyW4qVHbb9hqqgrVW1bjH8wtKYDVXPz7C5lgCzsW1QVZ5F81YVxpW2dkmKB7k3mJQN5Yq296-YPjRW8v3kJF96q1lSW3Qfs8_5cHxZtW3D4Y3l8_WgzCW89wK7c5T0t07f3hdcpq04) [Netflix Show →](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38P3qn9gW8wLKSR6lZ3pnVzcKSv3fp8QBN6yJZyqgQkb1W7MtDkj7nNMB0W2XgYM61g-WfJW1xNPdb79cD--W632l445rL9t2W3J9Ttj4VfQPyW57xjr16pdv88N50x1vfFxqd-W2Td9t56jXctyW6HkNP314GTNmW53cMM-2NDXkKV2v1s97c9dPTVJqf3H1b5sXhW2C4-KQ6YcpgYW8ZJzlk8JgFmJW1j_n5N6fzhwpW44qX9W8PlDCWW9f75pz2GWyVDW82RBR28dBDcbW3xf8016bxwkxW232tQR3qgbTZW5pBPWw138xbtW3hx6R42B5p5bW3yll323t4nSgW6C3grc5CThVkW8FxWSb40HHs7W58jWPG75cBfmf82t-Ws04) [Books →](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38v3qn9gW7Y8-PT6lZ3nzW2_2rDm9534zJVwTCqk6GhBP9Vq7pQX5skmb4W47r_H46mC5K6W1tLY7h1_YgmsN3dNr4SwN2-bW3_cH8z8mmQ0SW99vN2L7M4H6jW1PGP4g4N5ZXNW8X24rN3QxhRsW8qBF-G7d_0KpW6JlG2J3_z-4XW4ky2dP1C-lFYN5qQZNvVvQWfW7nQspr5BCk9JW7ZWS3l6Sq9YwW3B0pvf5xYtnWN11VvkFjbZf9W2Bfl3K2kb40-W6Cq3ss5zQT_NW1vxdk_135xBNW1DcFHg3WLhRRW3NGqV98dkMtNW8w8cQ772zbWWW5kM53G4yB82DW8_HLdk12zjjdf3JkVH404) [Website →](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38v3qn9gW7Y8-PT6lZ3nwW75FrPL8d5vYzN8LZjj_zl9V-VTfc1n4rDZ5LW6m4WwT7Q7qs7V9Cy9z8JM2tgVrCkbn7Jfjc1W8_MyJD2Hrk9gW8cqFQ77GM3s9W6BvFK94JcW_4W4dxXWh5ZssTbW2tfWw68_CcwhVXtfJ25Hj1XgN10s8kYl2r3fW2grtVM9cqSg-VcNjbY2X7W9fW1d6GCk2zz2PTN7KY-qMxclcVVWlFDs7RrRxqW7Y2d8v4V6b14W8Dwc101BxrxNW4zmQpD9f1m5wW3nzMJX2PWltkW3mzGbt4WG0PbV7Pz-H72R9FSN8kn3mDMwsqDW1sj9kz5tqGc9f688xY404) [Instagram](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38v3qn9gW7Y8-PT6lZ3p4W7STdSn4X-CjnW1w0bjF21zwFQDf_qhC7P4DW4Z1T4f8nphH8W8KdZvd7rNVW0N25wKKKTs9nQW3g4n5Q4S5CcWW4RM73n2Yvq6hN45MXKxBwby5W5_PMpz6XdBt-W7L793d26dG55W1-BPSC8LpGMWW13873j9bVwBKVrct7042pg_lVFwgX88w6YlJW8SBr2y7BcWQnW99nBmy3jXk9TW7zxLpz8vTf3BW1PxZ7x6TZbn7W33k7Jl3y59PjW13TmTC96GgwSVgS1ln6HgzNpW1tHlqw6db55BW2mvX9Q7YtMYFW4Jvlcq1KFTBWW4C5QBN9gSsbSf2Kl_v004) [LinkedIn](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38v3qn9gW7Y8-PT6lZ3l8W21lZ3F2CQ2LDW4XqMl-6jnm4BW6SVPct4-WJ6TW7V6nm78hTy0BW6gCBCZ3_XHl5W1PSdkm87rr_MW8XS8bS1qJBkgW56H5QG7jTT8jW3vxtSk70Z7MTW5H62rg2tZLxyVqC5P53sxNRRW7jJQyF7Qr84fW7fLdV41q93xqW9cFzkC7WxFxKW91--FQ3j5DqNN7Tl8cwG6wfjW6XfTZr49PZNvW8pfMQP7Ky4PFW4WSRkf2YWR9zW6dDRXs2vFzDzW2Jg-887QV2VdW3V8QCt3wm97XW8l5prj3DHdxzVkcgKd7zL6hvW5gkJyv7lcQY1W12K3T37YDJkmf8FR1FW04) [Twitter](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38b3qn9gW7lCdLW6lZ3mgW3lncZg7R0SmhN1ZcSFBSntjLW55D1jY2Rh4_MW1K3y-G433fh4W3Rh4Bv7Z8X9zW1N8Gyp7dSlqjW7-xJXx87Rq8SN6pzkkyGs5GmW7XsvKb1cnC0TW3BMByD21KzPLW2L5Y7h1MfLjQW2Ph-wK3xQKpXW6H2xxY6z1gyyW7Qn5_d7zH1g6W49NrVj6fZGL2W8jdSbm4k9t-lW201G986bZLmQN2wBsV5LsXHjW3FZGvc3-P0PzW3Bpxnf27JWXpW4tWKJg3S33n_N8mWsFgcjY8lW1w4vLn4z-WJ-W5JDG124-Fxyddlhfj404) [YouTube](113/d586LZ04/VW81fD1nzhDdW7GRPQv47wwtSV5XFwB5dFr6KN3Gk38v3qn9gW7Y8-PT6lZ3pNW7431gc1YsnSsW996kLk5Pgp1gW74j_yV1qsks4W5hbp8Y6y2HTbW5JbPF16LbjPqN8sdY8kM2P3PW7G2_mg6nZMdgW2ypXXH2ppybjW81t-rm11b5jCW7QDCbR8DZKXmW1SQ-9K5BfY76W3k-b7b5F8zs-VbTY7R8xYdhRW3Zhb005dKDDfW30W4Gk5_8f2XW5nfvKj4B1vpBW8YLPjs2LCLCLW5WWQ_T96VGvFW3Ykkl45LjLqcN5d0wmJQ-D-1W7PHt8W2bj6m5MGq_D_gf2vyW7hw3tC8CQz9NN7mRZxyYV1-bW6DS-Zd718XBxW6-s4ps2V9t6Yf7-Hm1z04) Was this forwarded to you? 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