Also, financial planners recommend doing this now.
Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â  Í â  â 
[The Charlotte Observer](~/AAQRxQA~/RgRn6FKvP0QiaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL1cDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Í
Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ Íâ March 28, 2024 ⢠Issue #78 [The Money Section] This week, weâre taking a look at the deadlines for state taxes, why 40% of financial planners are urging investors to make this move while they can, and what to keep in mind when considering refinancing student loans. When Are State Taxes Due? [State Taxes](~/AAQRxQA~/RgRn6FKvP0SMaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L3N0YXRlLWluY29tZS10YXgtZGVhZGxpbmVzLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzhXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Money; Shutterstock; Getty Images Tax Day is usually April 15, but did you know it may be different depending on where you live? While most states stick to the federal deadline, others like Hawaii and Louisiana are nice enough to give you more time. [Read more.](~/AAQRxQA~/RgRn6FKvP0SMaHR0cHM6Ly93d3cubWlhbWloZXJhbGQuY29tL21vbmV5L3N0YXRlLWluY29tZS10YXgtZGVhZGxpbmVzLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzhXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ðª The US economy ended 2023 on a strong note. While it was a rollercoaster of a year, the US economy showed robust growth at the end of 2023. But while both Gross Domestic Product (GDP) and Gross Domestic Income (GDI) posted strong advances, there are discrepancies between them, prompting questions about the [underlying pace of growth.](~/AAQRxQA~/RgRn6FKvP0RwaHR0cHM6Ly93d3cuYmxvb21iZXJnLmNvbS9uZXdzL2FydGljbGVzLzIwMjQtMDMtMjgva2V5LWdhdWdlcy1vZi11cy1lY29ub215LWFkdmFuY2VkLWF0LWhlYWx0aHktY2xpcC10by1lbmQtMjAyM1cDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ð Wall Street coasts to another winning month and quarter. U.S. stocks remained steady as Wall Street closed out a winning month and quarter, with the S&P 500 flat after a strong start to the year. [Hereâs what you need to know.](~/AAQRxQA~/RgRn6FKvP0STaHR0cHM6Ly93d3cuZGV0cm9pdG5ld3MuY29tL3N0b3J5L2J1c2luZXNzLzIwMjQvMDMvMjgvd2FsbC1zdHJlZXQtaG9sZHMtbmVhci1yZWNvcmRzLWFzLWl0LWNvYXN0cy10by1hbm90aGVyLXdpbm5pbmctbW9udGgtYW5kLXF1YXJ0ZXIvNzMxMjk0ODIwMDcvVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Over 40% of Financial Planners Recommend Doing this Now [Investing](~/AAQRxQA~/RgRn6FKvP0SaaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvaW52ZXN0aW5nLW1vdmUtYmVmb3JlLWludGVyZXN0LXJhdGVzLWRyb3AvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU3OFcDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) Money; Getty Images Thereâs a silver lining to everything â even historically high interest rates. Over 40% of financial planners are urging investors to take advantage of this moment by moving funds into high-yield investment accounts like CDs and money market mutual funds before the Fed [starts slashing rates later this year.](~/AAQRxQA~/RgRn6FKvP0SaaHR0cHM6Ly93d3cua2Fuc2FzY2l0eS5jb20vbW9uZXkvaW52ZXN0aW5nLW1vdmUtYmVmb3JlLWludGVyZXN0LXJhdGVzLWRyb3AvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU3OFcDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) ðµ Dollar gains as inflation data looms. Today, the dollar strengthened against the euro and pound following remarks from a