Disruptiv Newsletter: Apple-Samsung rivalry heats up 📱 Microsoft's AI business tool 💻 Crypto 👾 and more

Welcome to the Disruptiv newsletter! You're about to get this week's top tech and innovation insight that we saw this week. Enjoy! [disruptivflow-header] Good morning, FlowBankers Welcome to the Disruptiv newsletter! A weekly aggregate of relevant tech-focused quick takes. New: See our [LinkedIn](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7CgZsYW15Jj9-6WSwgcVNLXw31n-sGdW7njSxB1dGQydW66SJ_p1ZhNbkW4sfW-F900MwsW5GPDtw4tMwlhVlq1K62-B6R6W6SDGZH18pzHlN6FxNwD6jQprW67KHRh4J68hKW8mJkKq2zYSdtW1NFhRK5wYS2YW4zVJF84jNk9jW39Y5fX3bblSjW54m7qG4s0_WQN82pSK8FvLxhN1gYsl-LdNvVW4Lb6y15qHggX2PZ1) and [Instagram](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wf2-MJwV1-WJV7CgCNYW7PQv-z1HtR1-W6B6dPj3KshXGVKbP4b8QFZjdW23DD8y5h9CxJW41QX4H2ZYYCDW5s8h5N8dtCh_W5Fb8DW8G65cZW23ZXrD35HnFRW39H1jL19KGMtW6TcrHZ8lDB8-VmdwlT5cM6WNN3L4RgRJMX53W44wwsy1MnrZqW1tNgpt9gHnsRMzFd7NRDglqW56hCV44fhjzk35jP1) highlights below Saturday 11th March, 2023 [Start trading](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6WS2-MK5V1-WJV7CgFLmV83MKl7s51bcW9bnXMC8T7T67W7fSTK04-zGzZW1xrc-B15cSRpW1sHRsK1jQw2gW6KnCQJ1--f00VJ-B-H91_l98W17kWZR2_L5hvN7xLZtP80GxYW2bHG7b8jCbDbW43svL15TV5qSW1FvZBg2XctvLW9cGRGT7524FwW1dNjg67TJJLjW8bmXMN7JnlfTN4c8_5Md_tdpW3XBky23CgnFhW785Yvd1hkPlmW95k94Z85pVpnW9bf4kS4FzsYg3lRc1) FlowBank tech articles 📚 Did you Miss the Bright Spots in Tech Earnings? [big-tech-antitrust (1)](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7CgYX1W8-8Ppz4qf5fhW80xt2d4HM2DCW2CvRmC4M8B_LW57GVn-7bP9_2W8qWg_950R5F6W5MlRVS2QJZ0gN50KKx5FnjfcW78r-kG68tCj3N53bT9ZDgg0TW8chjv93RVl7JW4b3PK04dFLF0N4TdQycZYH40N2XF106KVp6rW23BTs36cy5svN1Rv5kn_Tj3vW17dXpW8CwT_cW1t-Kbd1BJNM-N5VS-ZqtlZfZ3hpX1) Many are poo-pooing tech stocks after earnings. Did they miss bright spots like higher efficiency, margins, buybacks and AI that represent future growth or are job cuts and earnings misses enough reason to stay away? [Read me](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7Cg-WHW3PCQ0K8mMMhxW22Z0hK7JWPTtW41L7cJ52_4-5W71Cp0761JKX5W8SlRlH1BhFpHVVzZdr5PwTQ9W469DGy4hWzv7VRV1q56-n3JmW92hcJ47J5DHbW4jwH2m8Byr1lW7tkkbS3JjGBpVXQfJ54QbQWFN77tc0mCnB6GVhZ_3S5h9DJtW6wTY-78G41_XW1rkvq97qQKzKW5ntc__4lBq8MW5KT3gk9c3y2B36MR1) Big Technology 🍎 - Samsung and Apple could see competition heat up and their dominance challenged as Chinese smartphone markers look to enter the high-end smartphone market. Oppo recently released a foldable device, and Xiaomi its 13 Pro handset. c - Microsoft unveiled Microsoft Dynamics365 Copilot business tool, with generative AI capabilities, which can quickly summarise meeting