Minimize your monthly payments with 0% intro APR for 21 months

Erase credit card interest on balance transfers well into 2025 with this expert pick. ----------------- [the ascent](~/AAQRxQA~/RgRmddxdP0SNaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bWFpbGluZ19pZD01MWY4MDFhNS05M2I3LTQ2ZjgtYTc5Mi0xNWUwZmM5MzE5NDImdT0yMDQ2NjU1ODEzJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmSRXVeTZOU7qARSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAAB-Q~~) Making monthly payments on your credit cards is a bummer in the best of times. But in times like these, those monthly payments can be a burden. Fortunately, there’s a way to minimize your monthly credit card payments that doesn’t require you to bend over backwards. Enter: the balance transfer. Transferring your balance from one or more credit cards onto one new card that offers a 0% intro APR promotion means that you can streamline your payments while also reducing the amount you owe in interest – effectively minimizing your monthly payments! To help you take advantage of this opportunity, we’ve vetted numerous credit card offers and have found one with a [0% intro APR promotion for balance transfers that lasts a whopping 21 months](~/AAQRxQA~/RgRmddxdP4QxAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPWVndDM3MWJ6d3MxdSZtYWlsaW5nX2lkPTUxZjgwMWE1LTkzYjctNDZmOC1hNzkyLTE1ZTBmYzkzMTk0MiZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mdXRtX2NhbXBhaWduPXRhLWNjLXJlbS1zby1jaXRpZHAtMDYyMTIwMjMtNS1lbmctbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDYyMTIwMjMmcHVibGlzaGVyPXNvXzA2MjEyMDIzX21tVwNzcGNCCmSRXVeTZOU7qARSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAAB-Q~~). Now, why am I taking time out of your day to tell you about this? It’s simple. I honestly believe it is an incredible offer that can help you reach your money goals faster, especially if you’re carrying a credit card balance. You see, here at The Ascent, our goal is to help you find the best offers to improve your finances, [and this 0% intro APR card is one of those select offers](~/AAQRxQA~/RgRmddxdP4QxAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPTJpdWRrNG82M3pqYiZtYWlsaW5nX2lkPTUxZjgwMWE1LTkzYjctNDZmOC1hNzkyLTE1ZTBmYzkzMTk0MiZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mdXRtX2NhbXBhaWduPXRhLWNjLXJlbS1zby1jaXRpZHAtMDYyMTIwMjMtNS1lbmctbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDYyMTIwMjMmcHVibGlzaGVyPXNvXzA2MjEyMDIzX21tVwNzcGNCCmSRXVeTZOU7qARSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAAB-Q~~). On top of it’s incredibly long 0% intro APR promotion for balance transfers, [this card packs in a number of other useful perks, including](~/AAQRxQA~/RgRmddxdP4QxAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPTB4YTVoNWF1cGFqaSZtYWlsaW5nX2lkPTUxZjgwMWE1LTkzYjctNDZmOC1hNzkyLTE1ZTBmYzkzMTk0MiZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mdXRtX2NhbXBhaWduPXRhLWNjLXJlbS1zby1jaXRpZHAtMDYyMTIwMjMtNS1lbmctbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDYyMTIwMjMmcHVibGlzaGVyPXNvXzA2MjEyMDIzX21tVwNzcGNCCmSRXVeTZOU7qARSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAAB-Q~~): - $0 annual fee – so you can cross that common nuisance fee off your to-do list - 0% intro APR on purchases well into 2024 - A quick and convenient application process So, if you're wanting to minimize your monthly payments and nix a common nuisance fee in the process, I urge you to take action today. That's because your time is limited to qualify after approval for one of the most lucrative perks this top pick offers. [Read our full expert review and apply today](~/AAQRxQA~/RgRmddxdP4QxAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPTM3Zm5jOHVld2xjNCZtYWlsaW5nX2lkPTUxZjgwMWE1LTkzYjctNDZmOC1hNzkyLTE1ZTBmYzkzMTk0MiZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mdXRtX2NhbXBhaWduPXRhLWNjLXJlbS1zby1jaXRpZHAtMDYyMTIwMjMtNS1lbmctbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDYyMTIwMjMmcHVibGlzaGVyPXNvXzA2MjEyMDIzX21tVwNzcGNCCmSRXVeTZOU7qARSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAAB-Q~~) Here’s to your financial ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a financial product to a close family member, we wouldn’t recommend it to you on The Ascent either. How did you like this email? [Positive](~/AAQRxQA~/RgRmddxdP0SaaHR0cHM6Ly93d3cuZm9vbC5jb20vbW1zL21hcmsvc2EtcG9zdC1zdXJ2ZXk_bGlkPXhwdjk4OXl1NnFuNSZvcD0xMTE4NSZ1PTIwNDY2NTU4MTMmbWFpbGluZ19pZD01MWY4MDFhNS05M2I3LTQ2ZjgtYTc5Mi0xNWUwZmM5MzE5NDImbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgpkkV1Xk2TlO6gEUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAAfk~) [Negative](~/AAQRxQA~/RgRmddxdP0SsaHR0cHM6Ly93d3cuZm9vbC5jb20vdmlwL2ludmVzdG9yLWFsZXJ0L3NvLWVtYWlsLXN1cnZleS1mcm93bi8_bGlkPTBua3o2dXVoaW1kdCZvcD0xMTE4MyZ1PTIwNDY2NTU4MTMmbWFpbGluZ19pZD01MWY4MDFhNS05M2I3LTQ2ZjgtYTc5Mi0xNWUwZmM5MzE5NDImbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgpkkV1Xk2TlO6gEUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAAfk~) The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date. 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