U.S. Federal Reserve policymaker who expressed reluctance to lower rates. Meanwhile, traders awaited crucial economic data and showed reluctance to engage with the yen due to fears of potential Japanese intervention. [Read more.](~/AAQRxQA~/RgRn6FKvP0RjaHR0cHM6Ly93d3cuaW52ZXN0aW5nLmNvbS9uZXdzL2Vjb25vbXkvZG9sbGFyLWZpcm0tYWZ0ZXItZmVkLWNvbW1lbnRzLXllbi11bmRlci1jbG9zZS13YXRjaC0zMzU2MDMzVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) â ï¸ How the Baltimore bridge collapse could affect Alabamaâs economy. The Baltimore bridge collapse is causing ripples throughout the country â especially in Alabama. With the Port of Baltimore handling many goods like cars and agricultural equipment, experts warn of potential price hikes for household items like medication and agricultural products. [Hereâs how to prepare.](~/AAQRxQA~/RgRn6FKvP0RqaHR0cHM6Ly93d3cud3NmYS5jb20vMjAyNC8wMy8yOC9leHBlcnQtc2F5cy1hbGFiYW1hLWNvbnN1bWVycy1jb3VsZC1mZWVsLWltcGFjdC1iYWx0aW1vcmUtYnJpZGdlLWNvbGxhcHNlL1cDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) How to Refinance Student Loans in 9 Steps [Student Loans](~/AAQRxQA~/RgRn6FKvP0SAaHR0cHM6Ly9tb25leS5jb20vaG93LXRvLXJlZmluYW5jZS1zdHVkZW50LWxvYW5zLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzhXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Janice Chang for Money Refinancing student loans can be a smart move if you're looking to lower your interest rate or monthly payments, but it's not for everyone. Some things to keep in mind as you consider this process are your financial situation, credit score, and current interest rates. [Read more.](~/AAQRxQA~/RgRn6FKvP0SAaHR0cHM6Ly9tb25leS5jb20vaG93LXRvLXJlZmluYW5jZS1zdHVkZW50LWxvYW5zLz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzhXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) ð Jobless claims continue to dip, signaling a strong economy. While there have been some minor hiccups in the job market, unemployment benefits applications in the US remained low at 210,000, indicating a robust economy that's holding steady. [Hereâs what you need to know.](~/AAQRxQA~/RgRn6FKvP0RvaHR0cHM6Ly93d3cubWFya2V0d2F0Y2guY29tL3N0b3J5L2pvYmxlc3MtY2xhaW1zLWZhbGwtc2xpZ2h0bHktdG8tMjEwLTAwMC1hbmQtc2hvdy1yb2J1c3QtbGFib3ItbWFya2V0LTU2ZDFmZDRjVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) ð¥ Gold price hits new record ahead of US core PCE inflation. Gold is on a roll, with prices climbing over $2,220 an ounce today. Why the surge? Investors are waiting for inflation data, which could put the brakes on Federal Reserve rate cuts. That's good news for gold since lower rates make it more attractive [compared to interest-bearing assets.](~/AAQRxQA~/RgRn6FKvP0RjaHR0cHM6Ly93d3cuZnhzdHJlZXQuY29tL25ld3MvZ29sZC1wcmljZS1ob2xkcy1zdHJlbmd0aC1haGVhZC1vZi11cy1jb3JlLXBjZS1pbmZsYXRpb24tMjAyNDAzMjgxMDI0VwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) Smart Money Move Do you owe more than $10,000 in back taxes? [Tax Relief] [Tax Relief] Tax relief specialists could help negotiate with the IRS on your behalf to explore options like manageable payment plans or temporary collection pauses if youâre facing hardship (subject to eligibility). The right provider may help reduce your tax burden for improved financial well-being. [See our list of top-rated providers with some offering money-back guarantees and free