Unwrap extraordinary cash back with our top holiday shopping credit card pick 🎁

Our experts don't give out five stars often, but this rewards credit card got a perfect score for the incredible value it offers. ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     [the ascent](~/AAQRxQA~/RgRnROalP0SNaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVfpWFiZXv08o5SG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~) 'Tis the season for holiday cheer and savvy shopping! And while the holiday season is often a time of joy, it can also be pretty tough on the old wallet. Many people spend hundreds of dollars buying gifts for family and friends this time of year – and even small purchases can add up quickly. But, imagine if every purchase came with a little extra joy in the form of bonus cash back. Well, it’s possible – when you make your purchases with a [cash back credit card](~/AAQRxQA~/RgRnROalP4QuAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2NoYXNlLWFtYXpvbi1wcmltZS1yZXZpZXcvP2xpZD1jMTF2MjV0eDJ5bTEmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtY2MtcmVtLXNvLXByaW1ldmlzYS0xMTI1MjAyMy01LW5hLW5hJmNhbXBhaWduX2dyb3VwPXNvXzExMjUyMDIzJnB1Ymxpc2hlcj1zb18xMTI1MjAyM19uYSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVfpWFiZXv08o5SG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~)! Finding the right card, however, can be as tricky as navigating a winter wonderland. With hundreds of credit cards out there, many offering cash back, it's a challenge to find the one that stands out. Most cards have limited bonus categories, leaving you with only a sprinkle of cheer. But fear not, because we've uncovered a [cash back card that sleighs the competition](~/AAQRxQA~/RgRnROalP4QuAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2NoYXNlLWFtYXpvbi1wcmltZS1yZXZpZXcvP2xpZD03Zjk1d3hhdWxvb3MmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtY2MtcmVtLXNvLXByaW1ldmlzYS0xMTI1MjAyMy01LW5hLW5hJmNhbXBhaWduX2dyb3VwPXNvXzExMjUyMDIzJnB1Ymxpc2hlcj1zb18xMTI1MjAyM19uYSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVfpWFiZXv08o5SG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~). Picture over half-a-dozen bonus categories, ensuring you earn extra cash back on a variety of purchases. From everyday essentials to holiday treats, this card is your secret weapon for maximizing your cash back game. And here’s the real cherry on top – [this card](~/AAQRxQA~/RgRnROalP4QuAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2NoYXNlLWFtYXpvbi1wcmltZS1yZXZpZXcvP2xpZD1zMndpenFtaWNxNGkmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtY2MtcmVtLXNvLXByaW1ldmlzYS0xMTI1MjAyMy01LW5hLW5hJmNhbXBhaWduX2dyb3VwPXNvXzExMjUyMDIzJnB1Ymxpc2hlcj1zb18xMTI1MjAyM19uYSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVfpWFiZXv08o5SG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~) comes with a $0 annual fee! That’s right – no need to spend extra money just for the privilege of earning cash back. Open, use, and watch your cash back stash grow, all without spending a dime on an annual fee. Ready to unwrap the details? [Check out our full review](~/AAQRxQA~/RgRnROalP4QuAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2NoYXNlLWFtYXpvbi1wcmltZS1yZXZpZXcvP2xpZD0zeDkwOHN5aDBuZHkmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtY2MtcmVtLXNvLXByaW1ldmlzYS0xMTI1MjAyMy01LW5hLW5hJmNhbXBhaWduX2dyb3VwPXNvXzExMjUyMDIzJnB1Ymxpc2hlcj1zb18xMTI1MjAyM19uYSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVfpWFiZXv08o5SG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~) to discover just how much this card can put back in your pocket and the amazing sign-up bonus that comes with it. [Learn more and apply today](~/AAQRxQA~/RgRnROalP4QuAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2NoYXNlLWFtYXpvbi1wcmltZS1yZXZpZXcvP2xpZD1kY2p2Mnd5eWN1aHAmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmdT0yMDM3MTYyOTYxJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fY2FtcGFpZ249dGEtY2MtcmVtLXNvLXByaW1ldmlzYS0xMTI1MjAyMy01LW5hLW5hJmNhbXBhaWduX2dyb3VwPXNvXzExMjUyMDIzJnB1Ymxpc2hlcj1zb18xMTI1MjAyM19uYSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVfpWFiZXv08o5SG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAB-Q~~) Here’s to your holiday shopping ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a credit card to a close family member, we wouldn’t recommend it to you on The Ascent either. How did you like this email? [Positive](~/AAQRxQA~/RgRnROalP0SaaHR0cHM6Ly93d3cuZm9vbC5jb20vbW1zL21hcmsvc2EtcG9zdC1zdXJ2ZXk_bGlkPXlqZmhhazVveG5ydSZvcD0xMTE4NSZ1PTIwMzcxNjI5NjEmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplX6VhYmV79PKOUht0cmlzdHJhbWJhbGR3aW45MkBnbWFpbC5jb21YBAAAAfk~) [Negative](~/AAQRxQA~/RgRnROalP0SsaHR0cHM6Ly93d3cuZm9vbC5jb20vdmlwL2ludmVzdG9yLWFsZXJ0L3NvLWVtYWlsLXN1cnZleS1mcm93bi8_bGlkPTJndnl0d2k2ZHNqayZvcD0xMTE4MyZ1PTIwMzcxNjI5NjEmbWFpbGluZ19pZD01NDA1NDQ1OS01ODM3LTQ3YzQtYTIwNy03YjYzZmJhNmZmNjcmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplX6VhYmV79PKOUht0cmlzdHJhbWJhbGR3aW45MkBnbWFpbC5jb21YBAAAAfk~) The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date. 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