notes, create marketing content and compose emails. c - Apple could launch a mixed-reality headset as soon as this year. Competition in the segment is growing after Meta launched its $1500 Quest Pro device late last year. VC + Startups 🎯 - MentorShow, a Paris-based startup raises a further Eur15 million to expand its platform which aims to encourage autonomous learning by making training and skills development more accessible and enjoyable. - Mythic, an AI chip startup, that had run out of capital in November received a fresh injection of funds after closing a £13 million financing round. The firm has a new direction -defense. c - BachApp an app that helps to plan for bachelorette trips and group travel has secured another $9 million as the company is ready to go mobile with a web marketplace that can be used for bookings from next month. Crypto 👾 - Silvergate Capital, the crypto-friendly bank, announces voluntary liquidation after the collapse in the crypto market following FTX saw billions in deposits taken out. c - Starbucks launched its first paid collectible this week after its free NFT garnered significant value. The group of 2000 digital stamps, priced at $100 each, sold out in under 20 minutes. . Law and regulation 🕵️ - The EU warned Elon Musk to hire more human moderators for the Twitter platform amid fears over plans to use AI and volunteers. c - The US Chamber of Commerce calls for regulation of AI technology, in a surprise move given its traditional anti-regulatory stance. The group is concerned that AI technology could become a security risk & could hurt business growth. Disruptiv Figure 📊 . Could the Senate ban TikTok? The US Senate passed a bill that paves the way for a US Tik Tok ban on national security fears. While the app has gathered a strong following in the US & Europe, with its app revenue market share outpacing older social media networks, interestingly, advertisers have preferred to stick with older services. Source: Statista [tiktok] [LinkedIn](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7CgBPcW7ClWh11gyVzGW20196h6hV4HDW1zRtSM2QG1SfW344J9C6WwcnNW2SQ2rG3-vx4HVWbf5M597XYRW41HTH_7MkWMSW4mnnQW2Xw5_KW7vTSQl7QrgssV_tGZc2319KYW3rjWwl4TyZWTMKtHsFSd4BfW5VgdxB5DyBxQW24q4gq7DN9kfW3-Vq713KhPBgW89csNh2QNLQ9W1bYynf2kCnmsW1KZB-Q5x-Kx835MC1) Highlights Top 10 Largest Renewable Energy Company 🔋 McKinsey forecasts that by 2035, renewables will generate 60 percent of the world's electricity❗ Is renewable energy an interesting sector to invest in? ⁣ Click [here](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7Cgz_RW4jwtJ-2Hbb3hW2slFSM5z473dW3WYk_Z6vZ_FYW1bYwsQ6cMZTLW7X7B6J538qTRW3KYFRN8XpTKhW4rfXPL8V3PbhW1wH2V_4r7hwQVkLLL48rbpJ4W3pQ99Q3PcH-4W3r7plS4zm7d5W344vW49jkqRxW2xbyBq2_8SlJW2F2qwM1Bwx9zN4lRQbhkmPzbW6wj1jc3rLhNWW6RwdJ14ynKjxW5V7WsQ81k3fR3fLQ1)to