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Exponentially boost your savings with 9x the national average

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foolmart.com

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fool@info.fool.com

Sent On

Wed, Jan 24, 2024 09:04 PM

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A high-yield savings account is a smart move you can’t ignore. Details inside on growing your l

A high-yield savings account is a smart move you can’t ignore. Details inside on growing your liquid cash. ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     [the ascent](~/AAQRxQA~/RgRnlAB3P0SNaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bWFpbGluZ19pZD0zYTBmOGI1Ni00ZWVjLTQxNmYtYmNjYy1hMTJhNmQ5MTgzMGImdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmWxd3uxZUNG3sJSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~) While it's good to keep some cash around in case of emergencies, you probably don't want to have too much in your wallet or your home. There could be a robbery, or you could misplace your wallet, and those stressful situations are even worse if you wind up losing a large sum of money. Banks are definitely much safer places for you to store your extra cash. But just because that money is sitting in a bank account doesn’t mean it has to earn paltry interest rates. You can actually earn big, risk-free rates on that liquid cash while it’s just sitting there – with a [high-yield savings account](~/AAQRxQA~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). Why? The APYs on savings accounts offered by traditional banks are not even in the same arena as those offered by online banks. If you haven’t made the switch to an online high-yield savings account yet, you might as well be throwing money away. Take [this expert pick](~/AAQRxQA~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), for example. Its APY is over 9x the national average. Just to put that in perspective, let’s say you have $10,000 in the bank. If you didn’t add a dime to it for 5 years, you would earn $237.22 with a traditional brick-and-mortar bank at the current national deposit rate of 0.47%. But, if you had your $10K in this [top-rated online savings account](~/AAQRxQA~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) you would earn $2,372.64* over that same time period. That’s QUITE the difference! Now, why am I taking the time out of your day to tell you about this? Here at The Ascent, our goal is to help you find what we think are the best offers to improve your finances. And [this high-yield savings account](~/AAQRxQA~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) is one of those select offers. I honestly believe it could help you reach your money goals faster. 9x faster! So, take a moment to [learn more with our in-depth review](~/AAQRxQA~/RgRnlAB3P4RIAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3Mvc2F2aW5ncy1hY2NvdW50cy9jYXBpdGFsLW9uZS0zNjAtcGVyZm9ybWFuY2Utc2F2aW5ncy1yZXZpZXcvP2xpZD1rN3gyOGZ4bzkxbTkmbWFpbGluZ19pZD0zYTBmOGI1Ni00ZWVjLTQxNmYtYmNjYy1hMTJhNmQ5MTgzMGImdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtYmFuay1yZW0tc28tY2Fwc2F2LTAxMjQyMDI0LTUtbmEtbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDEyNDIwMjQmcHVibGlzaGVyPXNvXzAxMjQyMDI0X25hJnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c29XA3NwY0IKZbF3e7FlQ0bewlIbdHJpc3RyYW1iYWxkd2luOTJAZ21haWwuY29tWAQAAAH5). Inside you'll get our full rundown on why this account is a top pick that could exponentially boost your savings for years to come. [Learn more & apply today](~/AAQRxQA~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) Here’s to your financial ascent *This calculation is based on a $10,000 principal earning 4.35% APY compounded daily. If rates increase, then it makes the difference of a high-yield savings account even larger. P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a savings account to a close family member, we wouldn’t recommend it to you on The Ascent either. How did you like this email? [Positive](~/AAQRxQA~/RgRnlAB3P0SaaHR0cHM6Ly93d3cuZm9vbC5jb20vbW1zL21hcmsvc2EtcG9zdC1zdXJ2ZXk_bGlkPWZ1c3R1cmEzczJ6aiZvcD0xMTE4NSZ1PTIwMzcxNjI5NjEmbWFpbGluZ19pZD0zYTBmOGI1Ni00ZWVjLTQxNmYtYmNjYy1hMTJhNmQ5MTgzMGImbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplsXd7sWVDRt7CUht0cmlzdHJhbWJhbGR3aW45MkBnbWFpbC5jb21YBAAAAfk~) [Negative](~/AAQRxQA~/RgRnlAB3P0SsaHR0cHM6Ly93d3cuZm9vbC5jb20vdmlwL2ludmVzdG9yLWFsZXJ0L3NvLWVtYWlsLXN1cnZleS1mcm93bi8_bGlkPXo2eGJqdXVkaWRpdSZvcD0xMTE4MyZ1PTIwMzcxNjI5NjEmbWFpbGluZ19pZD0zYTBmOGI1Ni00ZWVjLTQxNmYtYmNjYy1hMTJhNmQ5MTgzMGImbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplsXd7sWVDRt7CUht0cmlzdHJhbWJhbGR3aW45MkBnbWFpbC5jb21YBAAAAfk~) The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date. This is a promotional message from The Motley Fool | 2000 Duke St. | Alexandria, VA 22314 [Legal Information](~/AAQRxQA~/RgRnlAB3P0R8aHR0cHM6Ly93d3cuZm9vbC5jb20vbGVnYWwvc3R1ZmYtd2Utb3duLz91PTIwMzcxNjI5NjEmbWFpbGluZ19pZD0zYTBmOGI1Ni00ZWVjLTQxNmYtYmNjYy1hMTJhNmQ5MTgzMGImbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplsXd7sWVDRt7CUht0cmlzdHJhbWJhbGR3aW45MkBnbWFpbC5jb21YBAAAAfk~). Copyright ©1995-2024 The Motley Fool. All rights reserved. To prevent this from getting swept up by overzealous email filters, add Fool@info.fool.com to your address book. If you no longer wish to receive this email, please [unsubscribe now](~/AAQRxQA~/RgRnlAB3P0SbaHR0cHM6Ly93d3cuZm9vbC5jb20vdW5zdWJzY3JpYmUvYWxsP2FjY291bnRfaWQ9MjY1NzNlZDYtMzM0Ni00NzY3LTkwZDgtZDNlOWFmMmRhOWVhJm1haWxpbmdfaWQ9M2EwZjhiNTYtNGVlYy00MTZmLWJjY2MtYTEyYTZkOTE4MzBiJm1haWxpbmdfbmFtZT1WYXJpYW50IDFXA3NwY0IKZbF3e7FlQ0bewlIbdHJpc3RyYW1iYWxkd2luOTJAZ21haWwuY29tWAQAAAH5). Please do not respond to this email as this mailbox is unmonitored. Go to [our help center](~/AAQRxQA~/RgRnlAB3P0QhaHR0cHM6Ly9zdXBwb3J0LmZvb2wuY29tL2hjL2VuLXVzVwNzcGNCCmWxd3uxZUNG3sJSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~) for answers to frequently asked questions and for options on how to contact us

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