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Also, used cars are still too expensive for most Americans. ͏ ͏
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Also, used cars are still too expensive for most Americans.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â 
[The Charlotte Observer](~/AAQRxQA~/RgRnu2ZEP0QiaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL1cDc3BjQgpl1ETh2GX3YBlfUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Í
Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ February 23, 2024 ⢠Issue #73 [The Money Section] This week, weâre looking at tax deadlines, why consumers havenât felt this good about the economy since 2021, and why more than a dozen colleges are postponing application deadlines. When can you start filing taxes? [Taxes](~/AAQRxQA~/RgRnu2ZEP0SBaHR0cHM6Ly9tb25leS5jb20vd2hlbi1jYW4teW91LXN0YXJ0LWZpbGluZy10YXhlcy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTczVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Money; Getty Images The 2024 tax season is upon us, with the IRS accepting and processing federal tax returns since January 29. While the deadline is April 15, state tax deadlines vary, with some states aligning with the federal timeline and others deviating. [See which states have different deadlines.](~/AAQRxQA~/RgRnu2ZEP0SBaHR0cHM6Ly9tb25leS5jb20vd2hlbi1jYW4teW91LXN0YXJ0LWZpbGluZy10YXhlcy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTczVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) ð³ Capital One is buying Discover for a cool $35 billion. The deal is expected to close in late 2024 or early 2025, allowing Capital One to compete more effectively with major credit card networks. This all-stock deal is the yearâs largest so far. [Read more.](~/AAQRxQA~/RgRnu2ZEP0RSaHR0cHM6Ly9lZGl0aW9uLmNubi5jb20vMjAyNC8wMi8xOS9idXNpbmVzcy9jYXBpdGFsLW9uZS1idXlpbmctZGlzY292ZXIvaW5kZXguaHRtbFcDc3BjQgpl1ETh2GX3YBlfUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ðº And Walmart is buying Vizio for $2.3 billion. Adding to the list of large acquisitions as of late, Walmart is set to acquire TV maker Vizio in a $2.3 billion deal aimed at enhancing its advertising business. The acquisition will provide Walmart with opportunities to âinnovate in television and in-home entertainment,â allowing advertisers to [engage with customers more effectively.](~/AAQRxQA~/RgRnu2ZEP0RKaHR0cHM6Ly93d3cudGhldmVyZ2UuY29tLzIwMjQvMi8yMC8yNDA3ODA2MC93YWxtYXJ0LXZpemlvLWFjcXVpc2l0aW9uLWRlYWxXA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Used cars are still too expensive for most Americans [Used Cars](~/AAQRxQA~/RgRnu2ZEP0SMaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvdXNlZC1jYXItY29zdHMtdW5hZmZvcmRhYmxlLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzNXA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Money; Getty Images The affordability of average used cars in the United States has declined, with recent increases in used vehicle loan rates making them accessible only to households in the top 40% income bracket. However, there is optimism that used vehicle affordability [may improve in 2024 if inflation slows.](~/AAQRxQA~/RgRnu2ZEP0SMaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvdXNlZC1jYXItY29zdHMtdW5hZmZvcmRhYmxlLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzNXA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ð®âð¨ A 2024 recession is officially off the table. The Conference Boardâs leading economic index for the U.S. declined by 0.4% in January, continuing its fall but no longer signaling a recession in 