Social insurance is the best way to save — now more than ever

It's good to save in some way for retirement, but it's even better to earn actively instead of passive savings. Social insurance is the best way to save — now more than ever “In today’s low-interest-rate environment, provision for retirement is best addressed through social insurance, not individual saving.” Read More: [(  It's good to save in some way for retirement, but it's even better to earn actively instead of passive savings.  You may be discouraged in looking for the best ways to invest your money in these recessionary times. After all, everything in the economy appears to be a sinking ship especially in the financial investment sector as evidenced by stock prices going down, big investment houses going bust and notable investment personalities being busted.  Then again, the recession is the best time to invest simply because there is nowhere to go but up! It is only a matter of time when the economy becomes better and the investments you made will appreciate in value. Or to put it in stock trading terms, you will be buying low and selling high, thus, your potential profits.  Now that the appropriateness to invest in the recession has been established, your next question will be about the best ways to invest your money. Your ultimate goal, of course, is that potentially big profits can be yours when the economy goes up.  Well, one of the best answers would be to look at long-term and short-term investments so as to ensure that indeed you portfolio is a balanced one.  For long-term investments lasting 10 years or more, you should start looking at your real estate property specifically your home and your retirement fund. If your home has escaped foreclosure and you still have a job to pay for its mortgage, you must look into a fixed-rate mortgage preferably with a 15-year term or less.  In the intermediate term of 5-10 years, you should pay off all your debts especially credit card and payday loans. These borrowings have significant adverse impact on your financial status because of the high, even usurious, interest rates, membership fees, late payment penalties and universal default charges. Once you stop paying these charges, you can then start to save for investments in vehicles like gold and currency exchanges.  You must also have short-term investments in terms of relatively high-yielding savings account. Your deposits must equal several months' worth of living expenses that you can dip your hands into in cases of emergencies. Or you can treat it as a rainy-day fund for when you lose your job for a few months.  The bottom line is that the best ways to invest your money is to make sure that you have investments spread out for the long-term and the short-term. Save as much money as you can, start your business when necessary and do part-time jobs.  If you are you having trouble receiving your Intrepid I. subscription, you can ensure its arrival in your mailbox by [whitelisting Intrepid I. and beintrepid@intrepidinvestor.co.]( Intrepid I. (collectively, the “Company” or “we” used herein) bears no responsibility or control over the content of the advertisement and/or the product or service offered. This email is a paid advertisement. It is for a product or service that is not offered, recommended or endorsed by Intrepid I. and neither the company nor its affiliates bear responsibility or control over the content of the advertisement and the product or service offered. There is a very high degree of risk involved in trading. Past results are not indicative of future returns. Intrepid I., all individuals and companies affiliated with this site assume no responsibilities for your trading and investment results. The indicators, strategies, columns, articles and all other features are for educational purposes only and should not be construed as advice. Information for any trading observations are obtained from sources believed to be reliable, but we do not warrant its completeness or accuracy, or warrant any results from the use of the information. Your use of the trading observations is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of the information. By reading, downloading or otherwise consuming this content your information may be shared with our educational partners. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein. Affiliates of Intrepid I. may have a position or effect transactions in the securities described herein (or options thereon) and/or otherwise employ trading strategies that may be consistent or inconsistent with the provided strategies.  Your subscriber Id is: 3a507ff5ff375ba3cae921d35313b7cd Proudly brought to you by: Intrepid I. of 3rd Fl, N&S Tower, 4 Selsdon Way, London, E14 9GL, UK In order to unsubscribe from this mailing list, please click [here](