Stop Experian, TransUnion, and Equifax from using medical debt in credit scores Now!

Big Pharma and Wall Street are fighting to keep profiting from your medical debt. Here's how we stop them. [Democracy for America Advocacy Fund](#) {NAME}, Medical debt is a burden no one chooses yet, Experian, TransUnion, and Equifax continue to exploit this debt to devastate Americans' financial lives. The Consumer Financial Protection Bureau (CFPB) estimates that at least $88 billion in medical debt appears on American credit reports. This debt is often riddled with errors and inaccuracies, can unfairly drag down credit scores, and wreak havoc on people's lives. A single medical emergency can lead to years of financial hardship, limiting access to housing, jobs, and essential services. Now, the CFPB has proposed a new regulation to stop credit reporting agencies from using medical debt in credit scores. This rule would ensure that medical debt is not included in credit reports and would prohibit debt collectors from using medical devices as loan collateral. This protection is long overdue. [Send your official comment to help stop Experian, TransUnion, Equifax, or any other reporting agency from using medical debt in credit scores now.]( [SIGN AND SEND]( The facts of this case are clear and damning. Medical debt affects nearly 1 in 5 Americans, often due to unexpected illnesses or injuries. This debt unfairly penalizes people for seeking necessary medical care, impacting everything from job prospects to housing opportunities. People's lives are torn apart by financial burdens they never asked for. That’s why preventing credit reporting agencies from using medical debt in credit scores would be a major victory for those struggling with the burden of medical debt – but the fight isn't over yet. Big Pharma, Wall Street, and health insurance companies are doing everything in their power to stop this regulation from taking effect. Their aggressive campaign against this CFPB regulation showcases their blatant disregard for public welfare. This is not a matter of choice, it's a matter of justice. The CFPB's regulation must be implemented and enforced to its fullest extent to ensure that such blatant exploitation of vulnerable Americans is unequivocally condemned and stopped. [Tell the CFPB to make it clear that they stand on the side of the people by throwing the full weight of their authority behind implementing and enforcing this crucial regulation.]( Let's keep fighting to defend the right to seek medical care without fear of being penalized by predatory credit practices. - Amanda Amanda Ford, Director Democracy for America Advocacy Fund [Power This Campaign]( Democracy for America Advocacy Fund is a 501c4 organization. Contributions to the Democracy for America Advocacy Fund are not tax deductible for federal income tax purposes. Our mailing address is: PO Box 8521, Essex Junction VT 05451  Sent via [ActionNetwork.org](. To update your email address, change your name or address, or to stop receiving emails from Democracy for America Advocacy Fund, please [click here](.