A better way to help build your credit history 📈

Without all of the usual hassles. [chime]( Want help building your credit score? Help improve your credit score by an average of 30 points¹ with the secured Chime Credit Builder Visa® Credit Card. Sign up for a Chime Checking Account to get started. You’ll just need a qualifying direct deposit of $200+ and an approved application.² [Finish enrolling]( Skip the usual roadblocks There’s no credit check to apply, no annual fee or interest, and no minimum security deposit required.³ [Finish enrolling]( How it works 💳 Spend what you deposit Deposit money into your secured account at any time, and spend up to that amount 💵 Pay with your deposit At the end of the month, use the money in your secured account to pay your balance ✅ Build credit history We’ll report your monthly balance as paid in full to the major credit bureaus [Finish enrolling]( 💚 The Chime Team [chime]( [Instagram]( [Twitter]( [TikTok]( [Facebook]( ©2022 Chime. All rights reserved. PO Box 417, San Francisco, CA 94104 ¹Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. ²To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits. ³Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month. Please do not reply to this email. The account isn’t monitored, and we don’t want to miss hearing from you. Chime is a financial technology company, not a bank. Banking services for the Chime Checking Account are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank. The Chime Credit Builder Secured Account is held by Stride Bank. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. This email was sent to you because you started signing up for a Chime account. If you do not wish to receive advertisements from Chime, you can [unsubscribe](.