💳 Earn $400 Kogan.com Credit with your new Kogan Money credit card

Check out our one week deals on mobile plans, home insurance & more essential bills! 8 Aug 2024 | Can't see images? [View Online →]( [Dick Smith Australia]( . [TVs]( [Computers & Tablets]( [Phones]( [Cameras]( [Audio]( [Gadgets & Toys]( [Tools & Auto]( [More →]( [Kogan Credit Card]( [Kogan Mobile]( [Kogan Travel Insurance]( [Kogan Home Insurance]( [Kogan Car Insurance]( [Kogan Pet Insurance]( [Kogan Switch Week]( Switch Week: T&Cs apply. Offers expires 11:59PM (AEST) 11/08/24 unless extended and while stocks last. All applications are subject to credit criteria. Fees, charges and Terms and Conditions apply. See the full Terms and Conditions related to this product at koganmoney.com.au/credit-cards/important-information. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer commenced 5 August 2024. We reserve the right to withdraw or change the offer at any time without notice. This information is correct at 5 August 2024. Any interest rates shown are variable. Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Our/us/we means NAB unless the context otherwise requires it. †To be eligible to receive the $400 Kogan.com Credit, you must apply for a new Kogan Money Credit Card, then spend $3,000 or more on eligible purchases using your new card within 3 months from approval (spend period). Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi branded accounts, fees and charges such as interest and ATM charges, and transactions made using Rewards Points. The Kogan.com Credit will be credited to your Kogan.com account up to 10 weeks after the end of the qualifying period, and will expire 12 months from the date it is applied. Your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the Kogan.com Terms and Conditions and Privacy Policy. Your Kogan Money Credit Card must remain open and in good standing (for example your account is not in default, suspended, or closed), and your Kogan.com account must remain open for the Kogan.com Credit to be credited. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer commenced 5 August 2024. We reserve the right to withdraw or change the offer at any time without notice. xPurchases and Balance Transfer offer Purchases: The promotional rate of 0% p.a. will apply to the retail purchase balance for a promotional period of 9 months, commencing from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 21.99% p.a. will apply to the retail purchase balance. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. Balance Transfers: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from account approval, for a period of 9 months, commencing from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.74% p.a. Rewards Points are not issued on balance transfers. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs at [koganmoney.com.au/credit-cards/FAQs](. Minimum monthly payments required. Payments will be applied to your account as per the [Credit Card Terms and Conditions and Other Important Information.](. Please note that if you make a retail purchase before your balance transfer is processed, payments made during the promotional period will be applied to the retail purchase balance before the balance transfer. This offer commenced 5 August 2024. We may vary or end this offer at any time. ‡Your complimentary FIRST membership is linked to the Primary Cardholder’s Kogan.com account. As the Primary Cardholder, your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the [Kogan.com Terms and Conditions]( and [Privacy Policy](. You can then register for Card Rewards (which will allow you to access your FIRST membership benefits, use your Card Rewards Points towards eligible purchases at Kogan.com, and pay for eligible purchases using a Fixed Payment Option when paying with your Kogan Money Credit Card). To register for Card Rewards, you will need to agree to the [Shop with Card Reward Points terms and conditions]( and [Pay using Fixed Payment Options at Kogan.com terms and conditions](. You may only enrol one credit card at any time with Shop with Points. To then register for FIRST Membership, you will need to agree to the [Kogan First Terms and Conditions.]