One simple banking change for a much higher interest rate

How much more could you earn? Not double, or triple, but over 10x the national average, just by opening this high-yield savings account. ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ͏ ‌     ~/AAQRxQA~/RgRoOg9fP0SeaHR0cHM6Ly93d3cuZm9vbC5jb20vdGhlLWFzY2VudC8_bGlkPTFmdzNqMWUyNW1hZCZtYWlsaW5nX2lkPTVmODY5YjRmLTU0ZTAtNGZkOS04ZjI3LTE5MDY0YjQzOWQ2OCZ1PTIwNDY2NTU4MTMmdXRtX3NpdGU9dGhlYXNjZW50JnV0bV9tZWRpdW09Y3BjJnV0bV9zb3VyY2U9c29XA3NwY0IKZlVfildmK6QdbFIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAAH5 When you think of wasting money, what comes to mind? While everyone has their own definition, some of the typical examples include things like impulse buys, not canceling unused subscriptions, and eating out for every meal. These are all good examples of what to avoid. But one of the most common ways to waste money is something that many people completely overlook -- keeping your money in a traditional bank account with an average APY. Not everybody looks at this as losing money, but you are losing interest that you could have earned. That's not something to take lightly, especially considering how much interest rates vary and how easy it is to earn more. Here's an example -- take [this high-yield savings account](~/AAQRxQA~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-Q~~), that earns over 10x the national average APY. If your money is earning $45 per year in interest in an account with an average APY, it could be earning $460 per year in that high-yield account. That's an additional $415 per year! And there isn't any hard work or risk involved, either. Online high-yield savings accounts are like any other savings account, just with significantly higher rates. All you need to do is open an account and transfer your money over to start earning more. Aside from its competitive APY, [this account has a number of other stand-out features](~/AAQRxQA~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-Q~~), including: - A welcome bonus of up to $300 with qualifying direct deposits - Unique savings tools to help maximize savings efforts - No fees or minimums so your cash savings can thrive from day one You have to store your savings somewhere. Why not pick an account that has a competitive APY, instead of one that is only average? Depending on how much you have in savings, it could be a difference of hundreds of dollars in annual interest. Ready to level up your banking experience? [Open your account today](~/AAQRxQA~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-Q~~) and let your money reach new heights. [Learn more and apply today](~/AAQRxQA~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-Q~~) Here’s to your financial ascent P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a financial product to a close family member, we wouldn’t recommend it to you on The Ascent either.   How did you like this email? 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