Senior Resource Today - 7 Ways to Avoid Probate, PLUS Alternatives to Getting a Colonoscopy

You are receiving this email because you signed up to receive Senior Resource's free e-letter Senior Resource Today. [Senior Resource]( [7 Tips on How to Avoid Probate]( Probate is a process that many people wish to avoid, and for many good reasons. First, it can be time-consuming and stressful at a time when a decedent’s loved ones are already dealing with grief. Additionally, it can be expensive, incurring more and more fees the longer it drags on. Fortunately, there are ways you can avoid probate and streamline the settlement of your estate. [Continue reading...]( --------------------------------------------------------------- Sponsored Content [Act Fast to Lock in Annual Returns of 11.1% For Life – Guaranteed!]( If investors act fast enough, they can LOCK IN a regular source of extra income with annual returns as high as 11.1%, guaranteed for life. That’s right: guaranteed for life. That’s 761% greater than the average dividend of an S&P 500 stock). This is thanks to an advanced income strategy popular with the super-wealthy. There’s only one downside: this rare opportunity to lock in DOUBLE-DIGIT returns for life may not be available much longer. [Click here to find out more!]( --------------------------------------------------------------- [Dreading a Colonoscopy? There Are Alternatives!]( While a colonoscopy remains the most accurate screening test for detecting colon cancer (94 percent accurate), there are other easier – although less accurate – tests available. But be aware that if the result of one of these tests is positive, you’ll still need to undergo a colonoscopy. Here’s what you should know. [Continue reading...]( --------------------------------------------------------------- [Does Medicare Part D Cover Prescriptions for Clinical Trials?]( Whether your Part D prescription drug plan will pay for a medication used in a clinical trial depends on whether it is covered in the plan’s formulary or can be classified as a Tier 5 prescription that costs more. Here's everything else you need to know... [Continue reading...]( --------------------------------------------------------------- Sponsored Content [Retirement in a Box: From Zero to $2,500 a Month]( There is a way for investors to collect thousands of dollars per month for the rest of their lives -- tax-free. That’s right: They can get a check or wire transfer weekly or monthly... and not pay a single dime in taxes on them. It’s like getting a second Social Security check, only one they DON’T have to pay taxes on. Plus, this tax-free income source is 100% legal and approved by the IRS. And here’s the kicker: even if they don’t have enough money put away yet for retirement... even if they’re over age 60... they can still get thousands of dollars a month from this opportunity – and every penny collected will be 100% tax-free. [Click here to find out more!]( --------------------------------------------------------------- [Alzheimer’s Vs Age-Related Memory Changes]( As you get older, your body goes through lots of changes – and that includes your brain. It may take longer to learn new things and a little forgetfulness can have you searching for your reading glasses more often. But, how do you know when a change means something a little more than just aging? [Continue reading...]( --------------------------------------------------------------- [20 of the Best Ways to Entertain Grandchildren]( If you are like me, getting to visit with our grandkids without their parents, all by ourselves, is the highlight of our week or even our year! But then, as you begin to think about that time and what you need to do to entertain them, you may want to panic. But no need to panic! I have some fool-proof ideas that even your stubbornness grandchild can’t resist. [Continue reading...]( --------------------------------------------------------------- [10 Things Your Adult Children Wish You’d Say to Your Grandkids]( My grandmother was a Portuguese immigrant who loved coffee, cake, and laughter. She raised chickens, crocheted doilies, and made the most amazing Portuguese doughnuts. She dropped out of school after the fourth grade to work in the textile mills in Rhode Island, but she loved to read and encouraged me to do the same. Her favorite maxims included: “You may not be rich, but you can be clean,” “Hard work never hurt anyone,” and “Don’t spend what you haven’t earned.” Granny’s wholehearted commitment to her grandchildren enriched our lives in many ways. It blessed my parents, too, because they knew we were safe in Granny’s care. Not only did she create a physically safe environment, she fostered an emotionally safe one, too. Now that I’m a grandmother, I want to follow her example and bless my adult children by the way I interact with my grandchildren. I know from my grandmother’s example that the words I say are important. [Continue reading...]( --------------------------------------------------------------- Sponsored Content [Tiny, One-Half Inch Pellet the Key to INFINITE Energy?]( This single, one-half inch pellet of fuel contains more power than 120 gallons of oil … 17,000 cubic feet of natural gas … and one ton of coal. It’s safe, efficient, and best of all … it’s 100% clean. For the full story, [click here.]( --------------------------------------------------------------- [How to Love Your Spouse through Chronic Illness]( When we’re young, most of us think the only people who have to deal with a chronically ill or disabled spouse are older folks. We live our lives on the fast track, and rarely stop to think about the prospect of aging, never mind getting sick with some dread disease. Our schedules with children, jobs, church activities, and volunteer work keep us on the run. Vacation ideas and plans await execution next summer, or we pore over house plans for the house we’ll build as soon as we retire. All these things consume our thoughts. Until they don’t. One phone call can change everything. [Continue reading...]( --------------------------------------------------------------- [Benefits of a Retirement Job]( Most retirees don’t take a job just because they need the money. According to the 2008 National Study of the Changing Workforce which was produced by Families and Work Institute, only 18% of working retirees said they work because other income sources aren’t sufficient. Additionally, other statistics show that up to 32% of post-retirement-age seniors have jobs. Whether you need the money or the fulfillment, here’s why you should consider getting a job. [Continue reading...]( --------------------------------------------------------------- [Last Will and Testament Template/Worksheet]( Estate planning. Drafting a will. These two subjects often go hand in hand. The basic purpose of a will is to ensure that a decedent’s assets are distributed to their beneficiaries. However, drafting a will isn’t as simple as sitting down and typing out your last wishes. Ultimately, wills are legal documents that must meet certain legal requirements to be valid. And that’s where a template comes in! [Continue reading...]( --------------------------------------------------------------- [How to Close Social Media Accounts of a Deceased Loved One]( Social media is part of many people’s daily lives, but when a person passes away their dormant accounts can become vulnerable to scammers who can hack into them and even steal your deceased loved one’s identity. Here’s a run-down of how you can cancel or change many different social media accounts after a loved one dies. [Continue reading...]( --------------------------------------------------------------- [5 Books of the Bible Every Senior Should Study]( Most people love a good book. We can be swept away in a story full of intrigue, betrayal, murder, and perfect twists. Then the ending fulfills every promise made by the author. We finish and can’t wait to tell everyone else what a great book it was and recommend they read it, too. If you’ve never read the Bible – you’re missing out. There’s more than one reason it’s referred to as the ‘Good Book.’ [Continue reading...]( --------------------------------------------------------------- [10 Uplifting Lessons Your Grandchildren Will Teach You]( The Bible tells us that unless we become like children, we will never enter the kingdom of heaven. I’d say that may be true about living on Earth, too. If you spend even a few minutes with a child (or grandchild), you’ll see they have a thing or two to teach adults about perspective. A Winnie the Pooh ideology is a far cry from our daily grind. But what if we kicked our skeptical attitudes to the curb and embraced each day with our bright eyes wide open? [Continue reading...]( Find Senior Resources by Topic [Assisted Living]( [Independent Living]( [Senior Education]( [Aging in Place]( [Home Care]( [Shared Housing]( Senior Resource is your one-stop spot for all-things retirement! From senior housing to community resources and even lifestyle tips, we have it all! 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