Newsletter Subject
Stop settling for any old savings account -- earn at least 9x more APY on your savings
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Sent On
Sat, Sep 21, 2024 08:03 PM
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Most traditional brick-and-mortar banks offer paltry interest rates. That's why a high-yield savings
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Most traditional brick-and-mortar banks offer paltry interest rates. That's why a high-yield savings account is an obvious choice.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  ~/AAQRxQA~/RgRo0aupP0SeaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bGlkPWU0dHl1cmJyY285aSZtYWlsaW5nX2lkPTBiYzY4ZTAxLTdhYzgtNDc2MS1iN2Y3LTk4MDBlZmZmODliNSZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c29XA3NwY0IKZuupJu9mAR1Ve1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5 Most people don't change bank accounts often. After all, once you've found a bank, gotten comfortable with its website, and set up your account for direct deposits and paying bills, why would you want to go to the trouble of switching to a new one? There's just one problem -- most traditional savings accounts from brick-and-mortar banks have some seriously low interest rates, at least compared to what you could be getting from an online-only bank. See, many online banks offer [high-yield savings accounts](~/AAQRxQA~/RgRo0aupP4RIAWh0dHBzOi8vd3d3LmZvb2wuY29tL21tcy9tYXJrL3RhLWJhbmstaHlzYS8_bGlkPWIyYzBtN2Zhd2w0ZCZtYWlsaW5nX2lkPTBiYzY4ZTAxLTdhYzgtNDc2MS1iN2Y3LTk4MDBlZmZmODliNSZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby10b3BoeXNhLTA5MjEyMDI0LTUtbmEtbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDkyMTIwMjQmcHVibGlzaGVyPXNvXzA5MjEyMDI0X25hJnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mcGFydG5lcl91c2VyX3VpZD00YmZlNGVhMy1iNTU0LTQwNjYtOGEyOC04YzVlODZmY2IwMjNXA3NwY0IKZuupJu9mAR1Ve1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5). Because these banks don't have the same overhead costs as traditional brick-and-mortar banks, they're able to offer accounts with much higher APYs. How much higher? As you'd expect, that depends on the bank -- which is why our financial experts have just picked out [a select few high-yield savings accounts](~/AAQRxQA~/RgRo0aupP4RIAWh0dHBzOi8vd3d3LmZvb2wuY29tL21tcy9tYXJrL3RhLWJhbmstaHlzYS8_bGlkPWh3MGpsd2hvcXNmNiZtYWlsaW5nX2lkPTBiYzY4ZTAxLTdhYzgtNDc2MS1iN2Y3LTk4MDBlZmZmODliNSZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby10b3BoeXNhLTA5MjEyMDI0LTUtbmEtbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDkyMTIwMjQmcHVibGlzaGVyPXNvXzA5MjEyMDI0X25hJnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mcGFydG5lcl91c2VyX3VpZD00YmZlNGVhMy1iNTU0LTQwNjYtOGEyOC04YzVlODZmY2IwMjNXA3NwY0IKZuupJu9mAR1Ve1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5) with some of the highest rates we've seen. Each of them earns 9x or more than the national average APY. To put that into perspective, if you're currently earning $45 per year in interest from a savings account with an average APY, one of these high-yield accounts could earn you over $400! In addition to an excellent APY, all of these [savings account picks](~/AAQRxQA~/RgRo0aupP4RIAWh0dHBzOi8vd3d3LmZvb2wuY29tL21tcy9tYXJrL3RhLWJhbmstaHlzYS8_bGlkPTlyam55OGZ5bGdncCZtYWlsaW5nX2lkPTBiYzY4ZTAxLTdhYzgtNDc2MS1iN2Y3LTk4MDBlZmZmODliNSZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby10b3BoeXNhLTA5MjEyMDI0LTUtbmEtbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDkyMTIwMjQmcHVibGlzaGVyPXNvXzA5MjEyMDI0X25hJnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mcGFydG5lcl91c2VyX3VpZD00YmZlNGVhMy1iNTU0LTQwNjYtOGEyOC04YzVlODZmY2IwMjNXA3NwY0IKZuupJu9mAR1Ve1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5) also offer: - No account fees to keep your account open
- Low minimum deposit requirements, including a few with a $0 minimum!
