Before you buy something...do this!

I once asked my followers: How do you know if you can afford a $2,000 mattress? [Rich Life Insiders Banner](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJH23qn9gW7Y8-PT6lZ3m3W39Bgn74nWp1JW4V-Vmw7CwRDqW6YnwZw9jFgFJW211yvh9kTWWjW3KK6cg2nZN_DW5b-MPD5zNxXYW6t2wWf46f3ckW8qS8NK772f5vW5fMFCS5QL_2lW2sGm5-8hV4KgW50YffP5yw9HPW3vDXYj611W1dN5xwp0ws3S6_W68X7z172sfNRW30zC-y3wLZyjW6-jLpn8D1vpDW6hqmfc4lPL7HW5vrK5v4XsGSYW7QW_Q12dVhlXW4m92KG6gC2LQW6M0TDW7WYdtHW4jdh2Q57mkXPW2V1ZxV15KnHfW5xKk011mHmH1W16kp1G2BgLRFW4xmtD097bMH9f7qFdy204) {NAME}, I once asked my followers: How do you know if you can afford a $2,000 mattress? The answers were mind blowing! Most of the responses were along the lines of: “A good mattress is an investment.” Okay, how much can you sell it for after you’re done with it? “It’s not expensive.” Compared to what? “I want a good night’s sleep!” This still doesn’t answer the question of whether you can afford it. “If you can pay cash.” By that logic, does a car loan or mortgage mean you can’t afford it? This is why so many Americans can overspend without realizing it! To answer the question on whether or not you can afford something, you need to run the actual numbers. These numbers include your income, debt, emergency fund savings, and investments. [image3] EF = Emergency Fund. FOO = Financial Order of Operations. Your feelings or preferences do not decide if you can afford something! Only the numbers matter. [Ramit face palm] My reaction when people don’t run the numbers. He spent $300 on what?!?! Some of you may have listened to [my recent podcast episode with Callie and Travis](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHl3qn9gW8wLKSR6lZ3mDW3G51PZ7Nkc6vW8Wsz4g8YLNdSN5jyg_nHRdP9VLbXSj29ZHxHW39fwB_8vyvM1W6z4_rX1ByXnjW2HnVq82sh6z0N22MW0wc8vNwW71nJdB5H9klJW7v7zzY50j804W118gM-3dtzBVW34CXPd6lQvlpM9Rw60Q2PDNW762PmL81BgZKN8kGyfWpZHvxW4qdTp63T13FvW5l28lt6GdCBWW1SRsKP3G9d24W482c7b3b-jnSW6V8gR47xqCq3W84LG364xHnFsVgDZBG54dR6fN5pNkmChX0hQW3y6yXm8m_r83N1vGc7Q329XNW7Mk0vH2CjZ1YN350LyJKbmYgW7T-wFG1FK7wXf3Q15KC04), ages 36 and 39. They have two kids and live in Southern Texas near the ocean. One day, Travis came home excited to tell Callie that he had bought a new awning and rack for his van. Travis surfs. So this is an accessory that lets you sit on top of the van and watch the waves, while the awning protects you from the sun. On the surface, this purchase didn’t look like a big deal. It