When Oil Prices Will "Reverse” | PNC: 3.8% Dividend. P/E Ratio of 12.3%. Upward Trend.

[] Oil prices continue to charge higher after OPEC announced major cuts to supply. With Brent crude hovering north of $90 per barrel, this is how we’ll know when to sell [View in browser]( . Oil prices continue to charge higher after OPEC announced major cuts to supply. With Brent crude hovering north of $90 per barrel, this is how we’ll know when to sell [View in browser]( . . [] [Havens Investment Letter] [] [Havens Investment Letter] [] [] [] Did you sell on August 28? That's when Garrett informed readers — down to the hour — when to get out of the market, avoiding a huge sell-off. Better yet, he’s perfected strategies to make money even as the markets are falling. Luckily for you, he’s prepared a special report on how you can take advantage of these negative momentum environments too. Everything you need to know is right in here, offering you full access to the most powerful tools in all of trading. [→ Click Here To Claim Your Copy Today]( [] --------------------------------------------------------------- [] Did you sell on August 28? That's when Garrett informed readers — down to the hour — when to get out of the market, avoiding a huge sell-off. Better yet, he’s perfected strategies to make money even as the markets are falling. Luckily for you, he’s prepared a special report on how you can take advantage of these negative momentum environments too. Everything you need to know is right in here, offering you full access to the most powerful tools in all of trading. [→ Click Here To Claim Your Copy Today]( [] --------------------------------------------------------------- [] [] PNC: 3.8% Dividend. P/E Ratio of 12. Upward Trend. [Bauer Pic] Dear Investor, The greatest profit potential often lies dormant in small companies. In a certain case, this also applies to banks. That is why you should get to know, and perhaps appreciate PNC Financial Services (PNC). Compared to JP Morgan, Goldman Sachs, Wells Fargo or Bank of America, PNC is less known in the U.S. banking world. However it is still America's largest regional bank with total assets of $500 billion. Down-To-Earth But Lucrative Business PNC is 170 years old and focuses on lending to middle-market companies. In addition, the bank scores with a strong offering in retail banking, which is becoming increasingly interesting right now because interest rates in the U.S. are rising rapidly. In fact, the lending business is currently recording its best growth in around 15 years. CEO Bill Demchak, who is considered one of the best bank managers in the country, has certainly played a major role in the company's success. In the 1990s, Demchak was a household name on Wall Street, virtually inventing the credit derivatives business at JP Morgan. But the New York hustle and bustle quickly became too much for the Pittsburgh man, so he returned home in the early 2000s, joined PNC in 2002 as chief financial officer, and worked his way up to the top job. But part of the reason for today's success is a scandal in the 1990s. Shortly after Demchak started at PNC, it came to light that the bank had shifted bad paper to a shadow bank in order to make the balance sheet a bit prettier. After Internal Crisis, Best Positioned for Financial Crisis As a result, PNC had to drastically cut risks to solve its homegrown problems. Meanwhile, other banks were blithely investing in the U.S. housing market, which then collapsed just before the 2008 financial crisis. PNC was then in an excellent position compared to its competitors because the bank had just restructured and repositioned itself. Other institutions came under enormous pressure, so a wild period of acquisitions began. PNC helped itself and used the fall of other banks for its own advancement. Today, PNC has more than 2,600 branches and over 12 million customers. 60% of its revenue comes from net interest income, 40% from fee-based services, such as wealth management. Of course, other numbers are interesting to you as an investor. PNC is worth $65 billion on the stock exchange, its annual revenue was most recently $20 billion, and its P/E ratio is 12. The Decisive Advantage Over Major Banks A major advantage for PNC and also for you as a potential investor is that the capital requirements for the "small regional bank" are different than for the global players. Large banks are globally systemically relevant and have to hold a lot of equity. This makes it more difficult to return money to shareholders in the form of dividends or share buybacks. PNC only has to maintain a minimum capital ratio of 7.4%, so $3 billion is available, can and should be put into share buybacks and dividends. Currently, the dividend yield is 3.8%, and an