📞 Vodafone's phone bill

Inflation’s fattening Walmart’s wallet | Vodafone heard alarm bells ringing | [TOGETHER WITH]( Hi {NAME}, here's what you need to know for November 16th in 3:12 minutes. 💸 Want to make smarter investment decisions? Now you can develop your financial know-how with [6 months of free Finimize Premium](, and unlock ultimate financial power with [3 months of free Revolut Premium]( too. We’ll even give you £10 (or equivalent) [just for signing up](.  [Get it all for free today]( Today's big stories - Walmart’s warming sales set it up for a very jolly festive period - Here's where you might want to invest now China's readying to reopen – [Read Now]( - Vodafone’s results showed that the telecom operator has some tricky times ahead Closing The Sale [Closing The Sale] What’s Going On Here? No discounts here: data out on [Tuesday]( showed Walmart’s still bringing in sales despite its swelling prices. What Does This Mean? Looks like Walmart’s been applying its “save money, live better” slogan to its own bottom line: the world’s biggest retailer has been passing inflation-charged costs onto its loyal shoppers, which helped beef up sales from stores open for at least a year by over 8% last quarter from the same time last year. And the fact that the firm’s inventory only grew by 13% – a far cry from the previous quarter’s 25% ([tweet this]() – will only add to the pre-festive cheer: investors won’t want to see piles of excess stock being sold with heavy discounts during the all-important holiday season, after all. Shareholders’ smiles likely got even wider after Walmart announced a new $20-billion share buyback plan too, rounding out a very good day in the Bentonville office. Why Should I Care? Zooming out: Everyone budgets. Inflation’s so rampant that even higher-income shoppers are pulling their purse strings that little bit tighter and checking out more budget-friendly stores. In fact, Walmart estimates that around 75% of last quarter’s market share gains came from households with incomes over $100,000. And with fired-up prices sticking around for now, cheap-and-cheerful stores could be in the money for a while longer. The bigger picture: Being sticky is good. Thing is, Walmart’s not the only firm with the power to pass rising costs onto its shoppers without putting them off. Quite the opposite, in fact: companies in all sorts of industries are upping their prices, confident that their customers won’t check out their equally-pitched competitors. The question for investors, though, is whether firms can keep their prices steady and sticky if and when cost pressures ease – a more achievable task for businesses with fewer direct competitors and a loyal fanbase. You might also like: [How to find companies shrugging off inflation.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Closing The Sale&utm_campaign=daily-global-16-11-2022&utm_source=email) Analyst Take With Less To Drag On China's Economy, Here's Where To Look For Opportunities [With Less To Drag On China's Economy, Here's Where To Look For Opportunities]( By Russell Burns, Analyst For the past year, [China’s economy]( has been burdened by [twin crises]( – one brought by stringent Covid restrictions and the other by its hugely inflated and debt-laden property sector. But the government’s new measures on both fronts may soon lift some of the burden, and get [the world’s second-biggest economy]( moving again. That could be [good news for your portfolio](. So that’s today’s Insight: [where you could find opportunities now that China’s outlook’s getting brighter.]( [Read or listen to the Insight here]( Finimize x Revolut Pretty good stuff, right? Our analysts write Insights like this every day, and you can read every single one of them with [Finimize Premium](. There’s no better time to get started: our new partnership means you can get [six free months of Finimize Premium]( and [three free months of Revolut Premium]( if you [sign up for Revolut today](. We’ll even send you £10 (or equivalent) to your Revolut account to get you started. SPONSORED BY THE MOTLEY FOOL The market has you all shook up It’s easy to panic when everyone else is losing their cool. But when het-up traders make a mad dash for the exits, that doesn’t mean you have to follow. Instead, you could [take the long-term view]( that companies’ smaller setbacks will be dwarfed by bigger accomplishments over time. That’s what [The Motley Fool]( believes, and that’s why Motley’s experts have put together guides that could help you [build a portfolio that can weather bear markets]( and come out stronger than ever. [Check them out today](. [Check Out The Motley Fool]( Hold The Phone [Hold The Phone] What’s Going On Here? Alarm bells are ringing