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Also, banks are offering hundreds to open checking accounts. ͏ ͏ ?
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Also, banks are offering hundreds to open checking accounts.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  [The Charlotte Observer](~/AAQRxQA~/RgRohADZP0QiaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL1cDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Í
Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ July 24, 2024 ⢠Issue #95 [The Money Section] This week, weâre looking at how increasing numbers of homebuyers are backing out of purchase agreements, banks are offering bonuses of more than $400 to open accounts, Tesla stocks dip 10% after Q2 earnings, and Social Security benefits are losing their buying power. Homebuyers are backing out of deals at a record pace [Travel](~/AAQRxQA~/RgRohADZP0SRaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9ob21lYnV5ZXJzLWNhbmNlbC1zYWxlcy1yZWNvcmQtbGV2ZWwvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU5NVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Money; Shutterstock; Getty Images The number of homebuyers canceling purchase agreements is rising dramatically. June saw a 15% cancellation rate, the highest since 2017. High housing costs are causing buyers to back out, with some Florida cities experiencing particularly high cancellation rates. [Read more.](~/AAQRxQA~/RgRohADZP0SRaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9ob21lYnV5ZXJzLWNhbmNlbC1zYWxlcy1yZWNvcmQtbGV2ZWwvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU5NVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) â¡[Tesla stock slides 10% after company reports mixed Q2 results.](~/AAQRxQA~/RgRohADZP4R0AWh0dHBzOi8vZmluYW5jZS55YWhvby5jb20vbmV3cy90ZXNsYS1zdG9jay1zaW5rcy1hZnRlci1taXhlZC1xMi1yZXN1bHRzLXNheXMtYWZmb3JkYWJsZS1ldnMtb24tdHJhY2stZm9yLTIwMjUtZGVidXQtMTUwODQ4NDg1Lmh0bWw_Z3VjZV9yZWZlcnJlcj1hSFIwY0hNNkx5OXVaWGR6TG1kdmIyZHNaUzVqYjIwdiZndWNlX3JlZmVycmVyX3NpZz1BUUFBQUdJRGF5a0ctWFlINVo4SjhITnBmYlpSMXRjd0Z6SEc2NGVFdVRTeFlDSV9aZUo2UDNNWG5TTVhZNkdXSjE2eHVLaGUtNFBfZlpCT1hveUx3MllBZHUwMnNmX0ZLQkRLc1NyQVQ2Yk9HZHdHQk5xOFR6ZWNPX0l1emxjUXI0eEtROTNndHBsNEtIaS1nWTZ6VTJUNERydnpoSnUyY1pST2JTUXg0QVhncEFFMVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Tesla reported mixed earnings with revenue beating estimates but profits falling short. The company is on track for a new, cheaper electric vehicle in 2025. While deliveries improved from Q1, they were still down slightly year-over-year. ð [Analysts reset Google parent stock price targets after Q2 earnings.](~/AAQRxQA~/RgRohADZP0RtaHR0cHM6Ly93d3cudGhlc3RyZWV0LmNvbS9pbnZlc3Rpbmcvc3RvY2tzL2FuYWx5c3RzLXJlc2V0LWdvb2dsZS1wYXJlbnQtc3RvY2stcHJpY2UtdGFyZ2V0cy1hZnRlci1xMi1lYXJuaW5nc1cDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Alphabetâs stock price dropped despite strong Q2 earnings because investors worried about future spending. The company is heavily investing in AI across its businesses, which is boosting capabilities but also raising concerns about long-term profitability. Social Security benefits have lost 20% of their buying power since 2010 [EV](~/AAQRxQA~/RgRohADZP0ScaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L3NvY2lhbC1zZWN1cml0eS1iZW5lZml0cy1sb3N0LWJ1eWluZy1wb3dlci8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTk1VwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Money; Getty Images Social Security benefits havenât kept pace with inflation, according to a report by the Senior Citizens League. The group argues that a different inflation measure should be used to calculate COLA increases, and that missed adjustments in 2010 and 2011 significantly impacted buying