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Sat, Mar 2, 2024 09:05 PM
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Even compared to other high-yield savings accounts, this account's interest rate stands out -- and t
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Even compared to other high-yield savings accounts, this account's interest rate stands out -- and there's no minimum deposit required.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  [the ascent](~/AAQRxQA~/RgRnxhm3P0SNaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmXit5TjZZIWJDJSG3RyaXN0cmFtYmFsZHdpbjg3QGdtYWlsLmNvbVgEAAAB-Q~~) Saving money is one of those widely recommended financial habits, and for good reason. It's a way of preparing for the future, so you can reach your financial goals, be ready for upcoming expenses, and cover any emergencies that come up without warning. Whether you're still starting out, or you already have a sizable amount stashed away, it's important to make the most of your savings. And there's an easy way to earn more interest on the money you've saved, but unfortunately, most Americans aren't doing it. The secret is to use [a high-yield savings account](~/AAQRxQA~/RgRnxhm3P4QjAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD0zemo3cDU4NHhlanMmbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtYmFuay1yZW0tc28tYW1leGh5c2EtMDMwMjIwMjQtNS1uYS1uYSZjYW1wYWlnbl9ncm91cD1zb18wMzAyMjAyNCZwdWJsaXNoZXI9c29fMDMwMjIwMjRfbmEmdXRtX21lZGl1bT1jcGMmdXRtX3NvdXJjZT1zb1cDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~), instead of those run-of-the-mill savings accounts with miniscule interest rates. High-yield accounts earn much more, offering rates significantly higher than the national average. But based on research we did earlier this year, less than a third of Americans have a high-yield savings account. If you don't have this type of bank account yet, now is a great time to open one. Rates are high, and there are plenty of top-notch options. And for anyone looking to earn as much interest as possible, [this savings account](~/AAQRxQA~/RgRnxhm3P4QjAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD1kYjk3M2hleW9wYTUmbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtYmFuay1yZW0tc28tYW1leGh5c2EtMDMwMjIwMjQtNS1uYS1uYSZjYW1wYWlnbl9ncm91cD1zb18wMzAyMjAyNCZwdWJsaXNoZXI9c29fMDMwMjIwMjRfbmEmdXRtX21lZGl1bT1jcGMmdXRtX3NvdXJjZT1zb1cDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~) is a favorite of ours. It earns a sky-high APY thatâs currently over 9x the national average. That's not all it has to offer, either. Here are a few more important perks of [this high-yield savings account](~/AAQRxQA~/RgRnxhm3P4QjAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD1taTNkeGNnb283YmkmbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtYmFuay1yZW0tc28tYW1leGh5c2EtMDMwMjIwMjQtNS1uYS1uYSZjYW1wYWlnbl9ncm91cD1zb18wMzAyMjAyNCZwdWJsaXNoZXI9c29fMDMwMjIwMjRfbmEmdXRtX21lZGl1bT1jcGMmdXRtX3NvdXJjZT1zb1cDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~): - FDIC insurance covering up to $250,000
- No minimum balance requirement â you just need at least $1 in your account to earn the APY
- No maintenance fees There's no reason to settle for a savings account with a low interest rate. It doesn't take long to open a high-yield account, and it could make a big difference in how much interest you earn on your money. Ready to see just how much this savings account offers? [Check out the full review](~/AAQRxQA~/RgRnxhm3P4QjAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD13NGJxNmQ1MHExZ3UmbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtYmFuay1yZW0tc28tYW1leGh5c2EtMDMwMjIwMjQtNS1uYS1uYSZjYW1wYWlnbl9ncm91cD1zb18wMzAyMjAyNCZwdWJsaXNoZXI9c29fMDMwMjIwMjRfbmEmdXRtX21lZGl1bT1jcGMmdXRtX3NvdXJjZT1zb1cDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~) here for all its features. [Learn more and open an account today](~/AAQRxQA~/RgRnxhm3P4QjAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD0yaGwxdDA0bnR3cWMmbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtYmFuay1yZW0tc28tYW1leGh5c2EtMDMwMjIwMjQtNS1uYS1uYSZjYW1wYWlnbl9ncm91cD1zb18wMzAyMjAyNCZwdWJsaXNoZXI9c29fMDMwMjIwMjRfbmEmdXRtX21lZGl1bT1jcGMmdXRtX3NvdXJjZT1zb1cDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~) Hereâs to your savings ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldnât recommend a financial product to a close family member, we wouldnât recommend it to you on The Ascent either. How did you like this email? [Positive](~/AAQRxQA~/RgRnxhm3P0SaaHR0cHM6Ly93d3cuZm9vbC5jb20vbW1zL21hcmsvc2EtcG9zdC1zdXJ2ZXk_bGlkPW01MW4wZ3V0eGMyeiZvcD0xMTE4NSZ1PTIwMzg3OTUwMjImbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~) [Negative](~/AAQRxQA~/RgRnxhm3P0SsaHR0cHM6Ly93d3cuZm9vbC5jb20vdmlwL2ludmVzdG9yLWFsZXJ0L3NvLWVtYWlsLXN1cnZleS1mcm93bi8_bGlkPTYxcHVjZnJ6OHFhMSZvcD0xMTE4MyZ1PTIwMzg3OTUwMjImbWFpbGluZ19pZD0yYzAxMGMwNC04YTVhLTRmMjMtYTlmNC1lZWI1ZDBjODAzMDQmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgpl4reU42WSFiQyUht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~) The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date. This is a promotional message from The Motley Fool | 2000 Duke St. | Alexandria, VA 22314
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