FlowBank's hand-curated fresh financial news [header_noDither] 29.03.2023 Good morning FlowBankers! Here's the latest market news, hand-curated by our research team. New: See our [LinkedIn](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgV2mW3mvgmC4xfqLcW1PbXpv4tP2gFW6dnKJc7NhcHDW6TCfnN1DJT7MW1Y2dtf1R6sRgVc3b5l8pmjLGW61mbKz1JV6yVW4Ddgf94G8MTvW4mGcMz3b1Vd2W6Mqz5c6lDL4QW1lrFZ-21TCGrW8G2L1s1Z71RQW4MJp4P9jFjCkW31Prrf1J_xHbW6RTz2X3k5QJWN5tNlTpLdth0W3fvpXB88xBpMN2XnqlVmypmx37dz1) and [Instagram](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGLZL2-MJwV1-WJV7CgDFGW2ZYlzf1RBqx3W4SXvWl7wNT3PVdg87x3Xd54zN2bmPFS1cDLnW5rTvcf6XR3fpW18m34Y8cY0kGW4FlWwy137yl5W6HhLVd3tlX6GW7N6-v47xGpCmW8L8W7l3j221ZW3DS1wL4SYCfpW6vjYNd6TR2n5W7gKvLk4lTqdgW8Gp2bl2vrW6FW32FyFc2SfrYBW2tMl5Z40GHjX34FP1) highlights below The Big Story [apple-pay-later] Apple unveiled its keenly awaited buy now, pay later service in the US, as the tech giant expands further into finance. The service, built into the Apple Wallet function, allows online and in-app purchases to be split over 6 weeks. 0% interest Apple Pay Later loans of between $50 to $1000 will also be available through Apple financing and could be particularly attractive as the Fed's base rate hits 5%. In recent years Apple has introduced a range of services in an effort to reduce reliance on hardware sales. While the news failed to inspire Apple investors, rival pay later firm Affirm closed 7% lower. [Start Trading](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-k2-MK5V1-WJV7CgYskW41X5X01-zSB7W59Jr7f61n1HSW1_fKQ08L5l-nN7_-Z_P9FNgzW13_BDb4hrMsXW1MB70g9782ZfW2BR4F31LR9c7V_Ln7z7FLGT5W2P6Xwh1WJlvqW6Xr2dT2XP34bW6h8BsX5BVZ80N2zP7jBRHpTzW8wtQ6h6DGG9JW4bKJ4s2YgSRGW5DqDqv6dZwrKW3wZS3d6SRzTmVQr08x8scg-0W69Yrw45prDM1W18ZSGV42Z9HnMjXql2KrnW539rd1) Trader's Corner In focus ⢠Hang Seng has jumped over 2% boosted by a 13% rise in Alibaba after the e-commerce giant said it plans to split into 6 units, with potential fundraising and listing for each. The move comes as Beijing has recently eased its crackdown on Chinese tech giants. ⢠BTC/USD shows resilience above 27k despite the CFTC case against Binance and Sam Blankman-Fried's bribery charges. The cryptocurrency was a clear winner of the banking sector turmoil. Economic data ⢠Ger. consumer confidence ⢠Aus. inflation, SNB Bulletin ⢠US pending home sales ⢠EIA oil inventories Earnings ⢠Next ⢠Paychex ⢠S4 Capital [Start Trading](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-k2-MK5V1-WJV7CgF47V_F29p2HHpX9W4BHNyt8MHSd0W3lS2RK1hMvByW67SZlQ4dhj8SW6KPPQb37dwMnMkMzYxK6BT6W1lhKk07sYjNjW1FyyYV3HZnKDW7NQTzR8Gl3fLW1ZczNs5T-2jYW7HFmdy8vG_RVW6H1HMs8c3_XZW6nd3Lz2p2PDZW7SvMn76PfXlbW6HHQy88CKBjzM85ksp2SmvGN99jLqG-Lt5bW2sprhb2ggMN5W8-zf3w3sPzWyVjyf1L7_Plry2XZ1) Market