A Hard Lesson in Leveraged ETFs

Investing in leveraged ETFs is a great way to capture outsize long-term gains … if you can stomach the increased short-term volatility that comes with them. September 14, 2023 [CWN_Daily](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4N03m2ndW6N1vHY6lZ3mCVcdCJd7GT5b9W4R4Jh66blY_8N9fkTQBl-KVpW9f8fPm9gtYgXW5k7L3n3L5RwcW89MgB63Q39nTN5LQsszVmfjKW2CWWlB3bRHYmW1-nw4Y8XHvhXW27gpR95DWw9zW3wbyGF6pgHsXW8mBlZk2T2PcXW4Kb71y6J4Bx4VLtZ_Q81gMxhW2-mfR61hkqj2W6f-1Sn4gjCzXVW1H5F53H8gJVbMjL98t5m5QN2lpb_z8ZX2TW9jm-255Ws02fW35wqnK98rp-vW9gxLf27YGN-6f2VHflj04) [Chris Preston@3x](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3pbW26fcB31LW3czW5xFw_P8F14mjW5t8lYN31tpc7W5q4z202_W8zGW4WFCkc10Trf-W6CHF9n2KvCcXW2KyXZP56dKw_W2RTN_B3TH61YW2_-ns96zMlNrW8-HnP_6XmKjpW96M4h44TV5lzW6_BfNK3hB9f8W1ZRykj3yr6T8W4SM-sN2LtqKlW6Qll4J7CRSnjW3Zn5wX5qT-RZW4RpM2_3CfH3dW7LxV571Ly8P-N6myxv08z6QMW8Tclx41gKCHtW1DHwXg1Q7-ylW8stflW24_d-yW2SbP2L2-myj_W6mhfx43C-tvWW7j5t3f7F6PX0V5TDlL7fl9cdW5_R56M5577LdW6vxhXM8CmgzddCSCyP04) How To Invest [A Hard Lesson in Leveraged ETFs](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3nSW2sFPKn1g6vMCW7vLWbL7XCkc7VmGcQg9ghSL9W5n40Bh6qrssdN36ngJpVYz-1W2KLDXP9fpKVgW3YQQtr4DQd-cW2nkMVK63bQ4cW37V1lG3c3_gdW1Hxhky4WVvjsW534x2X23WyrxW3LmZmX7CTVFDW8nnMhw3srcF4W3RDJj21WDZFyW4nPNLZ4P-BM_W37mVss8wgw5hW3b42F08qrk8zW23Vyv_30xjpBVdXcHT70XDLJW3c7gKJ8jccW-VM5bnZ34v0XjW6SZJvD6dmKyCN2dnWb1l-LtCW7m6dTJ3kb7YXW5nsVgs44gJrnW1CltFY5D77SqW6SWC_M7QfpshW7Xlb-85Zl6mQf3T5sg-04) Chris Preston, Chief Analyst, Cabot Stock of the Week The stock market is constantly teaching us, no matter how long we’ve been investing. I learned one of its many hard lessons just last month when I sold out of a long-beaten-down leveraged ETF … right before it tripled in a matter of two weeks. The leveraged ETF I’m talking about is the AdvisorShares MSOS 2x Daily ETF (MSOX), a marijuana ETF that moves twice as much – in both directions – as the AdvisorShares Pure US Cannabis ETF (MSOS), a fund whose holdings include some of the top publicly traded U.S. cannabis companies. [READ MORE >>](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3mGN1wHRmPchgBTW90qH6D2L-XP4W3-0q5l5615wZW8X-CNp1sxcNmW2Q3Kq83kKQgwW56DyN673cNK0W3_GVQd3rXJM3W8ZpW5c95s0bHW7Yk8RC4nP1dBW2Nv2gh6XFLY7W6b1dSd5d-0VwW7Xhkz-2KFVgFW5DgQ1q12nQYFN95F6VlNNyrWW4cJkJP3l-lq1W6zgg9d9hwPjWN8j2z0PLm6-hW8BcK0J4L78X0W7t0NSX1GPwqDW7SdMh181BWTvW45cFrk42HpzcW67yBRb4PMhXcW5htT-F7vfLDQW83MTQ922QbzfW8wX9Zq7609CqW2fJpws39ZzYYN4GnHqvXTDx_W6SZWhs7FjpSwf8x3PB604) [1412703_CSOW Logos-Cover_071322 (2) (1)-1](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4Pb3m2ndW95jsWP6lZ3pbW71N4rr289hszW5jQY2H5LX4_-W98ljJ76QGpnRN4Jl7FfGx43zW4_tt4V8kLh2BW5pyH1N6bZ85QW5BjG3B16YFZ1VpVw6y7lGTj4N3Lg-9QggB7VW6LxVfW4lgjZBW2-5NBW6J7RmnW3-dhdZ2MbWqMW6dHYD84CCk0VVxP2fF1VY42RW21tFvn6qVYD-W2TJG5J2359dDW4YybsJ4ffmstW86g5sf5pQFhKW41NNsp3Q1CV3W8RWXS-4ds6s8N1TwGK6rBFYlW1N-d8c6TKjRVW40d2cD4dql6PN8s1ky6ZcVLkW8mH2-j14TR9NW1Kg4nJ9kDtXdW1Nvytk6HXsP_W18Hbyf5lbYvPV_ZYkG2wqHm0W7XZwgP710Qxzf9b9fxR04) [Get Cabot's #1 Research Service Today!](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4Pb3m2ndW95jsWP6lZ3m6N29Bkj6G09jXW4nRKvW886Y4sW1qHPVR2QwWtXW1ccl8L2lbvYSW6-2jyN3PKv47W3VjjJj5pVVnfW3qJjJ34t7mRCV5cgtF2T-71jW8-qVmc2t8FYfW51d-4b8QVDMzW4j59xX3Y6dztW7sG-nf3vDKHVW20q22m3J-9G5N6B5S-FgVx7FW6qVZrG5ZLgyYN6Y17ZXDx3RKW6zbyQF2l-V3xVpS07n2ZFMD-W8Tw6LQ8Rn5RdW2ph8mC8GkF01W7QFyCK7Kd8K5W9fWsB31KBwgtW39fBDZ1FLSCrN7XMxkl9J7ypN3Dk94wF4t6YW2-_7pr8gkwCwW4lBX6b4mhSJpW8Wf2Ss7YqZ6rW4kkPGJ4RSB5nW2p2ry92VyH7ff57TsrK04) Each issue of Cabot Stock of the Week brings you the No. 1 stock across nine Cabot investment advisories, without you having to subscribe to all nine! Quick and action-oriented stock advice for you! [Learn More](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4Pb3m2ndW95jsWP6lZ3mSW6vVY3j2hR0hVW8m5DY289k0xxW12vZ-62fyq7hV4QwmH90sQqlW9gb-Qz98M4XtW7hyCNp1yqqmQW1yKJsk42mhLqW2L_CH72MVDXPVxSFxX7L-jr5W1NMKd48zhD58W2CZ3NB55b9BhW7CWFMd62yTZtW91dQlz60-Xk0W5DjXr244-dczW1-j2qn31twGWW6s9CDS2hTJ_1W3tpPr63lBcMcW3cylym56_yvHW5rD5DM47Q598W2bWmQ98HsW2VN12ktfNdDT-tW6cP6gp1phwJHW8G5VKn2WJ9YZW1sxz-16yHX21N3zxZ2sBtMt7W7yDd7n15GMwqW6dkbr15gN4x8W5QHDPF65HGYPVXKv_Q35-GpNW2pjTd76hrGQ1f2dkLvW04) Tech Stocks [Verizon (VZ) vs. AT&T (T) Stock: Which Is the Best Telecom Stock?](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3m2W61gH0D7_hZD6W59d6fq3HS85zW36Xkvj2_-gB2W6TJlzD38gYLmW4xhHQW7yxqzjW6pGR7t1NGWwyW1S5gG14XTDbbVj63XM21Ysr9N33JbG1CJtZ5W84kZyF2NwY1hW8jjsKH24BgNNW4pxkkC1585PVW6N4Fm06JVZShW61gdGw8H5hCVW1BP1ZK2RY483W5DJLdy50DKnLW5pKJMx6kDxp5W4k8t1g4PCrLNW5knjXc1VV513W81cVYL1MgB_hW7h49mP8vy9LCW4fw7c93gDpJGW4Mpm-R4VbZ7_W4ZYmdg4_jJlQMd5nTRjRtjnW69L9nB2GW1s1N2dXLJlCM3WFW8gB5NS78Gdgzf5W26MM04) Tom