2024, indicating an economy outperforming expectations. Despite concerns about inflation, strong employment and elevated housing prices and stocks contribute to a [positive overall economic outlook.](~/AAQRxQA~/RgRnu2ZEP0R1aHR0cHM6Ly93d3cudXNuZXdzLmNvbS9uZXdzL2Vjb25vbXkvYXJ0aWNsZXMvMjAyNC0wMi0yMC9sZWFkaW5nLWVjb25vbWljLWluZGljYXRvcnMtbm8tbG9uZ2VyLWZvcmVjYXN0aW5nLWEtcmVjZXNzaW9uVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) âï¸ Consumers havenât felt this sunny in years. In February, U.S. consumer sentiment saw a third consecutive monthly improvement, reaching its highest level since July 2021 at 79.6. While anticipating a 3% annual price increase over the next year (up from 2.9% in January), Americans are finding comfort in the gradual cooling of inflation and a robust labor market. [Read more.](~/AAQRxQA~/RgRnu2ZEP0RtaHR0cHM6Ly93d3cuYmxvb21iZXJnLmNvbS9uZXdzL2FydGljbGVzLzIwMjQtMDItMTYvdXMtY29uc3VtZXItc2VudGltZW50LWluY3JlYXNlcy1mb3ItYS10aGlyZC1zdHJhaWdodC1tb250aFcDc3BjQgpl1ETh2GX3YBlfUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Colleges postpone application deadlines due to FAFSA delays [FAFSA](~/AAQRxQA~/RgRnu2ZEP0ScaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9mYWZzYS1kZWxheXMtY2hhbmdlLWRlYWRsaW5lcy1hY2NlcHRlZC1zdHVkZW50cy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTczVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Money; Getty Images The rollout of the new Free Application for Federal Student Aid (FAFSA) has faced delays and glitches, prompting many colleges across at least 14 states and Washington, D.C., to postpone admissions deadlines. [Here's what you need to know.](~/AAQRxQA~/RgRnu2ZEP0ScaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9mYWZzYS1kZWxheXMtY2hhbmdlLWRlYWRsaW5lcy1hY2NlcHRlZC1zdHVkZW50cy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTczVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) ð Asian Americans and Hispanics are on a homeownership roll. The National Association of Realtorsâ new analysis reveals record increases in Asian household homeownership (63%) and notable rises in Hispanic (51.1%) and Black (44.1%) household homeownership. Despite these positive gains, substantial racial disparities persist â attributed to [variations in income, education, and resource accessibility.](~/AAQRxQA~/RgRnu2ZEP0RqaHR0cHM6Ly93d3cudXNhdG9kYXkuY29tL3N0b3J5L21vbmV5LzIwMjQvMDIvMjAvaG9tZW93bmVyc2hpcC1hc2lhbi1hbWVyaWNhbnMtaGlzcGFuaWNzLXJpc2VzLzcyNTk4MjE5MDA3L1cDc3BjQgpl1ETh2GX3YBlfUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ð¢ Baby boomersâ savings fall behind. A recent survey found that baby boomers, on average, saved around $4,060 in 2023, trailing other generations. Millennials led with an average savings of about $9,300, followed by Generation Z at $6,441, and Generation X at $5,132. Despite this gap, the survey noted overall financial resilience, with [64% confident in meeting financial goals.](~/AAQRxQA~/RgRnu2ZEP0RZaHR0cHM6Ly93d3cuaG91c2luZ3dpcmUuY29tL2FydGljbGVzL2JhYnktYm9vbWVyLWxhZy1vdGhlci1nZW5lcmF0aW9ucy1pbi1zYXZpbmdzLWxldmVscy9XA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Smart Money Move Have you noticed the steep rise in car repair prices lately? [Car Warranties] [Car Warranties] Car repair costs surged 10% between 2022 and 2023, turning even minor fixes into significant financial concerns. Picture this scenario: your manufacturerâs warranty has expired, and suddenly, your car needs a $6,000 repair due to a blown head gasket. Could your budget handle it? If not, extended car warranties could be the