increase is considered likely. So PNC is definitely worth a look. Best regards, [Bauer signature] Dr. Gregor Bauer Chief Analyst, European Markets [] --------------------------------------------------------------- [] [] PNC: 3.8% Dividend. P/E Ratio of 12. Upward Trend. [Bauer Pic] Dear Investor, The greatest profit potential often lies dormant in small companies. In a certain case, this also applies to banks. That is why you should get to know, and perhaps appreciate PNC Financial Services (PNC). Compared to JP Morgan, Goldman Sachs, Wells Fargo or Bank of America, PNC is less known in the U.S. banking world. However it is still America's largest regional bank with total assets of $500 billion. Down-To-Earth But Lucrative Business PNC is 170 years old and focuses on lending to middle-market companies. In addition, the bank scores with a strong offering in retail banking, which is becoming increasingly interesting right now because interest rates in the U.S. are rising rapidly. In fact, the lending business is currently recording its best growth in around 15 years. CEO Bill Demchak, who is considered one of the best bank managers in the country, has certainly played a major role in the company's success. In the 1990s, Demchak was a household name on Wall Street, virtually inventing the credit derivatives business at JP Morgan. But the New York hustle and bustle quickly became too much for the Pittsburgh man, so he returned home in the early 2000s, joined PNC in 2002 as chief financial officer, and worked his way up to the top job. But part of the reason for today's success is a scandal in the 1990s. Shortly after Demchak started at PNC, it came to light that the bank had shifted bad paper to a shadow bank in order to make the balance sheet a bit prettier. After Internal Crisis, Best Positioned for Financial Crisis As a result, PNC had to drastically cut risks to solve its homegrown problems. Meanwhile, other banks were blithely investing in the U.S. housing market, which then collapsed just before the 2008 financial crisis. PNC was then in an excellent position compared to its competitors because the bank had just restructured and repositioned itself. Other institutions came under enormous pressure, so a wild period of acquisitions began. PNC helped itself and used the fall of other banks for its own advancement. Today, PNC has more than 2,600 branches and over 12 million customers. 60% of its revenue comes from net interest income, 40% from fee-based services, such as wealth management. Of course, other numbers are interesting to you as an investor. PNC is worth $65 billion on the stock exchange, its annual revenue was most recently $20 billion, and its P/E ratio is 12. The Decisive Advantage Over Major Banks A major advantage for PNC and also for you as a potential investor is that the capital requirements for the "small regional bank" are different than for the global players. Large banks are globally systemically relevant and have to hold a lot of equity. This makes it more difficult to return money to shareholders in the form of dividends or share buybacks. PNC only has to maintain a minimum capital ratio of 7.4%, so $3 billion is available, can and should be put into share buybacks and dividends. Currently, the dividend yield is 3.8%, and an increase is considered likely. So PNC is definitely worth a look. Best regards, [Bauer signature] Dr. Gregor Bauer Chief Analyst, European Markets --------------------------------------------------------------- [] Pick the Perfect Apple Trade -- with 70% Success Rate and a 3-to-1 Reward-to-Risk Ratio [apples in basket]( [Learn the method here]( --------------------------------------------------------------- [] [] Pick the Perfect Apple Trade -- with 70% Success Rate and a 3-to-1 Reward-to-Risk Ratio [apples in basket]( [Learn the method here]( --------------------------------------------------------------- [] [] [] When Oil Prices Will “Reverse” [Garrett Pic] Market momentum is Yellow. While technically, we have bullish conditions for the first time in weeks, there is something problematic about an energy-driven rally. We see many stocks sell off due to concerns around discretionary spending and recessionary fears. I am waiting for the S&P 500 to move above 3,800 before I show any sense of optimism for the near future. Dear Investor, Yesterday, OPEC+ - the global energy cartel that drives international oil prices - announced plans to slash two million barrels from its production over the next year. The news caught the Biden Administration flat-footed. Investors in energy have poured back into the sector, driving any gains over the last 24 hours. The supply side of the global energy market is facing more stress. The cuts will come mainly from Russia and