🥤 Pepsi is a thirst trap

Pepsi has something for everyone | Another bad month for Brits | [TOGETHER WITH]( Hi {NAME}, here's what you need to know for July 13th in 3:03 minutes. 🤓 Let’s get straight to the point: the economy’s in a rough spot, and you want to know how to protect your finances. Join Credit Suisse’s Matteo Ottonello for [How To Survive A Stock Market Crash]( on Wednesday, and find out how to create a long-term strategy that can help see you through financial uncertainty. [Grab your ticket]( Today's big stories - PepsiCo reported better-than-expected quarterly results - There are four niche, inflation-proof investments that are still offering headline-grabbing gains – [Read Now]( - UK retail sales fell again last month Eat, Drink, Be Merry [Eat, Drink, Be Merry] What’s Going On Here? PepsiCo [reported]( better-than-expected quarterly results on Tuesday. What Does This Mean? No matter how high prices get, you’re still going to be willing to pay for your Quaker porridge, your Aquafina water, and your tangy cheese Doritos to see you through the day. So even though Pepsi’s products were 12% more expensive last quarter than the same time in 2021, shoppers still picked up 3% more snacks and 6% more drinks ([tweet this](). That pushed up the drinks maker’s organic revenue – which strips out the effects of acquisitions and currency swings – by 13%. And even though Pepsi’s profit tanked by $1.2 billion on the back of the war, it still came in above expectations. The company’s optimistic things will keep going strong too: it upped its yearly organic revenue growth outlook from 8% to 10%. Why Should I Care? The bigger picture: Shrinkflation in action. This is the second quarter in a row that Pepsi has upped its 2022 revenue forecast, but it’s not done the same for profit. That’s probably because the prices Pepsi pays its US suppliers are rising even faster than the prices it’s charging its customers – something that’s likely to hit Pepsi’s profit margins even more going forward. And while it could keep hiking prices, it’s probably aware that there’s only so far it can push things before cash-strapped customers tap out. That might be why it’s planning to save money in other ways – by, say, reducing product sizes. Zooming out: Pepsi’s green ambitions are lip service. The world’s three biggest soda companies – Pepsi, Coca-Cola, and Keurig Dr Pepper – release more heat-trapping gases than the country of Belgium, which is partly down to the production of their plastic bottles. That’s encouraged the industry to invest around $8 million in an initiative to reduce plastic use and increase recycling. But experts say it isn’t going nearly far enough: the three biggest players earn that sort of cash in three hours flat. You might also like: [How to find the companies shrugging off inflation.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Eat, Drink, Be Merry&utm_campaign=daily-global-13-07-2022&utm_source=email) Analyst Take Four Niche Investments That Are Still Offering Headline-Grabbing Returns [Four Niche Investments That Are Still Offering Headline-Grabbing Returns]( By Theodora Lee Joseph, Analyst Investors have been looking somewhere – [anywhere]( – for returns this year. And since stocks and bonds aren’t going to offer much on that front, they’ve been eyeing up hedge funds, private equity, and real estate – anything slightly [off the beaten track](. Trouble is, that’s [pushed up the prices]( of those asset classes, limiting the potential for gains there too. But [some alternative asset classes]( have managed to keep a much lower profile, all while delivering the sorts of gains you’d be more than happy to see right now. So that’s today’s Insight: [the four alternative markets still offering up headline-grabbing gains](. [Read or listen to the Insight here]( SPONSORED BY BLACKROCK Fancy retiring early? Penfold can help you turn your old pensions into a hefty nest egg in just three steps. - Save every penny. Easily [combine all your old pensions]( in one pot, even if you don’t remember every detail. In fact, Penfold can find them using just the name of your old employer. - Start planning ahead. Tell Penfold your short and long-term financial goals and its team will help you [build an achievable plan]( to help you get there. - Maximise your savings. Grow your pot without lifting a finger by choosing from [a selection of BlackRock-managed investment plans](. You can set up your pension pot in just five minute: [check out Penfold today](. [Find Out More]( Capital at Risk. The value of your investments can go down as well as up. Before transferring you may wish to consider your personal circumstances, whether there are any exit fees from your current provider or whether you would be giving up a guaranteed benefit. Battle Royale [Battle Royale] What’s Going On Here? Data out on Tuesday [showed]( that UK retail sales fell again last month. What Does This Mean? The Queen’s 70th Jubilee wasn’t going to celebrate itself: street parties needed hosting, bunting needed hanging, and flip-flops needed wearing. But while the festivities did give food and fashion sales a lift at the start of June, they weren’t enough to offset an overall slowdown in spending across the country. That comes as shoppers are continuing to cut back on nice-to-haves like electrical appliances and homeware, while downgrading their must-haves to own-name brands or cheaper alternatives. All in all, UK retail sales fell 1% last month from the same time last year – a third-straight monthly fall, with sales now slipping at a pace not seen since the bleakest phase of the pandemic. Why Should I Care? The bigger picture: The crisis is spreading. It’s not hard to guess why shoppers are tightening their belts, and data from Barclaycard – which monitors almost half the UK’s card transactions – proves just how ridiculous prices are getting. Spending on basic utilities was 40% higher in June than the same time last year, while spending on car fuel was up around 25%. That might be why the abrdn Financial Fairness Trust and University of Bristol just [estimated]( that nearly 40% of UK households are either in "serious financial difficulties" or "struggling to get by”. Zooming out: Let’s call the whole thing off. Economists think the UK will manage to evade a recession this quarter, but the likelihood it’ll happen sooner or later is climbing. In fact, a Bloomberg survey has [shown]( that analysts on aggregate now think there’s a 45% chance of a downturn in the next year – three times higher than at the start of the year. You might also like: [What Goldman’s recession manual is telling us about this recession.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Battle Royale&utm_campaign=daily-global-13-07-2022&utm_source=email) 💬 Quote of the day “Many of life’s failures are people who did not realize how close they were to success when they gave up.” – Thomas A. Edison (an American inventor and businessman) [Tweet this]( SPONSORED BY ZENGO Take your crypto to the next level Everyone has a story about their cousin’s friend getting their crypto stolen. Thing is, you don’t often hear about any big institutions having the same problems. 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When you support our sponsors, you support us. Thanks for that. 🌎 Finimize Live 🎉 Coming Up This Week… All events in UK time. 🏡 [Shelter Your Portfolio With Premium Real Estate](: 12pm, July 12th 🔮 [How To Think Like An Analyst](: 10am, July 13th 💪 [How To Survive A Stock Market Crash](: 6pm, July 13th 🥳 And After That… 🌍 [Blockchain, Crypto, and ESG](: 5pm, July 19th 👀 [Your Guide To Earnings Season](: 3pm, July 20th 🎉 [Navigating The World Of Stablecoins](: 6pm, July 20th 🔥 [How To Use Machine Learning For Trading](: 12pm, July 21st 🍷 [Is Wine The Perfect Recession-Proof Investment?](: 1pm, July 27th ♻️ [Building A Crypto ESG Framework](: 6pm, August 2nd 📈 [A Case For DAO Treasury Diversification](: 6pm, August 9th 💻 [How To Spot The Best Tech Stocks](: 6pm, August 16th ❤️ Share with a friend Your Referrals: 0 Thanks for reading {NAME}. If you liked today's brief, we'd love for you to share it with a friend. 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