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Also, the 10 best cities for renters. ͏ ͏ ͏
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Also, the 10 best cities for renters.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  [The Charlotte Observer](~/AAQRxQA~/RgRocW-DP0QiaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL1cDc3BjQgpmjoTqjmZMRwHsUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Í
Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ July 10, 2024 ⢠Issue #93 [The Money Section] This week, weâre looking at the sixth postage stamp price hike in three years, the most affordable U.S. cities to rent in, why states with no income tax might not be as affordable as they seem, and a weight loss drug more effective than Ozempic. Stamp prices are about to go up (again) [Travel](~/AAQRxQA~/RgRocW-DP0SMaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9zdGFtcC1wcmljZXMtaW5jcmVhc2UtMjAyNC11c3BzLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Rangely Garcia for Money Next week, the price of a stamp will increase to 73 cents, marking the sixth hike in three years. This 33% increase since 2021 is attributed to inflation and a flawed pricing model. The financially struggling USPS is trying to achieve stability through these price adjustments despite recent losses. [Read more.](~/AAQRxQA~/RgRocW-DP0SMaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9zdGFtcC1wcmljZXMtaW5jcmVhc2UtMjAyNC11c3BzLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ð [Why stocks may be due for a correction.](~/AAQRxQA~/RgRocW-DP0RUaHR0cHM6Ly9maW5hbmNlLnlhaG9vLmNvbS9uZXdzL3doeS1zdG9ja3MtbWF5LWJlLWR1ZS1mb3ItYS1jb3JyZWN0aW9uLTEzNDQ1MTU0MS5odG1sVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) The stock market has been on a tear, with record highs and high valuations. This has some experts worried that a correction, a price drop of 10% or more, is coming soon. They point to factors like high price-to-earnings ratios and the dominance of a few large tech stocks. ð« [Ticketmaster confirms data breach.](~/AAQRxQA~/RgRocW-DP0RaaHR0cHM6Ly93d3cudXNhdG9kYXkuY29tL3N0b3J5L21vbmV5LzIwMjQvMDcvMDEvdGlja2V0bWFzdGVyLWRhdGEtYnJlYWNoLTIwMjQvNzQyNzYwNzIwMDcvVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Ticketmaster confirmed hackers accessed customer data but stopped short of disclosing the number of affected users. The breach occurred between April and May and potentially exposed names, emails, phone numbers, partial credit card information, and purchase history. The 10 most affordable cities for renters [EV](~/AAQRxQA~/RgRocW-DP0SPaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L2FmZm9yZGFibGUtY2l0aWVzLWZvci1yZW50ZXJzLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Getty Images A new Harvard study reveals a growing affordability crisis for renters. A record 22.4 million renters are now considered âcost-burdened,â spending more than 30% of their income on housing. While some cities offer relief, many renters struggle in places with low incomes and high median rents exceeding $1,000. [Read more.](~/AAQRxQA~/RgRocW-DP0SPaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L2FmZm9yZGFibGUtY2l0aWVzLWZvci1yZW50ZXJzLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ð¯ [Target stores to stop accepting personal checks.](~/AAQRxQA~/RgRocW-DP0RPaHR0cHM6Ly93d3cuZm94YnVzaW5lc3MuY29tL3JldGFpbC90YXJnZXQtc3RvcmVzLXN0b3AtYWNjZXB0aW5nLXBlcnNvbmFsLWNoZWNrc1cDc3BjQgpmjoTqjmZMRwHsUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Target announced it will no longer accept personal checks because customers rarely use them. The new policy starts July 15th, after their Target Circle Week sale. The retail chain will still accept cash, debit/credit cards, digital wallets, SNAP/EBT cards, and buy now, pay later options. ð¦ [Samâs Club Plus members will soon lose free shipping on orders under $50.](~/AAQRxQA~/RgRocW-DP0RUaHR0cHM6Ly93d3cuYWwuY29tL25ld3MvMjAyNC8wNy9zYW1zLWNsdWItcGx1cy1tZW1iZXJzLXdpbGwtc29vbi1sb3NlLXRoaXMtcGVyay5odG1sVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Starting August 19th, Samâs Club Plus members will need to spend at least $50 in order to qualify for free shipping. This change aims to offer members âdifferent ways of shopping,â according to Samâs Club. Why states with no income tax arenât as affordable as they seem [Tax Hikes](~/AAQRxQA~/RgRocW-DP0SPaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvbm8taW5jb21lLXRheC1zdGF0ZXMtZXhwZW5zaXZlLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Money; Getty Images Living in a state with no income tax might seem like a money-saver, but itâs not always the case. While you avoid income tax, other living expenses like property and sales taxes, or even home insurance, can be high. [Read more.](~/AAQRxQA~/RgRocW-DP0SPaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvbm8taW5jb21lLXRheC1zdGF0ZXMtZXhwZW5zaXZlLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ð [FTC slams middlemen for high drug