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  [Kogan Mobile]( All applications are subject to credit criteria. Fees, charges and Terms and Conditions apply. See the full Terms and Conditions related to this product at koganmoney.com.au/credit-cards/important-information. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer is valid until 30 June 2024. Post this advertised date we reserve the right to continue, withdraw or change the offer at any time without notice. This information is correct at 3 June 2024. Any interest rates shown are variable. Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Our/us/we means NAB unless the context otherwise requires it. †To be eligible to receive the $400 Kogan.com Credit, you must apply for a new Kogan Money Credit Card, then spend $3,000 or more on eligible purchases using your new card within 3 months from approval (spend period). Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi branded accounts, fees and charges such as interest and ATM charges, and transactions made using Rewards Points. The Kogan.com Credit will be credited to your Kogan.com account up to 10 weeks after the end of the qualifying period, and will expire 12 months from the date it is applied. Your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the Kogan.com Terms and Conditions and Privacy Policy. Your Kogan Money Credit Card must remain open and in good standing (for example your account is not in default, suspended, or closed), and your Kogan.com account must remain open for the Kogan.com Credit to be credited. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer is valid until 30 June 2024. Post this advertised date we reserve the right to continue, withdraw or change the offer at any time without notice. Purchases: The promotional rate of 9.99% p.a. will apply to the retail purchase balance for a promotional period of 18 months, commencing from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 20.99% p.a. (21.99% p.a. effective 24 June 2024) will apply to the retail purchase balance. ‡Your complimentary FIRST membership is linked to the Primary Cardholder’s Kogan.com account. As the Primary Cardholder, your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the [Kogan.com Terms and Conditions]( and [Privacy Policy](. You can then register for Card Rewards (which will allow you to access your FIRST membership benefits, use your Card Rewards Points towards eligible purchases at Kogan.com, and pay for eligible purchases using a Fixed Payment Option when paying with your Kogan Money Credit Card). To register for Card Rewards, you will need to agree to the [Shop with Card Reward Points terms and conditions]( and [Pay using Fixed Payment Options at Kogan.com terms and conditions](. You may only enrol one credit card at any time with Shop with Points. To then register for FIRST Membership, you will need to agree to the [Kogan First Terms and Conditions.]( You will need to register for FIRST Membership within 40 days after your Kogan Money Credit Card is approved. Additional Cardholders are not eligible for complimentary FIRST Membership. FIRST Membership is administered by Kogan Australia Pty Ltd, and the complimentary FIRST membership benefit may be withdrawn or changed at any time. Note that free shipping, express shipping upgrades and exclusive specials are not available on all products on [Kogan.com]( or [Dick Smith](. For further information on FIRST membership [click here](. ~Kogan Mobile’s EOFY Offer is valid for new and existing Kogan Mobile customers. Personal use only. Offer available on Kogan Mobile Prepaid LARGE 365-day plans, LARGE FLEX 365-day plans, EXTRA LARGE 365-day plans, EXTRA LARGE FLEX 365-day plans, purchased before 11:59PM AEST 30/06/2024 unless sold out prior or extended. Offer does not apply to subsequent recharges. Not available for commercial or resale purposes. Offer cannot be used in conjunction with any other promotional offers. Not transferable and not redeemable for cash. The unique Kogan Mobile voucher must be redeemed by 11:59PM AEST on 31/07/2024. Delivery restrictions on some products may apply. During checkout, please enter your postcode to see if delivery is available in your area.
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