Recap Stocks in Europe closed modestly higher amid a fragile recovery in banking stocks. GBP/USD rose to an 8-week high after BoE Governor Andrew Bailey dismissed the chances of a financial crisis. US indices closed in the red, led lower by tech stocks which were pressured by rising treasury yields. Yields rose as consumer confidence unexpectedly improved suggesting that the fed could have more work to do and as banking sector concerns eased. Today a strong session in Asia looks set to continue with European and US futures pushing higher. Concerns over the banking sector continue to ease and news of Alibaba's split into 6 units lifts investor confidence. Chart Of the Day Money managers cut bullish positions in US Crude to the lowest since January 2016, according to the Commodity Futures Trading Commission, per Bloomberg. [Oil bets-1](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgCyCN4Xd9pDrwgk6W86tNf093V5tWW8yX38y62n3nXVN4YKc6Cd2CtW6r1zM96fwt5TW97SRns3Crl5LW5KqfcZ2b6cpHW6R2nng3Wpq8TW7n3yJV1rxPdKW5GtP863JyxC0W1yrRC12Mv65jW5lkL4K2VVfLxW1RR5p85Z5XHXN38LCnFWKf6sW3nLQW41hHkxFW7nM0Ny4vW2zfW6RQf0J31_-FtW3N8fmm5kXmJg31mj1) [LINKEDIN](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgTH_W3l_J9Z8b5d69W6c0qwT4hslK5W1S27gZ15XgtVW4bXkhD3gS-XNW40fbhq45C8ktW6pPq2V1Kq6l-W3tWj-S9b5KBvN2yXnXzqK4-1W2VHVFk5BCKfFW4CFZCJ81X5z8W2L7hfD1lw9cHW7dNpCb34t3SVW3qYZy51bHljtV5Ty773wQqx_W6s7qZy9bKrS3W3vKC9h2vpz1GW6MHSR_6BJ9gJW5XzWzW5b3-PB3b4L1)Highlights Gold, Gold Miners, & the Dollar see Eye to Eye Again ð ð Gold prices tend to rise as the dollar falls. And options volumes suggest investors are taking more aggressive bets that gold will make a move on the upside.⣠Click [here](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgXCNW5JlNG-219fZRVj8txG2YmCrPW27jRTf1yn-KQW5lw4H-11BW84W6ntqHZ6S5Tg0W31YxTv6f0bcWW8l8Yqj34wZYWW1_9JSQ2jF5ywW5M4lrq4-7lmYW6jFPsK5THKH8W1jmW9v5QkCn5VQj_lJ5nJZJKW6LNddN3lQ5sGW8z8FVN3QQBPFW3z2SpN1hSTMbW7v-NTv1cSB44W6bd2ST3zykSdW7Y8DYK3sJ3Bw355-1)to read more. [Gold, dollar, inverted](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7Cg-RWW74DB6W4CW5f9W8wXkgH5q4Dd2W6cYfjJ1KFTQLVzx9_C6vY2P3W54Lsvp12dyw2W6CyDzR1LqWSTW83y0jc3cHv7JW126yy77YV_8bW2NpCcT5zMHhPW8zN9GP3bjzt0Vm64Jj6zd0jHW89gHpk5D81WVW2nD-dt1y12j9W8WmsPp1dx8HpW1kWRjc879wf6V-ncqD7mmCbyW41r8b7507RhnW6cYKcn1qwDMV3pVZ1) [LinkedIn](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgMv0W29YzMH4z1P9fW5KS_ZJ7mWP3vW8Ngqy03bRLMlW7Bp0VR4-7nNsW19MGP-28Z1npW7q1Q568qnlb8VNbPFX7mDy6LN1ZHkzbN13wLW5btHCx63j0mtW4KPc821Qy-wFW1yl8GJ8Jrw0JW2pd6RP7H2vbBW3t5cGj89Drh5W93y11S1bMcLpV9bFQ360ny-WW1fH7Tw3BW7F7W7CFghb6T2Lv5W85JzTs4P2zKL3qpL1) poll: