Fingerhut: Important update from Fingerhut’s president

He shares why you’ll want to get ready (and shop now) for the holidays now. [Fingerhut]( [Sign In]( every purchase is an opportunity to build credit history Get the credit you deserve! • Low monthly payments1 • Instant application results • Top brand names [Apply Now]( Hello, I wanted to let you know in advance that your holiday shopping might be affected by pandemic-related issues. Here’s why you’ll want to shop early. fewer gifts will be available and top gifts may sell out Suppliers and manufacturers in the U.S. and overseas are struggling with disruptions and delays. This is due to material and worker shortages, factory shutdowns, increased demand for shipping containers, clogged ports and other issues. That means popular gifts like electronics and toys could be sold out everywhere much sooner than anyone, even Santa, can predict. shipping constraints may affect deliveries for your gifts We’ve heard from our shipping partners that after Thanksgiving, shipping constraints will probably affect how long it takes for packages to reach you. That may mean longer delivery times, especially as we get closer to the holidays. If you shop right now, you won’t have to deal with this. Make sure we have your correct email address on file so we can send you shipping updates and tracking info for your orders. here's the good news I'm so happy to announce that we'll offer extended holiday returns this year. Orders placed from October 1 to November 16, 2021 can be returned or exchanged through January 15, 2022. A 60-day return policy will be in effect for orders placed after November 16, 2021.* So shop early to get the gifts they want, without worrying about returns or exchanges. We’ll continue to send you updates throughout the holiday season. We know you want to give more cheer this year, so we’ll do our best to stock all the gifts you need. Be sure to shop early so you get them in time. Thank you for being a Fingerhut customer. Mark Williams, President *Some exclusions apply. See our [Returns FAQ]( for complete return policy details. [Clearance]( [Kitchen]( [Shoes]( [Electronics]( Download the Fingerhut Mobile App [App Store]( [Google Play]( Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc. Shop with Low Monthly Payments1 Products priced at $349.99 are as low as $28.99 a month* 1 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, Member FDIC, who determines eligibility and qualifications for the terms of credit. *For complete information on your total of payments and time period to repay for a single item purchased at the advertised price per month. [See full cost of ownership](. Advertised Price Per Month: The advertised price per month is the estimated monthly payment required to be made on your WebBank/Fingerhut Credit Account for a single item order, or if at any time your account has multiple items on it, then please see the [payment chart]( for payment terms. The advertised price per month will not apply. Fingerhut Customer Service | 6250 Ridgewood Rd, St. Cloud, MN 56303 [Contact Us]( | [Privacy Policy]( | [Terms of Use]( This email was sent to: {EMAIL} You are receiving this email because you accepted marketing emails from Fingerhut. If you prefer to no longer receive these emails, please [unsubscribe]( here. Having trouble viewing this email? [Click Here]( © 2021 Fingerhut. All Rights Reserved. em_fht_20211001_Fri_ShopEarlyLetter2