w The post office is evolving

This could be terrible or fantastic Build wealth better than the 1% | Tuesday, April 19, 2022 Received this on accident? [Unsubscribe here](. [Worthy by FinanceBuzz] [Worthy by FinanceBuzz]( TOGETHER WITH [Fetch]( Today’s rec: Reviewing your monthly income and expenses is the first step to creating a budget. Take time this weekend to objectively go through each. BUILD YOUR NET WORTH - [Buying your first home? Do these 6 things](. It might seem like a massive challenge. But it’s easier than you think, if you know what to do. These moves will help you get there. - [Get one of the best 0% APR credit cards of April 2022](. 0% APR isn’t always easy to come by. But if you’re ready to add a new card to your collection, one of these might be a good choice. - [Avoid capital gains tax on stocks with these 7 tricks](. It’s all in the title. Here’s what to do. NEWSWORTHY The U.S. Postal Service tried offering banking services once before. Now they’re trying again. [Post office](#) The post office. It’s where you go to mail a letter, [get a passport](, buy some stamps, or … stand in line for what feels like a long, burning eternity. But soon, the post office might also be a place where people go to access banking services. And it wouldn’t be the first time. The original U.S. Postal Savings System was established by Congress in 1910. The goal? Give people who’d lost confidence in banks a way to make deposits safely, and provide a place for “working” people to make deposits as well. The program was canned in 1966. Reform in the banking industry and a booming economy rendered it obsolete. But now, we might need it again. A [2019 report]( from the Federal Reserve found that close to 63 million U.S. citizens were unbanked or underbanked. Blame it in part on “banking deserts.” These are areas where there are little to no banking services, typically in rural areas … like, [out in the woods](. There’s evidence that post offices could be one solution, since nearly 60% of them are in zip codes where there are no banking services at all. So the government is trying it out, on a very small scale. The trial program is in the pilot phase now in four U.S. cities: Falls Church, Virginia; Washington, D.C.; Baltimore, Maryland; and New York City (the Bronx), New York. If the program is successful, it could be rolled out to other rural areas in the U.S., bringing banking services to people who need it, as well as much-needed profitability to the U.S. Postal Service — instead of posting [billions]( in losses every year. GROCERIES INTO GIFT CARDS Turn a photo of your grocery receipt into an Amazon gift card Even if you're on a tight budget, what’s one expense that won't go away? Your grocery bill. Now you can get rewarded for your grocery bills with an app that lets you earn gift cards from pictures of your grocery receipts. All you need is your phone and the [Fetch app](. After you're done shopping, just snap a photo of your receipt. Your photo earns points. Then you can redeem those points for gift cards at popular stores like Amazon, Target, and Home Depot. BONUS: You'll get 2,000 points bonus when you enter this referral code: BUZZ before you scan your first receipt. [Sign up for Fetch today]( ^ Featured partner OTHER WORTHWHILE READS - [A shortage of these luxury items]( is causing a surge in secondhand selling. - [The fans of these NFL teams]( spend the least money supporting them. REPLY BACK TRIVIA Reply back with your guess. We'll let you know if you're correct! This is a stock market index tracking the performance of 500 large companies listed on stock exchanges in the United States: A. The Standard and Poor's 500, or simply the S&P 500 B. Inc. 500 Give us your two cents! How likely are you to recommend Worthy to one of your pals? [😞]( [😃]( [😍]( [Facebook]( [Youtube]( [Instagram]( [Twitter]([Flipboard]( [Financebuzz]( [Unsubscribe]( © 2022 FinanceBuzz Was this email forwarded to you? [Sign up now]( to get the Worthy newsletter in your inbox and grow your wealth. 111 E. Atlantic Ave., Suite 200, Delray Beach, FL 33444 FinanceBuzz is an informational website that provides tips, advice, and recommendations to help you make financial decisions. We strive to provide up-to-date information, but make no warranties regarding the accuracy of our information. Ultimately, you are responsible for your financial decisions. FinanceBuzz is not a financial institution and does not provide credit cards or any other financial products. FinanceBuzz.com does not make any credit decisions. FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this email.