Disruptiv Newsletter: Walmart livestreaming 🎤 Netflix gaming studios 🕹️ BMW voice assistance 🚖 Amazon's Scribe 🖊️ Crypto 🎨 and more

Welcome to the Disruptiv newsletter! You're about to get this week's top tech and innovation insight that we saw this week. Enjoy! [disruptivflow-header] Good morning, FlowBankers Welcome to the Disruptiv newsletter! A weekly aggregate of relevant tech-focused quick takes. . Saturday 1st October, 2022 [Start trading](113/cXx8Z04/VVWfsQ8-thNQW8w6DTj2JWDMfW5BVC1m4QCnL7N3_3-Hf2-MK5V1-WJV7CgBjRN6SYQlj80Q_CN2yCdflRZKrrW3wRLGg5mFjtCW9c_mVV3F8vq7W4N6jPk508SNnW5N-qs_9kVMC7W6RP9N11h9k7NN3k2lfm4yv9CW5gvQyG5r_ZyCW7zzvBt80Snc8W5-B4T46HXnsSN2vxjQPr4NpsW8PM-8987yBDcW4czgsr4cpRVwW8NJsyC86hLC9V8Z4tT118mx5W6WWyLW1ltjnlW5rLMdR4jDZkfW6_sv_26rFzvlW36tB_c90bvh73cdY1) FlowBank tech articles 📚 Microsoft: The king at a discount [shutterstock_520693948](113/cXx8Z04/VVWfsQ8-thNQW8w6DTj2JWDMfW5BVC1m4QCnL7N3_3-Hf2-MK5V1-WJV7CgRwWW4Kkkrl6JpbCxVjJf2X6KvxsLW7MS32L4lnp18N9gVswFPgdRJW1ZrcXL1Lb3GfVRYYzt2fPZ8mW21WNBJ8_M2l7W6-WcpF1GQ_XPW72ThDY3rK2TjW1DkZXs2xPKh1W3rDbxT5kMmRcW34sR5f4Qw07gW275n148R-nfXW6n0FRc5H1FRXW6zrT0n4Bz8hLW6nlwZ17b4q8NW2z2v_K4WCKj3W8P_H5n782gsCW5bdyCj4d_cXYVClrpC4-Pkzf34341) Risk assets are seeing a decline in valuations as macro pressures have led the Federal Reserve to pursue a very aggressive tightening monetary policy. Historically, environments of fear and panic selling have usually led to asset mispricing, offering an opportunity to long-term investors to buy good quality and growing companies at lower valuations. One strong brand that deserves our attention is Microsoft Corporation (MSFT). [Read me](113/cXx8Z04/VVWfsQ8-thNQW8w6DTj2JWDMfW5BVC1m4QCnL7N3_3-Hf2-MK5V1-WJV7CgZ2pW6MdTmY1c4Z8_W4vdQmS7wbt53W1tcpKx2vvFktW6kBxpj2Wdf0kW6z7ys08Mh34cW85dj2Y9bV3fVW1yvMDy7r4kMvW4hYYqk5JhJfwM5wY0KnhJcGW3b4TL77Q_h54W3JrXLk4_PMTNW8Vr2TW2nyHNqW5llZyP6YDYX0W3QdmCK7s6GGDV5sjSz87PfywW5P_6xL7KPjTLN8QHyynM2rKNW525vDc8Q24C-W1m7jQT3kTpH5N6PGlVJK6c9n3fhY1) Big Technology 🍎 - Walmart is making steps into the metaverse with two 'experiences' on gaming platform Roblox and experimenting with livestreaming events. c - Netflix unveiled plans to set up its own video game studio, as it intensifies its efforts to establish itself in the gaming industry. c - Meta is testing a new account switching methods for its users to switch between and create new accounts and profiles on its IG and FB apps. c - BMW will use Amazon Alexa to build its own next-generation voice assistant. The first vehicles will be released within the next two years. c - Amazon unveiled a new Kindle e-reader called the Scribe, its largest Kindle screen yet, that comes with a stylus for digital note-taking. VC + Startups 🎯 - AmazVR, a LA-based virtual concert platform raises USD17 million to scale its ambitions to create immersive music experiences through VR. - 35up, a Berlin-based startup giving SMEs opportunities to generate more revenue streams with cross-selling raises EUR5 million. - Satispay, a Milan-based startup operating an independent payment network at lower costs for small businesses raises EUR320 million. - Grover, a Berlin-based green startup raises EUR270 million to accelerate its solutions for consumers to pivot to renting tech equipment. - Eviation's all-electric aircraft took its first flight, teasing a future with zero emissions and less noise. It recently raised USD74 million from NASA. Crypto 👾 - Crypto exchange Binance moved to convert competing stablecoins to its own 'Binance USD, or BUSD'. Its market cap is ∼USD21 billion. c - Decentralised exchange Krypton raises USD7 million from Framework Ventures and Samsung Next. c - Crypto exchange FTX wan the auction for the assets of bankrupt Canadian crypto firm Voyager Digital. The winning bid is valued at around USD1.4 billion. Law and regulation 🕵️ - With the goal to develop tech hubs, the UK's new government is in talks with 38 regions to create low-tax, low-regulation investment zones. c - Short-video social app TikTok could face a GBP27m fine in the UK for failing to protect children's privacy when they're using the platform. Disruptiv Figure 📊 . Smartphones wipe out decades of camera industry growth With smartphone cameras continuously improving with more and more sophisticated features and higher resolutions edging closer to quality ones reserved for expensive interchangeable lens cameras, the camera industry is feeling the heat. According to Japan-based CIPA, worldwide camera shipments have dropped by 93% between 2010 and 2021, with smartphones essentially 'disrupting' traditional cameras. [Smart cameras] Don't forget to... [Start trading](113/cXx8Z04/VVWfsQ8-thNQW8w6DTj2JWDMfW5BVC1m4QCnL7N3_3-Hf2-MK5V1-WJV7CgRfHW843WjS64cjzSN4VBmTVFL3WqW51LZ5m7y1693W1sWYyV8D3JqgN8xWcdyGdM1bN6rYrcjCZsg2N2twdtgKXc76W4-l-Vb3p6lxHM1HnBW1mdFVW86lJsp1wXgt9W5YHFp_7RCGpPW5Zwz062Hy1VDW9bHrgG9k4DH4W2hBvzd5Kf7f7W7xWSD76qCxljV5yMgZ6JCVC5W1D7M063_SkxJN1dvzT33TChQW58rSkg8kSjVZW4vd4lJ1LXSM93qhJ1) [logo_white] [Contact us](mailto:research@flowbank.com) Facebook LinkedIn Twitter Instagram FlowBank SA, Esplanade de Pont-Rouge 6, P.O. 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