consultations.](~/AAQRxQA~/RgRn6FKvP0R3aHR0cHM6Ly9zZWN1cmUubW9uZXkuY29tL3ByL3c1ZDYzMzJmZjIzND94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzhXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Stories we're reading this week - [5 Popular Strategies People Are Using to Escape Credit Card Debt](~/AAQRxQA~/RgRn6FKvP0SYaHR0cHM6Ly93d3cubmV3c29ic2VydmVyLmNvbS9tb25leS9zdHJhdGVnaWVzLXRvLWVzY2FwZS1jcmVkaXQtY2FyZC1kZWJ0Lz94aWQ9bWNjbGF0Y2h5JnV0bV9zb3VyY2U9bWNjbGF0Y2h5JnV0bV9tZWRpdW09cnNzX3N5bmQmdXRtX2NvbnRlbnQ9dG1zX2lzc3VlNzhXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [Powerball Jackpot Jumps to $935 Million](~/AAQRxQA~/RgRn6FKvP0RQaHR0cHM6Ly9hYmNuZXdzLmdvLmNvbS9VUy9wb3dlcmJhbGwtamFja3BvdC1ncm93cy04NjUtbWlsbGlvbi9zdG9yeT9pZD0xMDg1NTA3NDNXA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO)
- [Gold vs. Stocks: As Both Hit Record Highs, Whatâs Performing Better for Investors?](~/AAQRxQA~/RgRn6FKvP0SdaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL21vbmV5L2dvbGQtdnMtc3RvY2tzLWJldHRlci1pbnZlc3RtZW50LTIwMjQvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU3OFcDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~)
- [The Homeowners Who Beat the National Association of Realtors](~/AAQRxQA~/RgRn6FKvP0RjaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vMjAyNC8wMy8yNy9yZWFsZXN0YXRlL25hdGlvbmFsLWFzc29jaWF0aW9uLXJlYWx0b3JzLWxhd3N1aXQtaG9tZW93bmVycy5odG1sVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [How to File Back Taxes](~/AAQRxQA~/RgRn6FKvP0R4aHR0cHM6Ly9tb25leS5jb20vaG93LXRvLWZpbGUtYmFjay10YXhlcy8_eGlkPW1jY2xhdGNoeSZ1dG1fc291cmNlPW1jY2xhdGNoeSZ1dG1fbWVkaXVtPXJzc19zeW5kJnV0bV9jb250ZW50PXRtc19pc3N1ZTc4VwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Electricity Is In a Bull Market for the First Time In Decades](~/AAQRxQA~/RgRn6FKvP0RCaHR0cHM6Ly93d3cuc2VtYWZvci5jb20vYXJ0aWNsZS8wMy8yMi8yMDI0L2VsZWN0cmljaXR5LWJ1bGwtbWFya2V0VwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~)
- [Social Security Recipients Could See Checks Garnished if They're Behind on Student Loans](~/AAQRxQA~/RgRn6FKvP0SaaHR0cHM6Ly93d3cubmV3c29ic2VydmVyLmNvbS9tb25leS9zb2NpYWwtc2VjdXJpdHktZ2FybmlzaGVkLXN0dWRlbnQtbG9hbnMvP3hpZD1tY2NsYXRjaHkmdXRtX3NvdXJjZT1tY2NsYXRjaHkmdXRtX21lZGl1bT1yc3Nfc3luZCZ1dG1fY29udGVudD10bXNfaXNzdWU3OFcDc3BjQgpmBK_NBWaCWUBmUht0cmlzdHJhbWJhbGR3aW44OUBnbWFpbC5jb21YBAAAA04~) The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive The Money Section from The Charlotte Observer. If you no longer wish to receive emails of this type, you may [update your email preferences](~/AAQRxQA~/RgRn6FKvP0R1aHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL25ld3NsZXR0ZXJzI3VzZXJJZD0zMjU0ZmI5ZGZjZDhjNjJmZjA2N2Y5NDQ4ZDNiN2ZhZmMyZTBmYTgyMDhmMmNhYzA4M2RiODU3ZGFmNjA5NmViVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~). We are unable to monitor replies to this email. Please [contact customer service](~/AAQRxQA~/RgRn6FKvP0QzaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) if you have any questions or concerns. [Privacy Policy](~/AAQRxQA~/RgRn6FKvP0RCaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvcHJpdmFjeS1wb2xpY3kvVwNzcGNCCmYEr80FZoJZQGZSG3RyaXN0cmFtYmFsZHdpbjg5QGdtYWlsLmNvbVgEAAADTg~~) | [Terms of Service](~/AAQRxQA~/RgRn6FKvP0REaHR0cHM6Ly93d3cuY2hhcmxvdHRlb2JzZXJ2ZXIuY29tL2N1c3RvbWVyLXNlcnZpY2UvdGVybXMtb2Ytc2VydmljZS9XA3NwY0IKZgSvzQVmgllAZlIbdHJpc3RyYW1iYWxkd2luODlAZ21haWwuY29tWAQAAANO) Copyright © 2024 The Charlotte Observer. All Rights Reserved.
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