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The Money Section | Financial planners say this is the best investment you can make right now
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Wed, Jun 5, 2024 08:08 PM
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Also, Spotify is raising its prices again. ͏ ͏
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Also, Spotify is raising its prices again.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â 
[The Charlotte Observer](~/AAQRxQA~/RgRoQ0rJP0QiaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL1cDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Í
Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ June 5, 2024 ⢠Issue #88 [The Money Section] This week, weâre looking at what financial planners are saying is the hottest investment to make these days, Spotify raising its fee for the second time in less than a year, Indiaâs unexpected election results causing economic woes, and 14 high-speed internet providers who charge $30 or less per month. This is the best investment right now, according to financial planners [Investment](~/AAQRxQA~/RgRoQ0rJP0ScaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9iZXN0LWludmVzdG1lbnQtYWNjb3JkaW5nLXRvLWZpbmFuY2lhbC1wbGFubmVycy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTg4VwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Money; Getty Images Financial planners recommend exchange-traded funds (ETFs) as the most popular investment due to their low risk and diversification benefits. A survey showed that 89% of planners use or recommend ETFs, and 60% plan to increase their use. [Read more.](~/AAQRxQA~/RgRoQ0rJP0ScaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9iZXN0LWludmVzdG1lbnQtYWNjb3JkaW5nLXRvLWZpbmFuY2lhbC1wbGFubmVycy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTg4VwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) ð [S&P 500 falls as investors try to shake off sluggish start to June.](~/AAQRxQA~/RgRoQ0rJP0REaHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNC8wNi8wMy9zdG9jay1tYXJrZXQtdG9kYXktbGl2ZS11cGRhdGVzLmh0bWxXA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) The stock market is off to a shaky start in June. The S&P 500 and Nasdaq fell slightly on Tuesday, while the Dow Jones barely gained. Investors are cautious as they wait for signs of inflation and the Federal Reserveâs next move on interest rates. ð®ð³ [India shares plunge as Modiâs likely weaker win causes policy worries.](~/AAQRxQA~/RgRoQ0rJP0RpaHR0cHM6Ly93d3cucmV1dGVycy5jb20vd29ybGQvaW5kaWEvaW5kaWEtc3RvY2tzLXBlcmNoZWQtcmVjb3JkLWhpZ2hzLXZvdGUtY291bnRpbmctc2V0LWJlZ2luLTIwMjQtMDYtMDQvVwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Prime Minister Narendra Modiâs Bharatiya Janata Party (BJP) looks unlikely to secure a majority in the 543-member lower house of parliament, and as a result, Indian stocks suffered their worst fall since 2020. Hereâs where you can still get cheap internet [Internet](~/AAQRxQA~/RgRoQ0rJP0SOaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L2NoZWFwLWludGVybmV0LXBsYW5zLWFjcC1lbmQvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU4OFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Money; Getty Images The Affordable Connectivity Program (ACP), which provided internet discounts to low-income households, has ended due to a lack of funding. However, 14 companies, including AT&T and Comcast, are offering high-speed internet for $30 or less per month with no fees or data caps. [Read more.](~/AAQRxQA~/RgRoQ0rJP0SOaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L2NoZWFwLWludGVybmV0LXBsYW5zLWFjcC1lbmQvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU4OFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ð¥ [Paramount leaders unveil âshared visionâ amid takeover offer.](~/AAQRxQA~/RgRoQ0rJP0RoaHR0cHM6Ly93d3cuaG9sbHl3b29kcmVwb3J0ZXIuY29tL2J1c2luZXNzL2J1c2luZXNzLW5ld3MvcGFyYW1vdW50LWxlYWRlcnNoaXAtdGFrZW92ZXItb2ZmZXItMTIzNTkxNDQ5Mi9XA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Paramount Globalâs new leadership team of three CEOs presented their plan to revitalize the company. They aim to reduce debt, create better content, and improve profitability. Their strategy involves cost-cutting measures, streamlining operations, and potentially selling assets. ð [Costcoâs $1.50 hot dog is safe. But what about membership fees?](~/AAQRxQA~/RgRoQ0rJP0Q3aHR0cHM6Ly93d3cuYW9sLmNvbS9jb3N0Y29zLTEtNTAtaG90LWRvZy0xMjAwMTExMDcuaHRtbFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Despite inflation, Costcoâs famous $1.50 hot dog and soda combo will stay at that price. This loss leader is meant to attract customers who then spend more money on groceries inside the store. While membership fee hikes are a possibility, there are currently no plans to raise them. The IRSâs free direct file option will be back again in 2025 [IRS](~/AAQRxQA~/RgRoQ0rJP0SMaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvaXJzLWRpcmVjdC1maWxlLXJldHVybi0yMDI1Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlODhXA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Money; Getty Images The IRS is launching a free tax filing tool called IRS Direct File. It was piloted in 2024 for some states and was successful. The program will potentially be available in all states in 2025, but eligibility details are still unclear. [Read