Hutchinson, Chief Analyst, Cabot Dividend Investor, Cabot Income Advisor and Cabot Retirement Club I always get questions about two telecom stocks: AT&T stock and Verizon stock. I could be speaking about dividend stocks at an event, or just talking about the weather, and really, people will ask me about those two stocks regardless of what I talk about. I could divulge the secret to immortality and afterwards, the same guy would have raised his hand and asked, “What do you think of AT&T (T)?” [READ MORE >>](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3kzN7zqBqsYkC3HW4YCr4_4fL9qqW2CD-HY7yHvzvN36M9w64B9fWN8L_tcZ1sM2KW75x29j2LbBkNW2GsxFg4SQls5W8NC1TC3B6VgpVZsCFL3cdlPFW1pp5hv7C4ykNW2p17T51Jm4DKW2KF8lV1Q8nDBW5P1dtr8dWXLFN1KjyYGLpC0jW6BQRZ276qsSNVxMyDX9jjvmSVWy53W49Dp_BW4lswC13TcDcLW4TLqqr8RLfbDW8GrywV5n_cSNW20jHyy997x-TVDFSnM8tCTjfW1vqCCM12vCftW5bM7vJ6XSZwFW4nVjmT4pwdYNW28tt4S8k6qVWW4hNF4867fvkFW71Cjxl2WN0JPf4B8-zR04) [Logo](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3l1W8c7kgW708nz-W68vSsr7nw9CLW6CY9Tt5w7yXdW35-Y504Rgn13W4CKn_X9ljmxHW7mM40L68PQZpW5ZcH0f4hxwqZW8jkFSg4B_HL1W498mb515h6d8W8DSzS895p-0SF2KWZZzB1rnW5Hvd5Y4tdwwBW5GVvnM23scm5N4M2ClF-JtxxVnT0VL7RP4XnW6T7FqN84sXH1W6gPC4m81scdYW2mJzCp3yhDJhW32g_X690tx7MW4yVvhW4nPskYW53lQbB9b05mpW5swcc531my0qW1b6wJW1m5ZXFW2Zw_521XNVW7W2bdtxg27FrhbN125y80vg8tRW1pVkC71Wb3VvW6f181M3Fd1cFf1H4VSK04) [Introducing Cabot Street Check Podcast - Join the Conversation!](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3m6W5J2jQm11xx9gW1jkVqK48dmnCW8xkJP9107YxyW7n-XPX5M05FPW8w9Pjv8dnCCLW6ZmJ0B6YsLWHN33xmXxddNg9W3BJLR42Lwx3TW6X0YfL62WJWrN2M3SdBnPGN8W8PfnCz5-5mjxW3YpKcx24BMrxW2NBk2X4mycMJW2-B2WS1vCNxbW8zKcT58hSDYHW4tRz3l7CF82PW2fW_Sq1ltNzFW23pS-j3J1BqjW2GPf5m7PqQW3W6Tv2Rt5nxJBQW19NC075mbZMrW3Cb6Nz9bWyqSW79sk-t6Yyj_XW2V87wz6Y9FlpVtMs1g1kkl7bW7HLgqb8qnPCHW4jj_ql6r2nfdN7sk0lxKlDKHf6VqX2W04) Tune in to Cabot Street Check, our first-ever podcast. Hosted by Cabot analysts Chris Preston and Brad Simmerman, these free-flowing conversations cover everything from stock picks to market trends. Don't miss out on the latest news from Wall Street – new podcasts [drop every