was financed at 0%, and Travis had been saving an extra $200 a month for the past few months. There was only one issue… [Episode 148 with Callie and Travis](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHl3qn9gW8wLKSR6lZ3nXM3SXck5hNZXW3S9HcY5x6gz1W6dsrLT6dWFPDW3-f2Z567H9vnW3w-yXS3lndZ7W8WCgtK4GB3qgW8_NGdB6d3bs-W7WJfZ53bSjwWW3kK2B467-KWBV3RKrw7LvnHZW1mGgbS7Fs8BWW2fr5Kw36N1JYW3FxTBN701NYcN72sx1qFy_CCW5ZBNnF337-53W3M9Trg4T1BRRW2z7FPR2yJZ9qW3YtlWG66Qt0NW2sQK6z4KRR0pW2mVBdP4HH9p4W7SfPWB2cGP2dW4vsm3H89qZYfW2GFtlg286SDHV7QkrG71xtKPVJbLSz15s1M5W9d4yPm4fKJw4W6VWLD758lzRHW5S2Xcy1F-cNnf5XnDWR04) Episode 148 with Callie and Travis. You can listen [here](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHl3qn9gW8wLKSR6lZ3ktW7G9l_P5RSf7cVnn_LS99LHJ9W7csldG7Xqp8TW6xSCtZ2WtmYXN13j59KJ8-LFW3bTfCt7Sc2nYW8cZ27W1T8Tf4W7nzmlM40mDBBW5c9v_l3w-bYpW64xyVY7mHldRW27VCy-8PHGGcW87RrnZ3KcNkzW9fh37Z6wT22XW6vDk2965jHv7W6WKX9s1f2dYwW7D85lC6WTk5FW1YzWZB46hkkfW7bXPmS2hG5WLW68Mk477pdtYGW27hDkZ5WVqL-W281tDL7qGqFJW8P88Zm5zpJ_3W1hvkt34KRGxkVMrnZv1sm4q5N7N4pwqFs_17W202kzf6HdVFdW2-gxq66jnlXTN6TzVHH2_QwMf3thjBz04). They had $0 invested. They were still making car payments. AND they were both basically making minimum wage with their businesses. On top of this, they had two kids to raise! Travis might’ve felt good about his rack and awning purchase. He might use it every day and get enjoyment out of it. It could even be the best rack and awning out there that’ll last a lifetime. But he couldn’t afford it based on his numbers! This moment was when Callie realized the couple needed to have bigger conversations about money. Running the numbers is critical Callie and Travis were making conscious decisions about their life. They chose to run businesses that gave them free time instead of trying to climb the corporate ladder for more money. Travis even said, “I value my time over money.” I love that! Knowing what you value is a huge part of living your Rich Life. [MCRS_feedback] Running the numbers showed that moving was the smart move here. But they weren’t running the numbers on big purchases. And this showed in other parts of their finances. For example, they had $0 invested. Your personal finance system is the structure for your Rich Life. It’s what allows you to eliminate debt, spend guilt-free, and not worry about money because you know you’re building true wealth for the future. And you can’t have this system in place without running the numbers first. Get