{NAME} A New Way to Build Credit with a Chime® Credit Builder Visa® Credit Card

[Chime Logo]( Trouble viewing this email? [Click here](. [Woman Smiling at Phone] [Header Image Left] A new way to build credit Start improving your credit score with regular, on-time payments2 using the Secured Chime Credit Builder Visa® Credit Card1. [Get Started]( [Header Image Right] Start building credit for a better future Chime® reports to all 3 credit bureaus to help you build credit over time. Members see an increase of 30 points on average2. [Enroll Today]( [Credit Builder App Image] [Check Mark] No annual fee or interest4 [Check Mark] No credit check to apply [Check Mark] No minimum security deposit required3 “I'm new to credit so it feels really good seeing that I'm safely increasing my score.” – Larnell W. Real member. Sponsored content. The Chime Credit Builder Visa® Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. 1Credit Builder To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits. 2Credit Score Increase based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. 3Security Deposit Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month. 4 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. © 2013-2023 Chime. All Rights Reserved. [Unsubscribe]( 4376 Forestdale Drive, #4, Park City, UT 84098 Simples Data, 1918 St. Regis Dorval, Quebec, Canada H9P 1H6 [unsubscribe from offers](