World's largest cryptocurrency is set to end, Undecided on raising interest rates, 5 Stupid Money Mistakes,

- Here is how 61% of Americans live paycheck to paycheck                                                                                                                                                                                                                                                                                                                                                                                                                 July 31, 2023 | [Read Online]( Check this out: - Trend Tracker - Up To Date News and Trends On The Stock Market 📈 - Hot or Not? - All Your Real Estate Needs 🏠- Crypto Chronicles - Basically the Avengers of Crypto! How Cool Is That? 🦸‍♂️ - Money Moves - Who doesn’t wanting to be making money moves? Latest on your Personal Finance. 📈 Trend Tracker [Stocks saw marginal gains as investors anticipated earnings]( reports from major tech companies and awaited the July jobs report. The S&P 500 rose 0.15%, the Dow Jones went up 0.28%, and the Nasdaq Composite increased by 0.21%. Major indexes concluded a strong month, with the Nasdaq up over 37% year-to-date. [Banks are tightening loan access for businesses and households,]( expected to continue in 2023, per a Federal Reserve survey. Reasons include an uncertain economy, worsening credit quality, funding cost worries, and money outflows. [Chicago Fed president Austan Goolsbee is undecided on raising interest rates]( at the next policy meeting in September. He emphasizes that all options are being considered. The Fed aims to lower inflation without triggering a recession and believes they are making progress. Last week, they raised rates for the eleventh time since March 2022, likely the final hike for now. 🏠Hot or Not? [Three ways we could convince homeowners]( to sell their homes—by paying them [5 Stupid Money Mistakes]( That Can Get Your Mortgage Denied [What Is Negative Equity](—and What Happens If You Get Underwater on Your Mortgage? Crypto Chronicles 💥 [Newly-launched BALD tokens on Base blockchain dropped 90%]( after the developer removed liquidity, wiping out millions of dollars. BALD held $32 million ETH on Monday but fell to 1 cent from 9 cents. Prices slightly recovered to 4 cents as some traders bought the dip. [Coinbase CEO Brian Armstrong said the SEC asked the company]( to halt trading in all cryptocurrencies except Bitcoin before taking legal action. The SEC advised Coinbase to delist over 200 tokens, claiming they were securities. [Bitcoin (BTC), the world's largest cryptocurrency, is set to end July]( down by about 4% and trading within the low $29,000 range. Market volatility may increase due to month-end positioning, but trading conditions are expected to be calm due to upcoming US economic data releases, such as ISM PMI survey results, JOLTs Job Openings data, and the official jobs report for July. 💸 Money Moves 💰 [House lawmakers scrutinize pandemic-era]( small business tax break expert calls ‘fraught with fraud’ [61% of Americans say they are living paycheck to paycheck](even as inflation cools [Morgan Stanley says these 5 stocks]( are ways to play the green housing market You got it! Alright, financial mavericks, it's time to wrap up today's discussion. But fear not, we can keep the conversation going like the true money mavericks we are. Share Financial Maverick Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! [Click to Share]( Did today's newsletter hit the spot? 😉 - [Heck Yeah! Money Moves!]( - [Nah! Was More like Financial Dumpster]( DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research.  [fb]( [tw]( [ig]( Update your email preferences or unsubscribe [here]( © Financial Maverick 19354 Watermark Drive, Suite 202 Cornelius, North Carolina 28031, United States