past the guilt, and live your Rich Life Running the numbers is important…but not easy. Money is emotional. Money is psychological. Just logging into a bank account or looking at a monthly credit card statement can trigger a lot of anxiety and guilt in people. That’s where I can help you. [Money Coaching](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3n_W6GWKy080vyNyN2DWX-9y66X9W2vfX7N5kpfykW8psNgF5l93pQW39xG9M2JqrK_W7W2R5H7T_s5vW1MdNsr98_gJrV9HnRm3JLksnW6J6K7V6-b-HzMtCbXQL0cwGV86LSt56bFzzW1-NqrY4QzjVhW1s1zTf33z7WKW9lXTbY83fksPW5b6K_v9c-Kk9W73l07h3ytDYRW5rvs925ty01hW7Wbx7y7QD0ZfW88t0nv6KnGVlW8Jjw772v5Tj8W8mFn_B3cF-81W5cqWXW9cyl3JW7SJnQg5-XtmCW1807d248d-8fW1nBYpk95XnK1W4t_2dF809PLZW2h8KCS4GXsThW86d1wV6c3qVdW4X_Hy080D5VJW7_Q3GY9cBxgtf3PQQn-04) I’m inviting you to work with me and other members of this thriving community. We’ll get past the hurdles and blocks of running your own numbers. And then build a personal finance system that lets you live your Rich Life. In fact, one of Callie’s takeaways from being a guest on my podcast was this: “Travis and I are still viewing life, even though we’re business owners, as gig to gig. You’re right. And I think I needed a third party to point that out.” [Ramit clapping gif] Yes to running the numbers and having someone in your corner! [Money Coaching](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3mrW8xG46Y6lznVBN3lFD3Bt_yv7W5p0GrZ3nJF9GW497Zk-1hG4NNW5wT8qB26ykmFW2SKhBH4BFKdhW6Hndlq3NKs-rW6qFDds4FjDH9W1jxr0J30Z3GRW6V7x6G3QQ_zhW50cm-K5h0hNyW8Gz82W4DQT3MW8CRpBz5QNGKPN4zVHTyXxVV6W7zD7SD7RPsGbW612-4Q2ZqDLkVlkr7y11PQ_kN6rfmbDfw5LfW8T3sDt8PQcX2W8D4ngl3cwn8NW6YDyVY4bnH4JW7bn73m8rF3mCW3YVCjg8d6fDdW5W5WX-7WvQnHN3jzx0qg7WF-N6rKnYtM1M_TV8wwX_8j2GxDW9gt4-68sBBXnW6GcLcx8FNydjW6Dm7lV1VLlFDdHT81v04) is your chance to work with me directly — almost as if you were a guest on my podcast or Netflix show. You’ll get a third party to point out where you might be going wrong. Here’s a rundown of how it works: - First, you’ll get access to the entire Rich Life System. You’ll create a vision for your Rich Life, and a plan for it. Then, you’ll create a money system that allows you to attain it while knowing exactly what your numbers are. Finally, you’ll learn how you can monitor it and conduct periodic Rich Life reviews to see if you’re on track. - Once a month, you’ll also hop on monthly group coaching calls with me. In these 90-minute sessions I go deep into the psychology of money. So you won’t fall