5️⃣ Five simple steps to size up stocks

FedEx delivered – and then some | Banks borrowed big from the Fed | [TOGETHER WITH]( Hi {NAME}, here's what you need to know for March 20th in 3:12 minutes. 💰 Tax-free returns don’t come knocking very often – and when they do, you’d better open that door. Join Hargreaves Lansdown’s Sophie Lund-Yates for [Five Shares For ISAs]( this Monday, and find out how to make the most of your tax-free allowance this year. [Get your free ticket]( Today's big stories - Logistics giant FedEx shipped a gift to shareholders - Here’s a smarter, speedier way to size up a stock – [Read Now]( - Cash-strapped banks have run cap in hand to the Federal Reserve The Whole Package [The Whole Package] What’s Going On Here? FedEx [delivered]( investors a care package of tasty quarterly results late last week. What Does This Mean? FedEx was doing prodigious business back in the dark pandemic days, what with all the yoga mats, breadmakers, and board games folks were ordering. But deliveries have taken a hit since then, and households’ increasing focus on services instead of goods hasn’t helped matters. That’s got the logistics giant zeroing in on what it can control: costs. See, the company's made good progress on its $4 billion cost-cutting plan – closing offices, cutting flights, and nixing Sunday deliveries in far-off areas. It’s also upped its pricing game, with the biggest hike in FedEx history earlier this year. That helped the firm rake in more cash per package in every segment last quarter. So even though FedEx didn't quite hit its revenue goals, it still managed to shoot past profit expectations. Why Should I Care? For markets: Not mailing it in. FedEx has a good feeling about its future, with some more cost cuts in the cards and a hunch that deliveries will pick up too. That could be why its annual profit forecast was way stronger than expected. And if the firm plays its cards right, it could even start threatening its less bloated rival UPS – whose profit margins tend to be much higher on the whole. Investors are backing FedEx anyway: its stock has outperformed UPS’s by 19%, and the S&P 500 by 24%, so far this year. Zooming out: Feeling a-freight. FedEx is clearly making strides in some areas, but logistics demand is weak right now, and that’s unlikely to change much until the economic outlook does. Uber’s also feeling the pinch: rumor has it the firm’s thinking about [selling]( off its freight logistics division, a move that would actually make a lot of sense. After all, auctioning off that sideshow would let Uber concentrate on ride-hailing and food delivery – its real flywheel. 🖋️ [License this story]( You might also like: [How to work out what FedEx’s stock is worth.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=The Whole Package&utm_campaign=daily-global-20-03-2023&utm_source=email) Analyst Take How To Analyze A Stock In Five Easy Steps [How To Analyze A Stock In Five Easy Steps]( By Paul Allison, Analyst Researching stocks can be [an endless task](. There’s an infinite amount of information out there from an unlimited number of sources. So over the years, I’ve honed [a five-step framework]( for analyzing a stock, with built-in stopping points that allow me to pause and dive deeper or carry on. It’s simple enough that [anyone can use it](, and it delivers results that are good enough for the pros. That’s today’s Insight: [how to use my five-step framework to analyze a stock, with Apple as an example.]( [Read or listen to the Insight here]( SPONSORED BY SWEATER A simple Sweater could turn your venture capital aspirations into a reality Imagine a venture capitalist, and you’ll likely picture a linen-clad tycoon on a Mediterranean yacht. And while that’s true for plenty of them, some might be wrapped up with [a certain Sweater]( instead. You can now [invest in some of the world’s most exciting startups]( with [Sweater’s venture capital fund](, giving you the chance to diversify your portfolio and long-term strategies with as little as $500. Plus, because the fund is [managed by Sweater’s expert venture capital investment team](, you can rest assured that your investments are in steady, experienced hands. So if you want to invest in startups straight from your phone, you can [try Sweater on for size](. [Find Out More]( Investors should carefully consider the investment objectives, risks, charges, and expenses of the Fund before investing. The prospectus contains this and other information about the Fund and can be obtained by calling 1-888-577-7987 or by visiting the Fund’s website at [(. Please read the prospectus carefully before investing. All investments involve risks, and past performance is no guarantee of future results. Spare Some Change [Spare Some Change] What’s Going On Here? Data out late last week [showed]( that banks have been jostling for loans from the Fed. What Does This Mean? The US government would love it if everyone just forgot about Silicon Valley Bank’s collapse, but let's be real: it's going to be a hot minute before folk fully trust the banking system again. And the latest data won’t do much to help. The Federal Reserve (the Fed) made it easier for banks short on cash to borrow money in the wake of the crisis, and those loans swiftly hit a new record high in the week up to March 15th – blowing 2008’s out of the water. That shows a lot of players remained nervous about the amount of cash being withdrawn, suggesting the sector’s still in hot water. First Republic is probably biting its nails especially hard: even the tidy cash injection it’s getting from the nation's biggest banks has done little to reassure investors it’s on firm ground. Why Should I Care? For markets: One step forward and… These numbers are a big deal when you consider how they affect the Fed's policy moves. See, the central bank’s been doing two main things in its fight against inflation: hiking interest rates and reducing the value of bonds on its balance sheet. But these emergency loans are thought to have undone half the good of those bond-offloading efforts. So if the Fed does hike interest rates this week, it'll be like fueling the blaze and taking a firehose to it at the same time. The bigger picture: Follow the money. Folks aren’t sticking all that withdrawn cash under their mattresses. But the dollar trail does lead to seriously low-risk investments, like government bonds and money market funds (which essentially invest in cash and safe securities). That stands to reason: worried investors tend to make safer financial choices in times of crisis, in a so-called "[flight to quality](". 🖋️ [License this story]( You might also like: [Here’s what we know about Silicon Valley Bank’s swift and stunning collapse.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Spare Some Change&utm_campaign=daily-global-20-03-2023&utm_source=email) 💬 Quote of the day “Never put off until tomorrow what you can do the day after tomorrow.” – Mark Twain (an American writer, humorist, and entrepreneur) [Tweet this]( Meet your future community Let’s face it, even the best brands need a little push to [reach the right audience](. Our [one-million-strong community of modern investors]( is clever, clued-in, and keen to learn. In short, they’re exactly the type of folk you want to reach. 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