more.](~/AAQRxQA~/RgRoQ0rJP0SMaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvaXJzLWRpcmVjdC1maWxlLXJldHVybi0yMDI1Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlODhXA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ðµ [The SBA is unveiling new credit lines of up to $5 million to fund small businesses.](~/AAQRxQA~/RgRoQ0rJP0RQaHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNC8wNi8wNC9zYmEtN2Etd29ya2luZy1jYXBpdGFsLWZvci1zbWFsbC1idXNpbmVzc2VzLmh0bWxXA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) The SBA is launching a pilot program offering up to $5 million in credit lines to address small businessesâ working capital needs. This program aims to be more user-friendly than existing options by combining the best aspects of prior programs and offering competitive interest rates. ðµ [Spotify is hiking its prices again.](~/AAQRxQA~/RgRoQ0rJP0RJaHR0cHM6Ly9lZGl0aW9uLmNubi5jb20vMjAyNC8wNi8wMy90ZWNoL3Nwb3RpZnktcHJpY2UtaW5jcmVhc2UvaW5kZXguaHRtbFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) The music streaming service is raising its subscription prices again, less than a year after the last increase. It cites rising business costs and a focus on improving the user experience. The individual plan jumps to $11.99, while Duo and Family plans will also see price hikes. Smart Money Move Peace of mind, purrfect health â protect your furry friend with pet insurance [Pets] [Pets](~/AAQRxQA~/RgRoQ0rJP0R3aHR0cHM6Ly9zZWN1cmUubW9uZXkuY29tL3ByL3VlMDYwNzY4ZDllMz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlODhXA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Feeling ruff about potential vet bills? Donât let sudden illnesses or playful doggy accidents take you by surprise. With pet insurance youâll never be in a situation where you have to choose between your best pal and your wallet. Our trusted partners offer awesome plans that cover everything from ear infections to epic jumps gone wrong â some reimbursing up to 90% of costs! [Take a look at Moneyâs Best Pet Insurance list and get your pet protected.](~/AAQRxQA~/RgRoQ0rJP0R3aHR0cHM6Ly9zZWN1cmUubW9uZXkuY29tL3ByL3VlMDYwNzY4ZDllMz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlODhXA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ADVERTISEMENT Stories weâre reading this week - [Should the New York Stock Exchange Be Open 24 Hours a Day?](~/AAQRxQA~/RgRoQ0rJP0SXaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL21vbmV5LzI0LWhvdXItbmV3LXlvcmstc3RvY2stZXhjaGFuZ2UvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU4OFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Get Ready for Stocks To Hit a Wall This Summer, Says JPMorgan](~/AAQRxQA~/RgRoQ0rJP0RnaHR0cHM6Ly93d3cubWFya2V0d2F0Y2guY29tL3N0b3J5L2dldC1yZWFkeS1mb3Itc3RvY2tzLXRvLWhpdC1hLXdhbGwtdGhpcy1zdW1tZXItc2F5cy1qcG1vcmdhbi02ODA4ZGM1OFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [All the Big Grocery Stores and Fast Food Chains With Special Deals This Summer](~/AAQRxQA~/RgRoQ0rJP0SaaHR0cHM6Ly93d3cubmV3c29ic2VydmVyLmNvbS9tb25leS9ncm9jZXJ5LXN0b3Jlcy1mYXN0LWZvb2QtY3V0dGluZy1wcmljZXMvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU4OFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [AI Safety Becomes a Partisan Battlefield](~/AAQRxQA~/RgRoQ0rJP0RJaHR0cHM6Ly93d3cuYXhpb3MuY29tLzIwMjQvMDYvMDMvYWktc2FmZXR5LXJpc2stZ3VhcmRyYWlscy13b2tlLWVsb24tbXVza1cDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [Why the Recent Rise in Stock Buybacks Is a Good Sign for Investors](~/AAQRxQA~/RgRoQ0rJP0SUaHR0cHM6Ly93d3cuc2FjYmVlLmNvbS9tb25leS9yaXNlLXN0b2NrLWJ1eWJhY2tzLWdvb2Qtc2lnbi1pbnZlc3RvcnMvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU4OFcDc3BjQgpmVcnFYGYYlR61Uht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [FDA Advisers Consider MDMA Therapy To Treat PTSD](~/AAQRxQA~/RgRoQ0rJP0RLaHR0cHM6Ly9lZGl0aW9uLmNubi5jb20vMjAyNC8wNi8wNC9oZWFsdGgvbWRtYS1wdHNkLWZkYS1hZHZpc2Vycy9pbmRleC5odG1sVwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Why States With No Income Tax Arenât as Affordable as They Seem](~/AAQRxQA~/RgRoQ0rJP0SQaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L25vLWluY29tZS10YXgtc3RhdGVzLWV4cGVuc2l2ZS8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTg4VwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive The Money Section from The Charlotte Observer. If you no longer wish to receive emails of this type, you may [update your email preferences](~/AAQRxQA~/RgRoQ0rJP0R1aHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL25ld3NsZXR0ZXJzI3VzZXJJZD0zMjU0ZmI5ZGZjZDhjNjJmZjA2N2Y5NDQ4ZDNiN2ZhZmMyZTBmYTgyMDhmMmNhYzA4M2RiODU3ZGFmNjA5NmViVwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~). We are unable to monitor replies to this email. Please [contact customer service](~/AAQRxQA~/RgRoQ0rJP0QzaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvVwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) if you have any questions or concerns. [Privacy Policy](~/AAQRxQA~/RgRoQ0rJP0RCaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvcHJpdmFjeS1wb2xpY3kvVwNzcGNCCmZVycVgZhiVHrVSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) | [Terms of Service](~/AAQRxQA~/RgRoQ0rJP0REaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvdGVybXMtb2Ytc2VydmljZS9XA3NwY0IKZlXJxWBmGJUetVIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Copyright © 2024 The Charlotte Observer. All Rights Reserved.
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