( You will need to register for FIRST Membership within 40 days after your Kogan Money Credit Card is approved. Additional Cardholders are not eligible for complimentary FIRST Membership. FIRST Membership is administered by Kogan Australia Pty Ltd, and the complimentary FIRST membership benefit may be withdrawn or changed at any time. Note that free shipping, express shipping upgrades and exclusive specials are not available on all products on [Kogan.com]( or [Dick Smith](. For further information on FIRST membership [click here](. ~Kogan Mobile’s Switch Week Offer is valid for new and existing Kogan Mobile customers. Personal use only. Offer available on Kogan Mobile Prepaid MEDIUM 365-day plans & MEDIUM FLEX 365-day plans, including recharges, purchased before 11:59PM AEST 11/08/2024 unless sold out prior or extended. Offer does not apply to subsequent recharges. Not available for commercial or resale purposes. Offer cannot be used in conjunction with any other promotional offers. Not transferable and not redeemable for cash. The unique Kogan Mobile voucher must be redeemed by 11:59PM AEST on 30/09/2024. Kogan travel insurance is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507); arranged and administered by Travel Insurance Partners Pty Ltd (ABN 73 144 049 230, ASFL 360138), and promoted and distributed by Kogan Australia Pty Ltd, ABN 53 152 570 351, acting as an Authorised Representative (AR001256858) of Travel Insurance Partners. Limits, sub-limits, exclusions and conditions apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider your own needs and the Combined FSG/PDS available from [koganinsurance.com.au/useful-docs/]( to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit [koganinsurance.com.au/useful-docs/.]( △The 25% Off Policies offer (“Offer”): Valid for all new Kogan Travel Insurance policies purchased. This limited time offer has been extended and will expire 11.59pm AEST 11 August 2024. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. Offer provides customers with 25% off their travel insurance policy when using the promo code SWITCH. [View full T&Cs here.]( Kogan home and motor insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Kogan Australia Pty Limited (ABN 53 152 570 351, AR number 1256858) is an authorised representative of QBE and is authorised to distribute Kogan home and motor insurance on behalf of QBE. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant [Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS), and Target Market Determination (TMD).]( ♢The ‘First Year Kogan Home Insurance Offer’ entitles eligible customers to 10% off for a new Kogan home Insurance policy purchased online through www.koganinsurance.com.au during the Promotion Period. A further 10% discount is also applied when a customer purchases both buildings and contents cover for the same property address under the one policy. If this new combined policy is purchased online, the total saving will be 20%. Not available with any other offer and does not apply to policy renewals. GST and other applicable government fees, duties and charges are applied to the premium after all discounts (including the ‘First Year Kogan Home Insurance Offer’). See [www.koganinsurance.com.au]( for saving eligibility. [See full T&Cs here.]( ⁼The Promotion entitles eligible customers to $100 off for a new Kogan Comprehensive Car Insurance policy purchased online through [www.koganinsurance.com.au]( during the Promotion Period. Not available with any other offer and does not apply to policy renewals. GST and other applicable government fees, duties and charges are applied to the premium after all discounts (including the ‘$100 off First Year Premiums for Kogan Comprehensive Car Insurance Offer’). [See full T&Cs here.]( #$5 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offerapplies to those applicants who successfully complete a Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance, Kogan Home Insurance, Kogan Contents Insurance or Kogan Landlord Insurance quote (excluding CTP) before 11:59pm AEST on 11 August 2024. [See full T&Cs here.]( Kogan Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL 241436, is arranged and administered through PetSure (Australia) Pty Ltd ABN 95 075 949 923 AFSL 420183 (PetSure) and is promoted and distributed by PetSure's Authorised Representative (AR) Kogan Australia Pty Ltd ABN 53 152 570 351 AR 1256858. Any advice provided is general only and does not take into account your individual objectives, financial situations or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination is available at [koganpetinsurance.com.au]( . Terms, conditions, waiting periods and exclusions apply. +Offer provides 2 months free in first policy year. Instalment payers; first instalment charged from month 3. Annual payers; 2 months free deducted from annual premiums. Applies to new policies purchased between 12:00AM AEST 5 August 2024 and 11:59PM AEST 11 August 2024, using promo code SWITCH. Offer ceases if you change level of cover. Visit [koganpetinsurance.com.au]( for full T&Cs and eligibility criteria. Delivery restrictions on some products may apply. During checkout, please enter your postcode to see if delivery is available in your area. 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