Minimize your monthly payments with 0% intro APR for 21 months

Erase credit card interest on balance transfers well into 2024 with this expert pick --------------------------------------------------------------------------------------- [the ascent](~/AAQRxQA~/RgRlrtgCP0SNaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bWFpbGluZ19pZD02MGEyNGU1OS1kMDdhLTQ0MGItOWNkYy0yZjE3ZjBhYjg0MGEmdT0yMDM4Nzk1MDIyJnV0bV9zaXRlPXRoZWFzY2VudCZ1dG1fbWVkaXVtPWNwYyZ1dG1fc291cmNlPXNvVwNzcGNCCmPIAlPMYzJL47ZSG3RyaXN0cmFtYmFsZHdpbjg3QGdtYWlsLmNvbVgEAAAB-Q~~) Making monthly payments on your credit cards is a bummer in the best of times. But in times like these, those monthly payments can be a burden. Fortunately, there’s a way to minimize your monthly credit card payments that doesn’t require you to bend over backwards. Enter: the balance transfer. Transferring your balance from one or more credit cards onto one new card that offers a 0% intro APR promotion means that you can streamline your payments while also reducing the amount you owe in interest -- effectively minimizing your monthly payments! To help you take advantage of this opportunity, we’ve vetted numerous credit card offers and have found one with a [0% intro APR promotion for balance transfers that lasts a whopping 21 months](~/AAQRxQA~/RgRlrtgCP4QmAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPWo2d2xqcGVrbGtydCZtYWlsaW5nX2lkPTYwYTI0ZTU5LWQwN2EtNDQwYi05Y2RjLTJmMTdmMGFiODQwYSZ1PTIwMzg3OTUwMjImdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1jYy1yZW0tc28tY2l0aWRwLTAxMjEyMDIzLTUtc28tbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDEyMTIwMjMmcHVibGlzaGVyPXNvXzAxMjEyMDIzX2NpdGlkcCZ1dG1fbWVkaXVtPWNwY1cDc3BjQgpjyAJTzGMyS-O2Uht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~). After that time, the go-to-variable rate applies, but you’ll have nearly two years before that kicks back in. Plus, on top of it’s incredibly long 0% intro APR promotion for balance transfers, [this card packs in a number of other useful perks, including](~/AAQRxQA~/RgRlrtgCP4QmAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPTRsajFoYWJoYjQyZSZtYWlsaW5nX2lkPTYwYTI0ZTU5LWQwN2EtNDQwYi05Y2RjLTJmMTdmMGFiODQwYSZ1PTIwMzg3OTUwMjImdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1jYy1yZW0tc28tY2l0aWRwLTAxMjEyMDIzLTUtc28tbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDEyMTIwMjMmcHVibGlzaGVyPXNvXzAxMjEyMDIzX2NpdGlkcCZ1dG1fbWVkaXVtPWNwY1cDc3BjQgpjyAJTzGMyS-O2Uht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~): - $0 annual fee -- so you can cross that common nuisance fee off your to-do list - 0% intro APR on purchases into 2024 (the go-to-variable rate applies once the intro period ends) - The option to choose your payment due date based on what works for you So, if you're wanting to minimize your monthly payments and nix a common nuisance fee in the process, I urge you to take action today. The sooner you do, the sooner you could wave good-bye to those hefty interest charges. [Read our full expert review and apply today](~/AAQRxQA~/RgRlrtgCP4QmAWh0dHBzOi8vd3d3LmZvb2wuY29tL3RoZS1hc2NlbnQvY3JlZGl0LWNhcmRzL2xhbmRpbmcvY2l0aS1kaWFtb25kLXByZWZlcnJlZC8_bGlkPWZ5ZGt2ZmM0MDVtbyZtYWlsaW5nX2lkPTYwYTI0ZTU5LWQwN2EtNDQwYi05Y2RjLTJmMTdmMGFiODQwYSZ1PTIwMzg3OTUwMjImdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1jYy1yZW0tc28tY2l0aWRwLTAxMjEyMDIzLTUtc28tbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDEyMTIwMjMmcHVibGlzaGVyPXNvXzAxMjEyMDIzX2NpdGlkcCZ1dG1fbWVkaXVtPWNwY1cDc3BjQgpjyAJTzGMyS-O2Uht0cmlzdHJhbWJhbGR3aW44N0BnbWFpbC5jb21YBAAAAfk~) Here’s to your financial ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a credit card to a close family member, we wouldn’t recommend it to you on The Ascent either. How did you like this email? 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