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[ICICI PRUDENTIAL LIFE INSURANCE CO. LTD.]( [7 things about our term plan]( [ ] It fits into your budget ICICI Pru iProtect Smart’s affordable premiums are just what your wallet asked for. [ ] It gives you longer cover This plan has the provision to cover you till age 99 years. [ ] It pays on diagnosis for its critical illness cover option This plan offers full claim payout2 on first diagnosis of any of the covered 34 Critical Illnesses4. No Hospital Bills required. [ ] It gives you 4 different payout options Your nominees get the choice to receive insurance money as per their needs. [ ] It pays life cover on terminal illness1 ICICI Pru iProtect Smart covers terminal illnesses, by paying your insurance money before death. [ ] It gives you option to add accidental benefit5 now, or later You get option to choose cover up to Rs. 2 Crore incase of death due to accident, even after purchasing the policy. [ ] It gives you the option to increase life cover at key milestones3 Life stage benefit gives you an option to increase the cover after Marriage, 1st & 2nd childbirth, without any medicals. [CHECK PREMIUM]( Terms and Conditions apply.
1.Refer the product brochure for the definitions, exclusions and other terms and conditions applicable for Permanent Disability due to accident and Terminal Illness. 2.A lump sum is paid out on diagnosis of any of the listed conditions. This payout is based on the level of the condition. In any case, the total payout in the policy cannot exceed 100% of the Sum Assured of the cover selected. Please refer to the sales brochure to know about the payouts at different level of condition. 3.Life stage benefit gives you an option to increase the cover after Marriage (50% increase), 1st (25% increase) & 2nd (25% increase) childbirth, without any medicals. Additional premium will be calculated based on the increased life cover and remaining policy term as per your age at the time of each such increase.. 4.The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor’s certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options. 5.Accidental Death benefit is up to 2 Crores. Accidental Death Benefit is available in Life Plus and All in One options.
ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. For more details on risk factors, terms and conditions, please read the [sales brochure]( carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru iProtect Smart UIN 105N151V05, ADVT. E/II/0591/2019-20. To unsubscribe, [click here.]( BEWARE OF SPURIOUS / FRAUD PHONE CALLS
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