Saudi Arabia. The flow of higher prices into Russia will help capitalize on its war effort while Saudi Arabia enhances its growing regional power. The uptick in prices may also incentivize future oil production. If oil had continued to backslide into the $70s, many investors might have experienced flashbacks to the dramatic downturn in prices experienced in 2014. At the time, companies expanded production when oil prices pushed north of $100… only to crater to the $40 range. This decimated investor confidence. As demand continues to wane around the globe - primarily driven by China’s COVID policies and U.S. Federal Reserve rate hikes- there is a serious problem for investment in the future. JPMorgan has reported that there is about a $500 billion gap between the amount of money needed to produce oil to meet expected demand… and the money that exists for these production efforts. Demand will return with time… but who wants to invest? Certainly not New York banks facing activist campaigns. According to Goldman Sachs, the cost of capital for new oil production sits at nearly 20% in 2022. Funding for solar production is at 3%... This is what happens when policy distortions create odd market incentives. The current trend for oil is much higher prices. As an investor, I’m already “long” with companies like Devon Energy (DVN), Occidental Petroleum (OXY), and Crescent Energy (CRGY). But as a trader, I’m not ready to commit. This large move in oil prices over the last few days has me looking at another big energy event that pushed oil prices high… FAST. We then saw many fund managers collectively dump energy stocks… on June 8. Click on the chart below to view it larger. As you can see, the SPDR Energy Select ETF (XLE) had a remarkable rally over the final week of May and the first week of June. A lot of people wondered why traders took gains on that specific day - June 8. We were in overbought conditions. The Relative Strength Index (RSI) was over 70. The Money Flow Index (MFI) was pressed above 80. We saw a pronounced negative move on the MACD on June 9 - and then the entire sector melted down. And when everyone sells - in a panic - it happens simultaneously. So, I’m going to watch these indicators again on the XLE - and I’ll see if Chevron (CVX) or Exxon Mobil (XOM) move to those stretched levels as well. Then, I’ll aim with a short-dated put option spread to capitalize on any selloff that comes from these conditions. Jobs On Friday We have a wall of economic data coming in the next five trading days. Next week, we’ll eye the Consumer Price Index (CPI) for September, the minutes from the Fed’s meeting last month, and the update on producer prices. But we start tomorrow with the September jobs report. Our focus tomorrow isn’t on the number of jobs created. It’s on wages. If wages continue to climb quickly, the market will likely take this poorly. Inflation continues to creep back into the conversation, and wage increases undermine the Fed’s efforts. So, pay close attention to the monthly and annul wage signs. We might move back to 2022 lows if this market bounces off support and reacts negatively to tomorrow’s news. Enjoy your day, [Garrett signature] Garrett {NAME} Chief Analyst, American Markets [] --------------------------------------------------------------- [] [] When Oil Prices Will “Reverse” [Garrett Pic] Market momentum is Yellow. While technically, we have bullish conditions for the first time in weeks, there is something problematic about an energy-driven rally. We see many stocks sell off due to concerns around discretionary spending and recessionary fears. I am waiting for the S&P 500 to move above 3,800 before I show any sense of optimism for the near future. Dear Investor, Yesterday, OPEC+ - the global energy cartel that drives international oil prices - announced plans to slash two million barrels from its production over the next year. The news caught the Biden Administration flat-footed. Investors in energy have poured back into the sector, driving any gains over the last 24 hours. The supply side of the global energy market is facing more stress. The cuts will come mainly from Russia and Saudi Arabia. The flow of higher prices into Russia will help capitalize on its war effort while Saudi Arabia enhances its growing regional power. The uptick in prices may also incentivize future oil production. If oil had continued to backslide into the $70s, many investors might have experienced flashbacks to the dramatic downturn in prices experienced in 2014. At the time, companies expanded production when oil prices pushed north of $100… only to crater to the $40 range. This decimated investor confidence. As demand continues to wane around the globe - primarily driven by China’s COVID policies and