prices.](~/AAQRxQA~/RgRocW-DP0RYaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vMjAyNC8wNy8wOS9oZWFsdGgvZnRjLXBoYXJtYWN5LWJlbmVmaXQtbWFuYWdlcnMtZHJ1Zy1wcmljZXMuaHRtbFcDc3BjQgpmjoTqjmZMRwHsUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) The FTC released a scathing report criticizing Pharmacy Benefit Managers (PBMs) for potentially raising drug prices and harming pharmacies. The report highlights PBMsâ control over drug negotiations, pricing, and competition. ð [Weight loss more likely with some drugs than others.](~/AAQRxQA~/RgRocW-DP0RAaHR0cHM6Ly93d3cuYXhpb3MuY29tLzIwMjQvMDcvMDgvb3plbXBpYy13ZWlnaHQtbG9zcy1kcnVncy1zdHVkeVcDc3BjQgpmjoTqjmZMRwHsUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) A new study shows that Mounjaro, a medication for diabetes, may be more effective for weight loss than Ozempic. Both are GLP-1 agonists, but Mounjaro led to more patients losing at least 5% of their body weight compared to Ozempic. Smart Money Move Long-term care insurance can pick up where health insurance leaves off [Car Insurance] It might not be the most pleasant thing to talk about, but one day you may need a helping hand with basic tasks like dressing or bathing. Traditional health insurance usually doesnât cover in-home care or nursing home stays, but long-term care insurance can. Beyond saving money, this is about peace of mind for you and your loved ones. [Check out Moneyâs list of top-rated long-term care insurance providers.](~/AAQRxQA~/RgRocW-DP0T1aHR0cHM6Ly9zZWN1cmUubW9uZXkuY29tL2xvbmctdGVybS1jYXJlLWluc3VyYW5jZS9scC9iZXN0LWxvbmctdGVybS1jYXJlLWluc3VyYW5jZS1hYm0tZW1sP3BjdWlkPXMxZDk1YjIwNWU5NSZjYV9yZWZlcmVyPWh0dHBzJTNBJTJGJTJGd3d3Lmdvb2dsZS5jb20lMkYmanVtcF9mcm9tX2VtYmVkPXRydWUmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTMmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fc291cmNlPW1jY2xhdGNoeSZ3YWZpZD1XA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ADVERTISEMENT Stories weâre reading this week - [Thousands of Samsung Workers Launch Indefinite Strike Over Pay](~/AAQRxQA~/RgRocW-DP0RfaHR0cHM6Ly93d3cudGhldmVyZ2UuY29tLzIwMjQvNy8xMC8yNDE5NTU0MS9zYW1zdW5nLXVuaW9uLWxhdW5jaC1pbmRlZmluaXRlLXN0cmlrZS1haS1jaGlwcy1wYXlXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [July Is Historically a Good Month for the Stock Market. Will That Hold True in 2024?](~/AAQRxQA~/RgRocW-DP0SYaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL21vbmV5L2p1bHktYmVzdC1tb250aC1mb3Itc3RvY2stbWFya2V0Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [Reality Bites for Gen X Retirement](~/AAQRxQA~/RgRocW-DP0RKaHR0cHM6Ly93d3cuYXhpb3MuY29tLzIwMjQvMDcvMTAvZ2VuLXgtcmV0aXJlbWVudC1zYXZpbmdzLWFtZXJpY2Fucy1zdXJ2ZXlXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [5 Tips to Lower Your Car Payment as Average Costs Reach a Record High](~/AAQRxQA~/RgRocW-DP0SVaHR0cHM6Ly93d3cubmV3c29ic2VydmVyLmNvbS9tb25leS9jYXItcGF5bWVudC1yZWNvcmQtaGlnaC1zYXZlLW1vbmV5Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlOTNXA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [Powell Cheers Markets Looking for Signs on Rate Cuts](~/AAQRxQA~/RgRocW-DP0ROaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vMjAyNC8wNy8xMC9idXNpbmVzcy9kZWFsYm9vay9wb3dlbGwtZmVkLXJhdGUtY3V0cy5odG1sVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Current Mortgage Rates Tick Lower for First Time in Seven Weeks](~/AAQRxQA~/RgRocW-DP0SIaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L2N1cnJlbnQtbW9ydGdhZ2UtcmF0ZXMvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU5M1cDc3BjQgpmjoTqjmZMRwHsUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Walmart Is Opening Five Automated Distribution Centers](~/AAQRxQA~/RgRocW-DP0RYaHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNC8wNy8xMC93YWxtYXJ0LXRvLW9wZW4tZml2ZS1hdXRvbWF0ZWQtZGlzdHJpYnV0aW9uLWNlbnRlcnMuaHRtbFcDc3BjQgpmjoTqjmZMRwHsUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive The Money Section from The Charlotte Observer. If you no longer wish to receive emails of this type, you may [update your email preferences](~/AAQRxQA~/RgRocW-DP0R1aHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL25ld3NsZXR0ZXJzI3VzZXJJZD0zMjU0ZmI5ZGZjZDhjNjJmZjA2N2Y5NDQ4ZDNiN2ZhZmMyZTBmYTgyMDhmMmNhYzA4M2RiODU3ZGFmNjA5NmViVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~). We are unable to monitor replies to this email. Please [contact customer service](~/AAQRxQA~/RgRocW-DP0QzaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) if you have any questions or concerns. [Privacy Policy](~/AAQRxQA~/RgRocW-DP0RCaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvcHJpdmFjeS1wb2xpY3kvVwNzcGNCCmaOhOqOZkxHAexSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) | [Terms of Service](~/AAQRxQA~/RgRocW-DP0REaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvdGVybXMtb2Ytc2VydmljZS9XA3NwY0IKZo6E6o5mTEcB7FIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Copyright © 2024 The Charlotte Observer. All Rights Reserved.
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