What is your view on the price of oil for 2023? [Vote here, we want to hear from you!](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL_w3d409V1-WJV7CgWglW8xTBYc1H-8yFW8_G66P6nG2QlW149l8w6JBBtxW8WD8g211HkCXW6CVVfC6TYnlFVqDzBn59BrJHW6fzpzH5fCmynV66t3H10sW0vW2qc1N657vWPSW7_h1s-6h5YwRW4ly3MK489HSTVRjfN675m3jVW2ffvy865M90dW4TX4_18sl8v1W7fSSpK5ccr22W4nxy-n1J3MtYW2srCsv17XpDVW4BxMtm6243S8N7yMYKjYwsgXVPBJq_1l0jdwN5H9X17L_FG1W6V9Th224_jrpW142nQP1Gl0_5W9dtNhx345WQMW3vbDCY747sFzW21CDms8KgfhvW2jhTFf5SxjRCW5NBGyR3zfNJS3fdq1) Poll of last week ([here](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-D2-MKpV1-WJV7CgWTnW656DFg6DfKZGW8RPtn58Q-l0ZW1P0Gyj8g-WqxW7-GLz42RB1x4VsNzhj3pxW4HW7hCZQ76MjJQDW7Jkh223kNVtMV3krr97yF1HxW4Ksr9S30CM09W1scbzV2gJFRyW4-vG0028K5p7W7RDkqg69FWb7W50zpG034Rf0jW4V05jm6_mVKQW7s2Tfs6y5R6WW1Z2VKy52tRm3W22cLyh7d6yTmW5K5hGX1p_lr7W7ZjFvQ5JmSxfW5Y3CdJ6fj6C7VLbhbh3GLvtgW8TDHVk91qY9R3cm21)): Is the Fed nearing the end of its hiking cycle? [INSTAGRAM](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGLZL2-MJwV1-WJV7CgQQwW3Vq9Lb3pVBHtN7__l6H78_ylW4GC4Fd8vjt2pN73NLXCXnst5W5KyzQ65CW5hsW6W609X7m2-snN4J0Y4_Swbc6VdLTzz6XJtkHW6BhWDF7Y8GMkW3Yzzw05FvGy0VVKQZB6_7rn1W8Ztfdw7PGzmDW669rMj1LDZmhV2YGl26D-nPBW5SJClS1z14sNW3pZG_55mSXyY3kSQ1)Highlights Let's focus on COMMODITIES in this new series.ð¢ï¸â£ What's in store for 2023âï¸ watch our latest video! Click [here](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGLZL2-MJwV1-WJV7CgVsMW3cmgR-3pxwcsW1c_Wl5351qbpW6bpsRG3LpZhPW2jJhr54TW1CLVpN9fN3SlQzCW2J-JVt78T2FzW7kVyCG8hp-bvW3d8NWw3tvg82W2TVZkN5kcw5XN3bnqS3PZzRdW5R7rR340t_v4W7Gb4494Vh2SwW3lZMjB4wzzyKW7zmZvH4QgtbpW83Hzz_4XXzVvW3l_ZV53NL6fF3lT01)to see our page. [c video](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgXG0N7C-GrX39wphW5y-QJQ30yDR6W37x7Mz1xTBrYW6k2_LK8NnbsqN1Lh5-_X2PBPW8XkKn05qlD_dW3MvlV35y3p2NW7kTSdR9cx0nyW8vWM1C52R_rCW6hmWv77jrZgFW2PJGL17gy8X3W1RqPmT66_2shW3p8Fs68jtnJfVqK4K35QhnL6W8JChq85FSzgqW5ksnNW9dNHXqW4nqGTc7CVyGKW1QDBc59h9K6j38C41) FlowBank Blog Forex trading: âFragile Equilibriumâ â Gold strategy, EUR/USD, GBP/CHF, NZD/USD [Stocks pexels](113/cXx8Z04/VWpDpX9dppg6VxFhdf77tKD4W3S9mTt4YK24BN1RGL-12-MJQV1-WJV7CgXspW1nsRxH4wtlf_W13R32K8XNq_DW63dxlJ5kx7D9W6QVTQq2lpHCFVjkVvY2HMcW6W8s4J-g4HNqP8W6Hf35k56tXdDW53X-9h5lzDG6Vjv0YF8jhs5zW7YGxRg8Y0xKxW4Bd7H960TrpBW5LPmBS3r3tc5W5J-1xM1HytD3W5fV60S9hP3rCW1b0l918-KJFgW4LfyY31HC_FqW6cHmb14h468zVCF7Gn67WC7F37ng1) Markets have been on a rollercoaster ride. Here are our latest forex trading ideas. EUR/USD at a crossroad. GBP/CHF bearish channel in place. NZD/USD moving southwards. XAU/USD holding longs. 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