read more. [Renewables infographic] Celebrating International Women’s Day 🎉 [LinkedIn](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7CgXXwVkfCv95PYFFVW17LjYZ6r10KHN12lfKP9lrDVW2GWWLz4-Xs8cW67rKVv1_YXBqW5S5l5S6KVlzPW8WJDDy9dqLjkW1N6NzT67VNxjW921qKP83N2KTW16yhkn5DMgGgW4_PVW82zZJGQW5L4FBR3vNQncW5Vc0LD9bz9MyN40T7KlQjz-lW9lLpZh5Q25c_W7Z9S8_5HbWBPVYGLxq2SLzfCW6HFw1h75g4Nq3q1v1) poll: What is the % of mutual funds led by women? [Vote here, we want to hear from you!](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6X72-MKpV1-WJV7CgW8_W7TjWKJ6k7mSyW3Wkpxz2t696MVKtg4x4YwHdKVx7cJW6HrMmxW6HmQTd2hpGKlW8jR6lp6R8lCcW3nV4hh3XrxD5W7trL5S99yWyDVMKGRb3P9_MtW7Vj6rv8Sj-hvW5_nxzJ836CCxW8PljGP6LcpYVW5Vbjzp4MM2VDW9dlzB41Cr9wQW3G6ZyV69YyZ6W26qBX-5Vw5S5W8pgYHg53dprmW78PmQG1wPYkvW6FdrLs2yprc3W6v6RPT1ZdrrDW4XRbhQ1t5XCCW7kYny85lL0j03h9s1) Poll of last week ([here](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6X72-MKpV1-WJV7CgZsYW4CMHFj5gKjmnW3_-v3F4LShqLVtWGpC2hVpGVN4khqW6CJcP3W20gqPZ3DmdHqW1bt_3b45-GgBW2-xb4p2dSNtHW5QRKsP8gh5XcW2wvRmY4rK0fMW2gnVcz5jplj7W6NVrZf466NbHW7l_MMk7CXV_kW6tp8jV5_JXX9W84L3JS2YC-2zW7PjSnc2zkcDVW6W3gRC2sMnLLW9bNxxz6XwxvYW3nxz5t6PwcppW3bqxSW5zqF13W27qsXY2phvfdN1sJw2nN2FG_N9jr7k7f9CxQ358Q1)): Preferred number of stocks to hold in portfolio Thank you for the 193 votes last week. Click [here](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6X72-MKpV1-WJV7CgJGkW2xKgnt4TtsqDW8_MgTb3M-nlmW430R4L1l77r0W3nmDmf9cFLQyW68qPZr7HhhDzVBBlvN5kww_mN51DxP8dqxQ1W7qh8Gk4z4wD4VXXG3C5qP9M0W4WQHQS3lTQ4rW7WhXjF33VDFGW6ClhGb7-DGKgW6FXxZ45Fr-5jW73t9YV9kNHhtW1SldDP2kQZWwW2HPhfs73wFFpW2Wzxxv2S8Qq3VW19L98mjqVRN83TftvKMwtXMSJPDMZZgNqW7yPxbs1BTT6YW1kmby939Hb8N3pjz1)to see the answer. [INSTAGRAM](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wf2-MJwV1-WJV7CgM7hW5LMZkK7hsgWZN7tsCND5h-RhW65pfYq966tBkVKbWmx8thZ7JVx8HV322SCVSW3SnS7S8clMytN3rwlzsxX6w0W5rjz9z2V6XtmW3JpRdD4W2XMQW92dvSk6R_TQ4W5vw2kM3fXPSPW2VP_FM1l9j_6W9lHc0f7sKHBxW8n1KLt4j9QMmN3SCRB9YWXJDW8pbG_820P4fx3jzw1)Highlights 6 Inspirational Women Leaders 🎉 They have changed perspectives in their fields, and on women in general. ⁣ Click [here](113/cXx8Z04/VWPY7W91HM42N4_qH2wFzJ3SW6tdK5Q4X_z5vN6tf6Wy2-MJQV1-WJV7CgDJFW9491-H54tKVXW9lX-P52xNkygW4CFQCM1rX75GW2NtL012qS_SbN3MDgDXst1s5W3rTbS08M9JYLW9khxs67L151KN3SMz-DcWvqvV448pY3rWd00W4N4tCD7tWPvWW6J7j165JYXPQW8MzMCQ68TDbcW8czVnp71F3-2N5nVKq8cwrzRW8p9BLS8v7N0WW70XyqP4vqQdNW1s-YKw4l024XW2MnHmx4JbwDT3bYl1)to see the carousel. [Lagarde - FlowBank IG] Don't forget to... 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