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Wed, Nov 15, 2023 09:06 PM
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Don't settle for average with your bank account. This high-yield savings account has an APY greater
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Don't settle for average with your bank account. This high-yield savings account has an APY greater than 9x the national average.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  [the ascent](~/AAQRxQA~/RgRnN7fwP0SNaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmdT0yMDM2NTc0MDM2JnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVT8DJVZeaQdEBSG3RyaXN0cmFtYmFsZHdpbjg4QGdtYWlsLmNvbVgEAAAB-Q~~) Breakups can be hard, and that includes breaking up with your bank. Most people don't jump around from bank account to bank account. They stick with the same checking account and savings account they've been using for the last five years, 10 years, and, often, even longer. ð± It's understandable, because switching bank accounts can definitely be a hassle. You need to update your account numbers and maybe verify the new account with those microdeposits that financial institutions love to use. But if the savings account you're using is from a big bank, there's one very good reason to make a change â it could be costing you some serious money. You see, savings accounts let you earn interest on your money. But there's a massive difference between the savings rates at big banks and at online banks with high-yield savings accounts. To give you an example, check out [this online savings account](~/AAQRxQA~/RgRnN7fwP4QiAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD1pdGhvYmhwc2J2cTImbWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmdT0yMDM2NTc0MDM2dXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby1hbWV4aHlzYS0xMTE1MjAyMy01LW5hLW1tJmNhbXBhaWduX2dyb3VwPXNvXzExMTUyMDIzJnB1Ymxpc2hlcj1zb18xMTE1MjAyM19tbSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVT8DJVZeaQdEBSG3RyaXN0cmFtYmFsZHdpbjg4QGdtYWlsLmNvbVgEAAAB-Q~~) that's one of our top picks. It earns a sky-high APY greater than 9x the national average! Let's say you have a bank account with an average APY right now. If you're earning $50 per year in interest, you could earn over $450 per year with the same amount of money in a high-yield account. You have to keep your savings somewhere. Why not put it in an account that lets you maximize the interest you earn? On top of the interest rate, here are a few other great perks of [this high-yield savings account](~/AAQRxQA~/RgRnN7fwP4QiAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD1nZnE4aDRuNzFpMXImbWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmdT0yMDM2NTc0MDM2dXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby1hbWV4aHlzYS0xMTE1MjAyMy01LW5hLW1tJmNhbXBhaWduX2dyb3VwPXNvXzExMTUyMDIzJnB1Ymxpc2hlcj1zb18xMTE1MjAyM19tbSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVT8DJVZeaQdEBSG3RyaXN0cmFtYmFsZHdpbjg4QGdtYWlsLmNvbVgEAAAB-Q~~): - FDIC insurance covering up to $250,000
- No minimum balance requirement â you just need at least $1 in your account to earn the APY
- No maintenance fees And just so you know, this account is also quick and easy to set up, so you don't need to worry about that being a hassle. You can do it all online through a straightforward application process. Ready to get more information about this online savings account? [Check out the full review here](~/AAQRxQA~/RgRnN7fwP4QiAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD0ybG85Z2xsNGliNXcmbWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmdT0yMDM2NTc0MDM2dXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby1hbWV4aHlzYS0xMTE1MjAyMy01LW5hLW1tJmNhbXBhaWduX2dyb3VwPXNvXzExMTUyMDIzJnB1Ymxpc2hlcj1zb18xMTE1MjAyM19tbSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVT8DJVZeaQdEBSG3RyaXN0cmFtYmFsZHdpbjg4QGdtYWlsLmNvbVgEAAAB-Q~~) for all its benefits. [Learn more and apply today](~/AAQRxQA~/RgRnN7fwP4QiAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvYmFua3MvbGFuZGluZy9hbWV4LXNhdmluZ3MvP2xpZD12NjdzYzVzdHYwcm0mbWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmdT0yMDM2NTc0MDM2dXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby1hbWV4aHlzYS0xMTE1MjAyMy01LW5hLW1tJmNhbXBhaWduX2dyb3VwPXNvXzExMTUyMDIzJnB1Ymxpc2hlcj1zb18xMTE1MjAyM19tbSZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmVT8DJVZeaQdEBSG3RyaXN0cmFtYmFsZHdpbjg4QGdtYWlsLmNvbVgEAAAB-Q~~) Hereâs to your financial ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldnât recommend a financial product to a close family member, we wouldnât recommend it to you on The Ascent either. How did you like this email? [Positive](~/AAQRxQA~/RgRnN7fwP0SaaHR0cHM6Ly93d3cuZm9vbC5jb20vbW1zL21hcmsvc2EtcG9zdC1zdXJ2ZXk_bGlkPWpxbGp3cHVxM2M1NSZvcD0xMTE4NSZ1PTIwMzY1NzQwMzYmbWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplU_AyVWXmkHRAUht0cmlzdHJhbWJhbGR3aW44OEBnbWFpbC5jb21YBAAAAfk~) [Negative](~/AAQRxQA~/RgRnN7fwP0SsaHR0cHM6Ly93d3cuZm9vbC5jb20vdmlwL2ludmVzdG9yLWFsZXJ0L3NvLWVtYWlsLXN1cnZleS1mcm93bi8_bGlkPTVlZmV1N2draG5xMSZvcD0xMTE4MyZ1PTIwMzY1NzQwMzYmbWFpbGluZ19pZD01ODRjZjQwOC1hNjEzLTRmZmQtOGUyNC1hNDkzNzNmOGI2OTAmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgplU_AyVWXmkHRAUht0cmlzdHJhbWJhbGR3aW44OEBnbWFpbC5jb21YBAAAAfk~) The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date. This is a promotional message from The Motley Fool | 2000 Duke St. | Alexandria, VA 22314
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