power. [Read more.](~/AAQRxQA~/RgRohADZP0ScaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L3NvY2lhbC1zZWN1cml0eS1iZW5lZml0cy1sb3N0LWJ1eWluZy1wb3dlci8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTk1VwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) ðµ [How much is $1,000 a month worth? New study explores impact of basic income.](~/AAQRxQA~/RgRohADZP0RlaHR0cHM6Ly93d3cudXNhdG9kYXkuY29tL3N0b3J5L21vbmV5LzIwMjQvMDcvMjQvZ3VhcmFudGVlZC1iYXNpYy1pbmNvbWUtc3R1ZHktc2FtLWFsdG1hbi83NDUwNjE4MzAwNy9XA3NwY0IKZp7Ze6Fmw2JtoVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) A new study examining the effects of unconditional cash payments found positive results. Low-income participants receiving $1,000 per month showed increased spending on essentials, more leisure time, and a boost in business aspirations. â [Meta takes down 63,000 accounts linked to sextortion scams targeting U.S. men.](~/AAQRxQA~/RgRohADZP0R4aHR0cHM6Ly9maW5hbmNlLnlhaG9vLmNvbS9uZXdzL21ldGEtdGFrZXMtZG93bi02MzAwMC1hY2NvdW50cy1saW5rZWQtdG8tc2V4dG9ydGlvbi1zY2Ftcy10YXJnZXRpbmctdXMtbWVuLTEwMDAwNjg5MC5odG1sVwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Facebookâs parent company took down over 63,000 Instagram accounts targeting mostly US men with sextortion scams. These scams lure victims into sending nude photos, which the scammers threaten to expose unless paid. Banks are offering hundreds of dollars to open a checking account [Tax Hikes](~/AAQRxQA~/RgRohADZP0SUaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvb3BlbmluZy1iYW5rLWFjY291bnQtYm9udXMtd29ydGgtaXQvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU5NVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Money; Getty Images Bank bonuses for opening new checking accounts are on the rise, averaging over $400. These bonuses can be a great way to earn extra cash, but there are potential drawbacks. Before signing up, consider monthly fees, taxes, and the impact on your ChexSystems report. [Read more.](~/AAQRxQA~/RgRohADZP0SUaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvb3BlbmluZy1iYW5rLWFjY291bnQtYm9udXMtd29ydGgtaXQvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU5NVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ðï¸ [Why paper checks refuse to die.](~/AAQRxQA~/RgRohADZP0RPaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vMjAyNC8wNy8yNC9idXNpbmVzcy9wYXBlci1jaGVjay1wYXltZW50LWZyYXVkLXNjYW0uaHRtbFcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Target recently stopped accepting checks, highlighting their declining use. However, checks remain popular in many industries like construction, charity donations, and rent payments. People who prefer checks value the tradition, security, and lack of fees associated with them. âï¸ [Delta is finally emerging from chaos.](~/AAQRxQA~/RgRohADZP0RcaHR0cHM6Ly9lZGl0aW9uLmNubi5jb20vMjAyNC8wNy8yNC9idXNpbmVzcy9kZWx0YS1sZXNzb25zLWZyb20tc291dGh3ZXN0LW1lbHRkb3duL2luZGV4Lmh0bWxXA3NwY0IKZp7Ze6Fmw2JtoVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Delta suffered a major computer outage recently, causing thousands of flight cancellations over four days. It took much longer for Delta to recover compared to other airlines. The cause is suspected to be internal scheduling system issues. Smart Money Move Take advantage of smart saving options before the Fed cuts rates! [Hearing] [Smart Saving Options]With a September rate cut looming, now may be the right time to take advantage of high-yield savings opportunities. Instead of settling for a measly 0.59% APY in a traditional account, consider a high-yield savings option that could earn you up to 5.00% APY. These accounts often come with bonus incentives too, like cash back or early access to your paycheck. Donât miss out! [Visit