victim to spending traps that so many people get into. The topics vary from month to month and depend a lot on the questions people have. But they all have the goal of leading you to a Rich Life. [May Coaching Call](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3m8N6p_6qbF9myRW3VQ60F6D0qPyVXmzTF3_nFJSW1FdJ7f967RQ9W5qV11V69QvLSN7zb8RylLgpLW8_SG_Z1N73vDVdGq-t4fTb-nW4Bl5fD2SV7VLW1VLK1m1Bbrz2W144Jgy5BlkTLW7GD_jS2_TgQFW5Rqxh67n4KFQW5j3RNN49nL3hW1vvvbf4WdnbZW1Ky1xj4ZPFD4W2nnShT1gq1-_W4G6bxt7lGq3dW8jmQ4g8DV9M3W7sh6-T856563W59zBjX1Hxn3dW3P4y2M37BX_fW7WdYXB8117qCW3qVy0r7VlqVLVnNmXx6DbqhJW1MXG9h6LCRp_W2_w5y87cf81DW5S-XRJ1CmxPZW2J7nKP4tnbxLN53DB9fS4Gj5f1SPRSY04) Our next group coaching call is on May 16. - If you miss a call, don’t worry. Everything is recorded and saved in the [Money Coaching](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3nZW35spg76d_YygW4Cn3rt2RsrQBN4JdmtF5N36wW7MtfvM4ZH5GbVStdSx56JBSwN4hY4Gp4TKmrW4-z4Yg2S9mw3W1BqdFn7QyMG8W5XKbYT8Lyp-CW2fRgw75g9LwyW5QfnqD1VNQ8cVc_YBV1KhzqRW3mYWSR50X7xmN8NygjK8BZbLW1-fJDK2Pb7MlW6V3NQH2cFFF2W6bN8LN5ZHrMsW10z_kD2NJQ8qW4mzgnS6bNYJKW5h1tPd34tdBxW22wBGP9bY723VzRjgr4zZ3j_W7RtMm62Gpx7zMYQSTbxt10pW5mFkHd1V7XlYN23VqHhkBcx6W1zYr293f_j6VW6ZSHWV7w0HMYW4sCxlV3RLM1HVjd7B541XD0xf5sxz_v04) library. That means you can refer back to these lessons for as long as you’re a member! - Finally, you get a private Slack channel with other members of the [Money Coaching](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3ncVzQHC134d_BmW5cv_CQ8qYTTLW4bSKx-44rlHvV-dwZZ6fHV0HW4x6lbq71Y8lqW61t1Mm8xH7cBN6_jGJkZ1jnsW85xrNh3bjfL0W3m8_5t6tmzcmW1xLh5v4ywNM6W7jz_zf3XKMW7W1whLTt7kPPLzW42bcJG2x-KNDVz-nt218RgYJW8k7Njp7cR5CyW23Wg3V2lTpbXW7cPSdF8YmBWNW1bbk0t3BC18FW5MS9lc8ZszNcN5fZWhnzR33sW4_md961ckLhbW88z90B2ynsN3VhrFYx2pMnt-W89gxkN27VYgfN1tN1fDrbwnLW2JjLyX5cNc9gN6kJzD4tDXDDW44b_hx22JwBTW47-Vx52xYZhBW449g5H5YcqpJf6Ns12C04) community. If you need help running numbers on an upcoming purchase, or even if you want travel tips for a Rich Life trip, the community can help you out. I’m also active in the chats. And of course, we love sharing our wins! As I always say, “Building your Rich Life is a skill. So is living it.” That’s why I created [Money Coaching](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3pkW6LvlGL3xc9V_W7Ygt9S6sj7nvW4YGDth2jwGMbW4Dm-fL3WqmzyW7DnZsv4cznDNW7KjtXN8ZcrJqW70pQsS2KSKh_W4XnT6b1l9L5gW8Qhwgk9g7ypDN4WnTfYwBDmpW4Kw1861Fmjk5W8-FNYt6GQQ9bW7dVblX1ytMzqW8cDBM93jFwPsW1f0gd15B0k2KW3Dz2DK4ps_BVW6XpfRp91Tx2TW3t_6gf3Vc3MtW1tKDrr7cBXh4VGNJzc3syc4DW74Pkf-3PHSNPW8GR2Pw89MBq3W38wQmX5ZRjW7W2wYb6g15GBzSW6PvF9v2cNPmLW36tSFg2_HssWW2k5ZRT3bH-RxVhb3j_8bT4g_W472Fy_1whFQ-VJK6wY3Pyrz4f22xHXv04). I