U.S. Federal Reserve rate hikes- there is a serious problem for investment in the future. JPMorgan has reported that there is about a $500 billion gap between the amount of money needed to produce oil to meet expected demand… and the money that exists for these production efforts. Demand will return with time… but who wants to invest? Certainly not New York banks facing activist campaigns. According to Goldman Sachs, the cost of capital for new oil production sits at nearly 20% in 2022. Funding for solar production is at 3%... This is what happens when policy distortions create odd market incentives. The current trend for oil is much higher prices. As an investor, I’m already “long” with companies like Devon Energy (DVN), Occidental Petroleum (OXY), and Crescent Energy (CRGY). But as a trader, I’m not ready to commit. This large move in oil prices over the last few days has me looking at another big energy event that pushed oil prices high… FAST. We then saw many fund managers collectively dump energy stocks… on June 8. Click on the chart below to view it larger. As you can see, the SPDR Energy Select ETF (XLE) had a remarkable rally over the final week of May and the first week of June. A lot of people wondered why traders took gains on that specific day - June 8. We were in overbought conditions. The Relative Strength Index (RSI) was over 70. The Money Flow Index (MFI) was pressed above 80. We saw a pronounced negative move on the MACD on June 9 - and then the entire sector melted down. And when everyone sells - in a panic - it happens simultaneously. So, I’m going to watch these indicators again on the XLE - and I’ll see if Chevron (CVX) or Exxon Mobil (XOM) move to those stretched levels as well. Then, I’ll aim with a short-dated put option spread to capitalize on any selloff that comes from these conditions. Jobs On Friday We have a wall of economic data coming in the next five trading days. Next week, we’ll eye the Consumer Price Index (CPI) for September, the minutes from the Fed’s meeting last month, and the update on producer prices. But we start tomorrow with the September jobs report. Our focus tomorrow isn’t on the number of jobs created. It’s on wages. If wages continue to climb quickly, the market will likely take this poorly. Inflation continues to creep back into the conversation, and wage increases undermine the Fed’s efforts. So, pay close attention to the monthly and annul wage signs. We might move back to 2022 lows if this market bounces off support and reacts negatively to tomorrow’s news. Enjoy your day, [Garrett signature] Garrett {NAME} Chief Analyst, American Markets --------------------------------------------------------------- [] [] 20-Year CBOE Vet Reveals: “This is My Answer to Volatility” Alan Knuckman is a CBOE veteran who has made millions trading the market, appearing regularly on every major financial network in the company. But today—after 3 years of research—and billions of data points analyzed… He’s revealing one of the biggest breakthroughs of his career! It’s a research project that helps solve the scariest issue for most traders… [Click here to learn Alan’s solution for volatility]( --------------------------------------------------------------- [] [] [] 20-Year CBOE Vet Reveals: “This is My Answer to Volatility” Alan Knuckman is a CBOE veteran who has made millions trading the market, appearing regularly on every major financial network in the company. But today—after 3 years of research—and billions of data points analyzed… He’s revealing one of the biggest breakthroughs of his career! It’s a research project that helps solve the scariest issue for most traders… [Click here to learn Alan’s solution for volatility]( --------------------------------------------------------------- [] [] Article Recap - [PNC: 3.8% Dividend. P/E Ratio of 12. Upward Trend.](#i572731) - [When Oil Prices Will “Reverse”](#i572028) - [0-Year CBOE Vet Reveals: “This is My Answer to Volatility”](#159895) --------------------------------------------------------------- [] Article Recap - [PNC: 3.8% Dividend. P/E Ratio of 12. Upward Trend.](#i572731) - [When Oil Prices Will “Reverse”](#i572028) - [0-Year CBOE Vet Reveals: “This is My Answer to Volatility”](#159895) --------------------------------------------------------------- [] © 2022 Godesburg Financial Publishing, Inc. DISCLAIMER: COMMUNICATIONS FROM GODESBURG FINANCIAL PUBLISHING (GFP) ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY – NOT INVESTMENT ADVICE: GFP and all the services it offers are for educational and informational purposes only and should NOT be understood to be securities-related offers or solicitations. None of GFP’s communications should be considered or used as personalized investment advice. GFP recommends