BMW has connections | CVS mandates that you get better soon | [TOGETHER WITH]( Hi {NAME}, here's what you need to know for November 4th in 3:07 minutes. ð¥ Thereâs nothing like a bit of healthy competition, so itâs no bad thing that new crypto platforms are taking on the big dogs. Join Ziglu CEO Mark Hipperson for our [Crowdfunding Club Feat. Ziglu]( event on Monday, and find out how you can back one of the best of them. [Get your free ticket]( Today's big stories - BMWâs quarterly earnings beat expectations, and it has its suppliers to thank for that
- Facebookâs betting big on the metaverse, so we looked into whether you should be too â [Read Now](
- CVS Health posted better-than-expected earnings, as the pharmacy chain works hard to get shots in arms Fan Club [Fan Club] Whatâs Going On Here? German carmaker BMW [reported]( better-than-expected quarterly earnings on Wednesday, proving just how important it is to make friends in all the right places. What Does This Mean? BMW is well-known in the industry for having strong relationships with suppliers of its microchips, arguably because its focus on luxury models means itâs able to pay more than most of its rivals. That means itâs been handling the semiconductor shortage better than most: the companyâs deliveries were only down 12% last quarter compared to last year, compared to, say, rival Volkswagenâs 24% decline. But 12% is still a drop-off, and BMWâs been trying to make up for it by pushing its more profitable models. That â along with a jump in sales of its fully electric vehicles â helped boost profit by a better-than-expected 50% versus the same time last year. That might explain why the companyâs still confident in its September decision to raise its full-year profit outlook. Why Should I Care? The bigger picture: New cars are old news.
The drop in car production doesnât mean no oneâs buying cars, mind you: theyâre just turning to second-hand models instead, where prices are now so high that some hand-me-downs are more expensive than their brand new counterparts. And since car-buying overall is still going strong, carmakersâ finance segments â which offer customers the opportunity to pay in instalments â have been banking pretty healthy profits too. Zooming out: No chips for Christmas.
The tech industry feels carmakersâ pain: Apple has reportedly slashed production of iPads by half, and Nintendo production of its Switch consoles by 20%. And if even those giants are suffering, spare a thought for smaller firms without the clout to get anywhere near the chips they need. And fewer gifts for Christmas, then, could mean that consumer spending will take a hit over the all-important holiday season. So much for happy holidays⦠You might also like: [Could this Amazon-backed EV manufacturer become the next Tesla?]( Copy to share story: [( ð [Ask a question](mailto:questions@finimize.com?body=Ask us a question:
Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Fan Club&utm_campaign=daily-global-04-11-2021&utm_source=email) Analyst Take
Will Facebookâs Bet On The Metaverse Pay Off? [Will Facebookâs Bet On The Metaverse Pay Off?]( [Photo of Andrew] Andrew, Analyst Whatâs Going On Here? So long, Facebook. Hello, [Meta Platforms Inc.]( The social networking platform officially rebranded last week, in an effort to â depending on [who you ask]( â distance itself from [its transgressions]( or stay ahead of the game. And itâs banking on the [metaverse]( â a virtual environment where headset-wearing users will work, live, and play â to solve its woes. But thereâs more than one way to access the digital world, and Facebook â sorry, Meta â [isnât the only stock]( with skin in the game. So thatâs todayâs Insight: why Facebookâs taken one giant leap toward the metaverse, and [which stocks are already specializing in a world gone virtual](. [Read or listen to the Insight here]( SPONSORED BY ZIGLU Oh, what a tangled web digital finance is No more, says [Ziglu](. Zigluâs [all-in-one platform]( offers a cash account, exchange account, crypto access, and an interest-building investment account â all side by side, all untangled. And now, Ziglu is crowdfunding on [Seedrs](. Hereâs why you might want to [join the party](: - Ziglu â which boasts over 80,000 customers â has been growing by [20% a month]( on average this year
- Ziglu is backed by [world-renowned investors]( and crypto founders, and itâs raised [£12 million]( so far
- And Zigluâs built its very own [cloud banking platform]( â a unique investment in its own tech infrastructure thatâll pay off for years to come. Â Join over [1,500 investors]( today: [check out Zigluâs pitch](. [Check Out The Pitch]( Profit Booster [Profit Booster] Whatâs Going On Here? CVS [reported]( better-than-expected earnings on Wednesday, as the healthcare giant's shots do wonders for American shoppers and its own bank balance. What Does This Mean? Coronavirus vaccines are still in high demand in the US, with Delta still on the prowl and booster shots now the must-have winter accessory. And CVS has been more than happy to provide: the company administered 9 million vaccines last quarter, which helped push up retail revenue by 10% versus the same time last year ([tweet this](). Whatâs more, a rise in visits to the doctor has meant more prescriptions for CVS to fill, which boosted its pharmacy revenue by a tidy 9%. All in all, that brought overall revenue up 10% last quarter. And CVS doesnât think thatâll dry up anytime soon: the US [authorized]( the Pfizer vaccine for kids aged five to eleven this week, which might just be why it raised its full-year profit outlook. Investors were impressed: they sent CVSâs stock up 5% after the news. Why Should I Care? The bigger picture: The best of both.
CVS is actually an âintegrated healthcare providerâ, meaning it both sells drugs and offers health insurance services. Thatâs proved forward-thinking: the pandemic has, after all, boosted retail revenue through vaccines and tests, even as itâs increased costs for its insurance business. Pure-play companies like Humana havenât been so lucky: the health insurance firm [announced]( on Wednesday that Covidâs hurt its bottom line, and its stock initially fell 7%. Zooming in: CVS is innovating.
CVS has something else up its sleeve: the companyâs increasingly been linking its different healthcare offerings with one another â encouraging its health insurance members to visit its clinics, say. Itâs also just launched a virtual care service, allowing customers to see a doctor around the clock. That could be a shrewd move: McKinsey reckons the US telehealth industry will grow from its 2019 revenue of $3 billion to as much as $250 billion. You might also like: [Drugstores arenât the only way you can profit from the vaccine boom.]( Copy to share story: [( ð [Ask a question](mailto:questions@finimize.com?body=Ask us a question:
Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Profit Booster&utm_campaign=daily-global-04-11-2021&utm_source=email) ð¬ Quote of the day âTrust your instincts: my first reaction is almost invariably the right one.â â Estée Lauder (an American businesswoman) [Tweet this]( SPONSORED BY ORGANIFI Treat yourself to better health We all want to eat well, but itâs not easy when life gets hectic. Thatâs where [Organifi Green Juice comes in](: itâs crammed full of 11 superfoods and â checks notes â adaptogens to give you the nutrients you need in less than 30 seconds. Hereâs a big reason why it works so well: ashwagandha is the [main active ingredient](. Itâs a plant that lowers stress, calms your cravings, and helps you keep to a healthy weight. All you have to do is mix a scoop with water or your favourite plant-based milk to get your boost anytime. Itâs [100% USDA certified organic, all-natural, and non-GMO]( â so no nasties. Start feeling your best today: [get 20% off with your entire order at Organifi](. [Wake Up Healthier]( When you support our sponsors, you support us. Thanks for that. ð¯ On Our Radar - Next-level security for your crypto. Along with access to [100+ coins](, [real-time data](, and [technology]( that goes way beyond trading.*
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