don’t want you to just live with a vision of your Rich Life in your head. I want you to actually go out and live it! Don’t put off living your Rich Life until you make a certain salary, or hit a magical net worth number. Start today. [Join Money Coaching now](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHF3qn9gW95jsWP6lZ3mHW4N-q-y40yl-FW6SKf5D99_1MMW8hRQwF2r0LMnW45ZG6V4hzVbTW9d9GM23j58hxW3W2sq438Fw_tW35Gkrd25-zL1W4dr2kS7r6qz7W8_m-9t7Z9xvTW2R4_Xr47MHwxW3TrS7F7Q7x51W66ZDCL35CPQSVkbSnr5tTStMW8tp6W53bTGrHW7ljmkc4_W44TW99cVYG9kdftyW6N2f6N6wP8SRW73cB8F7_h5V7W8f06_x8yxpLGW8vkR6X479LLlW7DZm7Z8X3GytW2xXvd24MjdpjW8V0fN_4sVxPPW3wR_VX8n_4WFW3cmddZ5v6C2HW4DGTgN4WT_L0VNxzs97TVsM8W5YFFlp602xVYW45KkcL1q3JkWW3xJ6xb2k1C-df8wdh1z04) [Ramit Sethi Signature] [Programs →](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHl3qn9gW8wLKSR6lZ3m9W6HZXzR7M8whzVK_TPP2pSygWW5KFThP5QTpMNW3wh0rR1xcbryW5VBr127Gp3Y4W6ZdwML5RkMXvW2jh1Yn5gNR1rW6C1N-99cQ0GDL5YTmlS05_W2jL_Qh3vcDj9W3ss_bq4NMQP7W8-V8pW7bbM-MW7nwLb83pXj68W3MNr6V8fQ1QtW3zmCTH5gJs8RW40FF-l7ZSVcBW9jZ6vV9kwcJ0VcZkST7V4CNJW1j-wYM1J1lHPW3W7gjh8rWFDdW4nLv3N6c4j-rW5L-c0C3Ddc_DW3wRcW81n1jCHW8YjzpV2tRyyDW6VxNcW8tkw4pVlRfHH5p2v72W7H5CpK4LQZYrW81RbxT1tl-JWf7FglT-04) [Podcast →](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHl3qn9gW8wLKSR6lZ3lnW592wsf1GgX8ZTfJDS6zQQfLW5cQGdl2h46qGW1dc3Tk7qvny6W4cH3lY4RKxl3W34Rq7F6DHp2wW3tm-jM3Hzz8jW1_hYQq2VSTy8W7b9H9l13zk17W6Q0PPk3VxQt3W52WXcW6fFmwgW8--9Fq6wQlFCW8PG4DR9cNYJfN2Rwsnn7Gqd7W7CCrrQ5qfL1QW4ZHnZZ71Ht5LW1ZJ6VK13t5-8W1HCZD48xKPnCW5W1kM-4bjxbYW2PSLWD59P35mW7GvdNk1jK0wVW1g1hgL4l257XW23fDsh1CCypqN9lFyr275TF0W4N7yTN2fQy9sVMltGG3LQ1RjN6CmWzfghdLbW8Xdpdm7QcSvzdHCRjW04) [Netflix Show →](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJHl3qn9gW8wLKSR6lZ3kVW2XkKM46w5ZCsW8Rfyq36mgbGyVg2JW22vfW0mW5w2-nH6WShGFW63Fylp1-Y3vgW1bGnHr2YjLbjW2QMy3P5RBxz2W2xcJ6y3xbqvmW3XYW0Z5F5qqsW6B_7YV7-_rbDVnmfS15KBQhCW1brS4S20538ZW3L-3Cj6BnWp8W902G2_13y6N4W8KygKr93fC5SN4KVYcBpnGYMW3w8dlF96-KRlW90m7Jt1mSFgQW4Ct6Fl3tZQ4XN1nCB9pt9pS1V-QXNJ69_HXcW66jhLk8d9FwgW5jty8l66Hfn7W1b27c01BDsD9F68NsLzQLrPW5Hx97z4Cxy6VW1Yq6sn6Ck4MmW64_TG391MwkHf43nCx804) [Books →](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJH23qn9gW7Y8-PT6lZ3lLW6qX-hv4zsnm-W2T7VMK7GzJPkW3GfmDl7wdJ_JW6y9vSL7GKqgwW2W0M2F3xtgQBVtD-CQ162qXGW3BzFTD9b-bdmW2FfLSm3f-9cWW4Hk6D847MRqLW1fhTpR2P6R0FN12g96T1q5hhW2mlJjB4vkwjWMpn-S_GLVMKN3mWNwPHJ9bPW82yHd97NQXhwW7s3BPw7LRXdqW43gJsp662v7hW90jPVG1fbn2WW201hld8-3pqZVjh3sk7d2kXXW4PKQ8122rDCyVnRgb41FXl_9N29LcWCZRCPFW8MVrjQ76VQwhW7R0J4X2tkdcBW4Nfvhc8X8pRRf1-Nxdj04) [Website →](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJH23qn9gW7Y8-PT6lZ3pWW1bXHZy585JCZW4rtC0S41PmglW39xVQF6HjgPGW8q0MZ28XXMkQW24SwBj1SpL15W1h7rvh78ybDHN2-9B8Df1PM8W2Xznzp1s3cXyN49kLt9-2W0fW8GrL0t3pkLJPW7LGZjf3qpHrnW5nC_5z8bQv3tW233PVt2dkk39T4j-D18RWjpW3DT4Qt2-4LVmW4C_Hzs9bp0F3W727nT_837gXvW99FHH33C6NK6W8mptPF4h80RhN3hh-BxyWwCRN4B4dj8G4shnW2S7vhX7qrRCsW7xpHr03Zm7cMW1_LDwF8LrZTFW103kDJ1jhwwLW2zWL8560Lrmqf78Q88804) [Instagram](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJH23qn9gW7Y8-PT6lZ3pGW69SMgN1mcxGrW3k54ZK20bchrN18y9VM9pPV9W8Zww8K37JkFYW51ynBq8q5FdYN1PQxVPLZ90PW1bXnNH7G5jJkW3J_8GC1GL1xMW2lx5DJ2RvHGLW5j_vhW5525RYN18bjHML2Z4cN1j9PVG1KgQ8W8ym18l7Qd9bQW53b22m1GdJfXVg3wGf92tFD_W2hmxs85LKfFCW87cxXB5R0VYsW7N9vW594sbNLN6cDGfgVzQzGW5rKJHb969krXW5P2qpy6VYxX9W59JfBl4VyFYPW4Ny3L212J3flW44CWg08nLqWbW3PCHpC6N4wfMW4BwfCj3Wz73gf18gwhv04) [LinkedIn](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJH23qn9gW7Y8-PT6lZ3nLW5rQ2tt95skJqN6sm1VQW8FXYW5HtBTq3SnBLnW7F3rqD5x0hH-W3C1j7h4JWnRFW42rxD56DshMtW5lnMFk89tpWBVTCv9P8TgTP1N78Zh728sPJnW5cwqyV2TZZXkW7dgTpb1LPRqlW24wwTY8SFn5nW2qbMK44jq6gmW2Tx_rm6D1RwzW8RvgFS3Whws6MQ5lF8vXqGTW40ZPhm8s4MSBW6M3tSN7ZNvD-W29PD_h4FTPkmW69DG432GmzKjW6Z1XPc3bRbRwW43ZSGf2G_jlKW2ycgNs2sWzqFW91t1xR4HCJb9W39f3xY5xF5ngW6gV12X8tSR23f2ny9f604) [Twitter](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJGM3qn9gW7lCdLW6lZ3kWW2Gd3Zn1dXLTdW5K-TWj1SpQFMW8yfCj-3p4sS4W745kTn8yW_Q3W37RDYQ81RvtlW8Wc8lf8-WfWfW240yRP5C0nDCW4BvwX32qWxfXW5dMRCZ8RvRJRW43H8Q56JsFr0W77sc_47cQ-1nW7mF-Zp5qJFbzW8yBv5T6vLGfNW4n1k193xlt-2W13vKSZ6HdzT3W1n4bmQ7RYB2LW1ZF75S625HwBW2hjDdr6f81jwW4Vhvq189F8q7W8bHlt42LK1KHW4N-P121_8dnQW3m9ZP53qDNPNW14P_Jq6bB_rtVHbZt75jSrGldtk6jC04) [YouTube](113/d586LZ04/MVGy9l-tlBHN1bryczxN5-9W65wf3Z5dChnkN3NdJH23qn9gW7Y8-PT6lZ3l5W6lxjC74f-5jbW4Zd72V96YC9TN1rmwxDP1g0DW5NnYXZ2S0_YdW7DBH_L4MhQ0hW9fR-x75X4-80W7qDzQ67JZ1w9W3X7GC393szGvW6cMcYK7RhsYjW7c5S2m1BFTWSW99PFr-3gkjZQW4c02501_LVTcW4-TBcg88lVdWW972LkZ1mwTkCW3Lk90D1nSLkrVXGXCS96H0cnW9hffsS4RHvmBW7FG1dT3_BX18W20CHYn6zdXmqVpTV0j4QKPzMW6-CR1Z1cfQBKW2DR2Bx70QWPrW4XKf5l1vNG_mW8H4YSh5wvYDhVrTfxM89C6l1W2Q7ZFq57zvZPdXBVq804) Was this forwarded to you? 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