for Vodafone shareholders: the telecom company released results on [Tuesday]( that confirmed a list of problems as long as a phone book. What Does This Mean? You’d think telecom stocks would be a safe bet in today's trying times, what with their generally stable revenues and juicy dividends. But a quick look at Vodafone’s shares – currently languishing at 25-year lows – blows that theory apart. See, the British cellphone operator’s fighting battles on a few fronts, including dizzying energy costs, higher interest repayments on its debt, and fierce competition. But the real war’s being fought in Germany, Vodafone’s biggest market, where it’s under pressure to shell out big bucks to upgrade its network and stop a slow bleed of customer losses. No surprise, then, that the firm’s shares tumbled when it cut its cash flow outlook for this financial year by around 5%, leaving it lying around the $6 billion mark. Why Should I Care? For markets: Something’s gotta give. Vodafone’s chunky 7% [dividend yield]( – that’s its annual dividend payment as a percentage of its stock price – is one of the top ten in the UK, which might make it look like an out-and-out steal. But dividend-hunters beware: payouts can only be made from the cash that’s left over when day-to-day costs and one-off expenses have been taken care of. And right now, the cost of everything from energy bills to wages is only going up. The bigger picture: Till debt do us part. Let’s be real: most of us would turn down our heating before giving up our phones. That’s one reason why revenues tend to be so stable for telecom companies, and that dependable income means they can usually borrow on the cheap to fund things like dividend payments and network upgrades. Now, debt’s hunky dory when interest rates are low, but when rates drift higher like they’re doing now, the resulting higher interest payments can weigh on a firm’s profit – and its stock price. You might also like: [Talking of dividends, Goldman Sachs thinks European stocks have room for higher payouts.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Hold The Phone&utm_campaign=daily-global-16-11-2022&utm_source=email) 💬 Quote of the day “What appears in newspapers is often new but seldom true.” – Patrick Kavanagh (an Irish poet) [Tweet this]( Our community wants to know your name Building a good brand is hard work. So if you’re proud of the work you do, you best make sure everyone knows about it. You could start by [introducing yourself to our one-million-strong community](: they’re a global bunch of switched-on, savvy retail investors who want to take their investing skills up a notch. And if your tips, tools, or platform – plus whatever else you have up your sleeve – could help them do that, then this might be just the right spot for you to [show off what you have to offer](. Make sure everyone knows your name: [introduce yourself to over one million retail investors](. [Get In Touch]( 🌍 Finimize Live 🥳 Coming Up Soon… All events in UK time. ✅ [How To Successfully Invest In Dividend Stocks](: 6pm, November 22nd 🚄 [How To Bulletproof Your Portfolio From Uncertainty](: 6pm, November 23rd 🔥 [The Coolest Investments When Inflation’s Hot](: 12.30pm, November 28th 🇬🇧 [Making Smart Portfolio Moves During A Cost-Of-Living Crisis](: 5pm, November 29th 🌍 [Finding Opportunities In A Challenging Market With BlackRock](: 1pm, December 2nd 🇦🇪 [The Modern Investor Opening Party In Dubai](: 6pm, December 6th 🎉 [Modern Investor Summit](: 12pm, December 6th and 7th 🎯 On Our Radar - Daniel Radcliffe’s weird. Here’s why the former wizard’s playing [a musical oddball](. - Time to cough up. Maybe we should just [pay Musk the $8](. - Creature comforts. You can upgrade your living space [on the cheap](. - Talk about counting sheep. Apparently animals can actually [understand numbers](. - A different kind of conversion. Business leaders can learn a lot from [this religious order](. ❤️ Share with a friend Your Referrals: 0 Thanks for reading {NAME}. If you liked today's brief, we'd love for you to share it with a friend. Share your unique link: [ You stay classy, {NAME} 😉 We’d love to hear your thoughts. [Give feedback]( Want to advertise with us too? [Get in touch]( Image Credits: Image credits: Walmart | Khosro – Shutterstock Preferences: [Update your email]( or [change preferences]( [View in browser]( [Unsubscribe]( from all Finimize Emails 😴 Crafted by Finimize Ltd. | Bow Bells House, Bread Street, London, EC4M 9HH All content provided by Finimize Ltd. is for informational and educational purposes only and is not meant to represent trade or investment recommendations. You signed up to this mailing list at finimize.com or through one of our partners. © Finimize 2021 [View Online](