solution. These warranties can help cover eligible repair costs, potentially saving you thousands and ensuring peace of mind on the road. [Protect your vehicle (and your finances) with a Car Warranty today.](~/AAQRxQA~/RgRnu2ZEP0SYaHR0cHM6Ly9zZWN1cmUubW9uZXkuY29tL2Nhci13YXJyYW50aWVzL2xwL2Jlc3QtY2FyLXdhcnJhbnRpZXMtYWJtLWVtYWlsLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzNXA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Stories we're reading this week - [Child Care Now Costs More Than the Typical Familyâs Mortgage Bill](~/AAQRxQA~/RgRnu2ZEP0SaaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL21vbmV5L21vcnRnYWdlLXBheW1lbnRzLWNoaWxkLWNhcmUtY29zdHMvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU3M1cDc3BjQgpl1ETh2GX3YBlfUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Why AI Is More Impactful On Stocks Than Inflation Data](~/AAQRxQA~/RgRnu2ZEP0RLaHR0cHM6Ly9maW5hbmNlLnlhaG9vLmNvbS92aWRlby93aHktYWktbW9yZS1pbXBhY3RmdWwtc3RvY2tzLTE1NTg1NzU0NS5odG1sVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [4 Reasons to Love Todayâs Economy (and 4 Reasons to Hate It)](~/AAQRxQA~/RgRnu2ZEP0SBaHR0cHM6Ly9tb25leS5jb20vdXMtZWNvbm9teS1yZWFzb25zLXRvLWxvdmUtaGF0ZS8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTczVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [American Airlines Increases Bag Fees](~/AAQRxQA~/RgRnu2ZEP0RBaHR0cHM6Ly93d3cubmV3c2NoYW5uZWw1LmNvbS9hbWVyaWNhbi1haXJsaW5lcy1pbmNyZWFzZXMtYmFnLWZlZXNXA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [Experts Predict How High Car Insurance Prices Will Rise This Year](~/AAQRxQA~/RgRnu2ZEP0SWaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvY2FyLWluc3VyYW5jZS1wcmljZXMtMjAyNC1wcmVkaWN0aW9ucy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTczVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Oil Settles Lower, Demand Concerns Offset Geopolitical Price Support](~/AAQRxQA~/RgRnu2ZEP0R7aHR0cHM6Ly93d3cucmV1dGVycy5jb20vbWFya2V0cy9jb21tb2RpdGllcy9vaWwtcHJpY2VzLWhvbGQtbmVhci0zLXdlZWstaGlnaHMtbWlkZGxlLWVhc3QtdGVuc2lvbnMtY2hpbmEtZGVtYW5kLTIwMjQtMDItMjAvVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Car Dealers Have So Much Inventory That Theyâre Dropping Prices](~/AAQRxQA~/RgRnu2ZEP0SMaHR0cHM6Ly93d3cubmV3c29ic2VydmVyLmNvbS9tb25leS9jYXItcHJpY2VzLWRyb3AtaW52ZW50b3J5Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzNXA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive The Money Section from The Charlotte Observer. If you no longer wish to receive emails of this type, you may [update your email preferences](~/AAQRxQA~/RgRnu2ZEP0ScaHR0cHM6Ly90Lm5ld3MuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL3dlYkFwcC9tY2NTaWdudXBQYWdlP3NpdGVOYW1lPWNoYXJsb3R0ZW9ic2VydmVyJnVzZXJJZD0zMjU0ZmI5ZGZjZDhjNjJmZjA2N2Y5NDQ4ZDNiN2ZhZmMyZTBmYTgyMDhmMmNhYzA4M2RiODU3ZGFmNjA5NmViVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~). We are unable to monitor replies to this email. Please [contact customer service](~/AAQRxQA~/RgRnu2ZEP0QzaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) if you have any questions or concerns. [Privacy Policy](~/AAQRxQA~/RgRnu2ZEP0RCaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvcHJpdmFjeS1wb2xpY3kvVwNzcGNCCmXUROHYZfdgGV9SG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) | [Terms of Service](~/AAQRxQA~/RgRnu2ZEP0REaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvdGVybXMtb2Ytc2VydmljZS9XA3NwY0IKZdRE4dhl92AZX1IbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Copyright © 2024 The Charlotte Observer. All Rights Reserved.
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