Moneyâs Best Smart Saving Options and make your money work harder for you!](~/AAQRxQA~/RgRohADZP0T3aHR0cHM6Ly9zZWN1cmUubW9uZXkuY29tL2Jlc3QtaGlnaC15aWVsZC1vcHBvcnR1bml0aWVzL2xwL2hpZ2gteWllbGQtb3Bwb3J0dW5pdGllcy1hYm0tZW1haWw_cGN1aWQ9bjRmMjA5YzMzNTRlJmNhX3JlZmVyZXI9aHR0cHMlM0ElMkYlMkZ3d3cuZ29vZ2xlLmNvbSUyRiZqdW1wX2Zyb21fZW1iZWQ9dHJ1ZSZ1dG1fY29udGVudD10bXNfaXNzdWU5NSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9zb3VyY2U9bWNjbGF0Y2h5JndhZmlkPVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ADVERTISEMENT Stories weâre reading this week - [Pfizer Says Hemophilia A Gene Therapy Reduced Bleeding in Phase 3 Study](~/AAQRxQA~/RgRohADZP0RbaHR0cHM6Ly9lbmRwdHMuY29tL3BmaXplci1zYXlzLWhlbW9waGlsaWEtYS1nZW5lLXRoZXJhcHktcmVkdWNlZC1ibGVlZGluZy1pbi1waGFzZS0zLXN0dWR5L1cDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Analysts Predict These 3 Stock Market Sectors Will Finish 2024 Strong](~/AAQRxQA~/RgRohADZP0ShaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL21vbmV5L3N0b2NrLW1hcmtldC1wcmVkaWN0aW9ucy0yMDI0LXRlY2gtZW5lcmd5Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTVXA3NwY0IKZp7Ze6Fmw2JtoVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [Crowdstrike Blames Bug for Allowing Bad Data Upload That Led to Global Tech Crash](~/AAQRxQA~/RgRohADZP0RVaHR0cHM6Ly93d3cuY2JzbmV3cy5jb20vbmV3cy9jcm93ZHN0cmlrZS1vdXRhZ2UtYnVnLWJhZC1kYXRhLWZhbGNvbi11cGRhdGUtbWljcm9zb2Z0L1cDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Used Car Prices Are Falling So Much Theyâre Driving Down Inflation](~/AAQRxQA~/RgRohADZP0SZaHR0cHM6Ly93d3cubmV3c29ic2VydmVyLmNvbS9tb25leS91c2VkLWNhci1wcmljZXMtZHJpdmluZy1kb3duLWluZmxhdGlvbi8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTk1VwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [A 134-Year-Old Home Goods Retailer Files for Bankruptcy](~/AAQRxQA~/RgRohADZP0RXaHR0cHM6Ly9lZGl0aW9uLmNubi5jb20vMjAyNC8wNy8yNC9pbnZlc3RpbmcvY29ubnMtYmFua3J1cHRjeS1zdG9yZS1jbG9zdXJlcy9pbmRleC5odG1sVwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Rolling Over Your 401(k)? This Common Mistake Could Cost You $130,000](~/AAQRxQA~/RgRohADZP0SLaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5LzQwMWstaXJhLXJvbGxvdmVyLW1pc3Rha2UvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU5NVcDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Ethereum Price Flat the Day After for Spot ETFs Debut in US](~/AAQRxQA~/RgRohADZP0RVaHR0cHM6Ly9kZWNyeXB0LmNvLzI0MTM1MC9ldGhlcmV1bS1wcmljZS1mbGF0LXRoZS1kYXktYWZ0ZXItZm9yLXNwb3QtZXRmcy1kZWJ1dC1pbi11c1cDc3BjQgpmntl7oWbDYm2hUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive The Money Section from The Charlotte Observer. If you no longer wish to receive emails of this type, you may [update your email preferences](~/AAQRxQA~/RgRohADZP0R1aHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL25ld3NsZXR0ZXJzI3VzZXJJZD0zMjU0ZmI5ZGZjZDhjNjJmZjA2N2Y5NDQ4ZDNiN2ZhZmMyZTBmYTgyMDhmMmNhYzA4M2RiODU3ZGFmNjA5NmViVwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~). We are unable to monitor replies to this email. Please [contact customer service](~/AAQRxQA~/RgRohADZP0QzaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvVwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) if you have any questions or concerns. [Privacy Policy](~/AAQRxQA~/RgRohADZP0RCaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvcHJpdmFjeS1wb2xpY3kvVwNzcGNCCmae2XuhZsNibaFSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) | [Terms of Service](~/AAQRxQA~/RgRohADZP0REaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvdGVybXMtb2Ytc2VydmljZS9XA3NwY0IKZp7Ze6Fmw2JtoVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Copyright © 2024 The Charlotte Observer. All Rights Reserved.
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