- FDIC insurance covering up to $250,000 (and, in one case, much more!) per eligible account One more perk of online savings accounts -- opening an account is quick and easy. You could get a new account, transfer money, and start earning interest today. Ready to see what kind of APY you could earn with a high-yield savings account? [Check out these expert picks](~/AAQRxQA~/RgRo0aupP4RIAWh0dHBzOi8vd3d3LmZvb2wuY29tL21tcy9tYXJrL3RhLWJhbmstaHlzYS8_bGlkPWp3cmlydXF5anJuMCZtYWlsaW5nX2lkPTBiYzY4ZTAxLTdhYzgtNDc2MS1iN2Y3LTk4MDBlZmZmODliNSZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby10b3BoeXNhLTA5MjEyMDI0LTUtbmEtbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDkyMTIwMjQmcHVibGlzaGVyPXNvXzA5MjEyMDI0X25hJnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mcGFydG5lcl91c2VyX3VpZD00YmZlNGVhMy1iNTU0LTQwNjYtOGEyOC04YzVlODZmY2IwMjNXA3NwY0IKZuupJu9mAR1Ve1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5) to find out how much they're offering. [Open an account and maximize your savings today](~/AAQRxQA~/RgRo0aupP4RIAWh0dHBzOi8vd3d3LmZvb2wuY29tL21tcy9tYXJrL3RhLWJhbmstaHlzYS8_bGlkPWlnZGp5b2N1aWc2ciZtYWlsaW5nX2lkPTBiYzY4ZTAxLTdhYzgtNDc2MS1iN2Y3LTk4MDBlZmZmODliNSZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9jYW1wYWlnbj10YS1iYW5rLXJlbS1zby10b3BoeXNhLTA5MjEyMDI0LTUtbmEtbmEmY2FtcGFpZ25fZ3JvdXA9c29fMDkyMTIwMjQmcHVibGlzaGVyPXNvXzA5MjEyMDI0X25hJnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c28mcGFydG5lcl91c2VyX3VpZD00YmZlNGVhMy1iNTU0LTQwNjYtOGEyOC04YzVlODZmY2IwMjNXA3NwY0IKZuupJu9mAR1Ve1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5) Hereâs to your savings ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldnât recommend a financial product to a close family member, we wouldnât recommend it to you on The Ascent either. â How did you like this email? [Positive](~/AAQRxQA~/RgRo0aupP0SaaHR0cHM6Ly93d3cuZm9vbC5jb20vbW1zL21hcmsvc2EtcG9zdC1zdXJ2ZXk_bGlkPW1veXpxamowdW13dCZvcD0xMTE4NSZ1PTIwNDY2NTU4MTMmbWFpbGluZ19pZD0wYmM2OGUwMS03YWM4LTQ3NjEtYjdmNy05ODAwZWZmZjg5YjUmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgpm66km72YBHVV7Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAAfk~) [Negative](~/AAQRxQA~/RgRo0aupP0SsaHR0cHM6Ly93d3cuZm9vbC5jb20vdmlwL2ludmVzdG9yLWFsZXJ0L3NvLWVtYWlsLXN1cnZleS1mcm93bi8_bGlkPXd6bXZwNTI5ODEzYyZvcD0xMTE4MyZ1PTIwNDY2NTU4MTMmbWFpbGluZ19pZD0wYmM2OGUwMS03YWM4LTQ3NjEtYjdmNy05ODAwZWZmZjg5YjUmbWFpbGluZ19uYW1lPVZhcmlhbnQgMVcDc3BjQgpm66km72YBHVV7Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAAfk~) The Ascent is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date. This is a promotional message from The Motley Fool | 2000 Duke St. | Alexandria, VA 22314
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