that you speak with a licensed professional before making any investment decision. RESULTS PRESENTED ARE NOT NECCESSARILY TYPICAL OR VERIFIED: GFP communications may include information regarding the historical trading performance of gurus in their services (all verified by a third party), as well as testimonials of non-employees depicting profitable investments and trades that are believed to be true based on the representations of the persons providing the testimonial of their own free will. Please be aware that the claims regarding investing or trading results of non-employees are not tracked by GFP nor can they be verified. As always, past performance is not necessarily indicative of future results. Therefore, results presented in this email should NOT be considered TYPICAL. Actual results can and will vary based on everything from experience, ability, risk mitigation practices, and market volatility... to the amount of money exposed in the investment or trade. Investing and trading are speculative and carry serious risk. You may lose some, all - or possibly more - than your original investment or trade. GODESBURG FINANCIAL PUBLISHING IS NOT AN INVESTMENT ADVISOR OR REGISTERED BROKER: GFP, including its owners and employees, are NOT registered as securities broker-dealers, brokers, or any sort of registered investment advisors with the U.S. Securities and Exchange Commission, any state securities regulatory authorities, or any self-regulatory organizations. GODESBURG FINANCIAL PUBLISHING EMPLOYEES MAY HOLD SECURITIES DISCUSSED: If a writer holds any securities in a communication, it will be disclosed along with the information on the potential investment or trade. HIR, its owners or employees, have not been - or ever will be - paid by the issuer of a security mentioned in our services or communications. GFP, its owners and employees are paid entirely or in part from commissions based on sales of their services to subscribers. For more information, please visit [our disclaimer page here.]( Sent to: {EMAIL} [Unsubscribe]( Godesburg Financial Publishing Inc., 251 Little Falls Drive, Wilmington, DE 19808, United States [] © 2022 Godesburg Financial Publishing, Inc. DISCLAIMER: COMMUNICATIONS FROM GODESBURG FINANCIAL PUBLISHING (GFP) ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY – NOT INVESTMENT ADVICE: GFP and all the services it offers are for educational and informational purposes only and should NOT be understood to be securities-related offers or solicitations. None of GFP’s communications should be considered or used as personalized investment advice. GFP recommends that you speak with a licensed professional before making any investment decision. RESULTS PRESENTED ARE NOT NECCESSARILY TYPICAL OR VERIFIED: GFP communications may include information regarding the historical trading performance of gurus in their services (all verified by a third party), as well as testimonials of non-employees depicting profitable investments and trades that are believed to be true based on the representations of the persons providing the testimonial of their own free will. Please be aware that the claims regarding investing or trading results of non-employees are not tracked by GFP nor can they be verified. As always, past performance is not necessarily indicative of future results. Therefore, results presented in this email should NOT be considered TYPICAL. Actual results can and will vary based on everything from experience, ability, risk mitigation practices, and market volatility... to the amount of money exposed in the investment or trade. Investing and trading are speculative and carry serious risk. You may lose some, all - or possibly more - than your original investment or trade. GODESBURG FINANCIAL PUBLISHING IS NOT AN INVESTMENT ADVISOR OR REGISTERED BROKER: GFP, including its owners and employees, are NOT registered as securities broker-dealers, brokers, or any sort of registered investment advisors with the U.S. Securities and Exchange Commission, any state securities regulatory authorities, or any self-regulatory organizations. GODESBURG FINANCIAL PUBLISHING EMPLOYEES MAY HOLD SECURITIES DISCUSSED: If a writer holds any securities in a communication, it will be disclosed along with the information on the potential investment or trade. HIR, its owners or employees, have not been - or ever will be - paid by the issuer of a security mentioned in our services or communications. GFP, its owners and employees are paid entirely or in part from commissions based on sales of their services to subscribers. For more information, please visit [our disclaimer page here.]( Sent to: {EMAIL} [Unsubscribe]( Godesburg Financial Publishing Inc., 251 Little Falls Drive, Wilmington, DE 19808, United States