Friday.](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3krW6Nr3202-XGwGW2Tw9786DBcvNVNh5c31fVGZxW6qbMGJ8mngfBW8XQd8t2VFzqgW4JPfGw3Kx7GhW2cSRXZ84mNvbW41M3r07bgQ1yW4gmqBx47DK_DN6pLZzQCcQsZW1RFp7q4ZlPshN7k8J97VMVtSW2d0G1_4fmWPZW2T7ZQr6TCx3kW8Htwdq2VsJ26W1y_xNc89V1rCN3B6m6RxRYkdW2VCkjq1J9FpPN3Y2YdH1zTL_W86gZyN8krJQdW7sxlY288s4tfVMqXdl1PYHxjW7dJ_pZ2HSvzDW3mMDDw92q0j3W4VXVdq4kRFjYW5SdQw46kFWVHW5WV5lg5grh8jW5hXQlB6nCx8Cf60M2K-04) Options Trading [LEAP Options for Investing in Oil](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3mFW4h5GZp2SW0b7W8R5gQ54Rf5wvW7JjC8C90S1FBW7F6MDG6NNq8wN8pZrPXz6QZmN8lkv8zP3cTrW5-PR0w5XMYrDW5nNZQ_2_Ys1vW1R5C6T2ttg-LW3GJFP-6R1skgV_Rfcg6ntTCYW5t612l2BfymxW4NBCJk2ZYgmlN8p6P1VShhVhN8_BBPlgP1Y3W4v4W5j919f2sVSFxJW3l4GmRW92mMgD2N8_VwW5NPp8m6bN8kkW58VQzg1hNz1DW5RhpNs2vlXy8W3JTNJK5S7VnjW17J0LC60JDz3W97cHCs8g8L5hW7thP9V66FKkGW5NHZ0-52VKhJW8_YlJN9hywmdN6bdty4mkcxmf2fS0yv04) Cabot Wealth Network Investing in oil relies on more than just consumer demand. You’ll contend with high day-to-day volatility that attempts to price in weather-related supply disruptions, OPEC price-setting, plus the fortunes of individual small or medium-sized oil producers. On top of all that, you’ll now deal with the impacts of European conflict. [READ MORE >>](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3pcN81wwQqg4PZhW8ZDJq08270QVN1-2Db4l2xL0W90HfLf1jc6wZW8Lj8Kq98clsDW3C_pX71J-tp0W8_KQLF8nnNJJW4scGB85ZzywdW8t-MSF5R_gN1W6mG6ZB4QdR1BW2VK6Hx5SvKP1VS5tPT7l8_RzW6XJCxQ53Df6tW7s79JP4_H4DrW5HQCW66-fX_qW1RrNQc3cMcmwW5x-NC525BXSFW1hT7nb7z16MxW80znCc7Zk7HbW3sVtpw98PtKMW2h06kx1q8V-lW28R3Jd6PNWMwW3-Gywv7R_JgkW6gm-Yk10VcL5W6NMl5P1M53KFW8pQyMx2XqHKKW8RcPyR6W3nDbW7g37vT1dL1TRf85wXVv04) Free Webinar [How to Profit in a Bull or Bear Market Using Options](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3nJN4x7CJzbF4JGW8JkS566qnSTtN287wrn2xx_3N5wxSRbGfgxcW4qSCHR1dtXy9W5KjLLJ2ZmXCRW4fLzCm25q_QrW4L5j8j77DvpmW6XZt-D7mBdNfW2WVClZ1zSh95W6q1s9p4Jz9d4W1VKMbm5gJXCXW109GMv5N2wjnW32NTcC3nJ1KTW8DndDw6w9rV_W18BxF56WJH8YW9hRZY-2RHYwQW3NDysp1nKF7MW6rjWhC5Kld-_W9bYlVj7qfnW-W51kfGX6ft4WHW7r9TdM7f-b7dVj52TF75pqKXW7m3mq63bXB0lN2DLZW1K-0LMW86W2-y1rGCtgW9bLYlF7ydcMKW7R4cXZ2d5Mkmf1F-q-j04) Thursday, September 14, 2023 at 2:00 PM ET [Reserve Your Spot](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3pvVdP2181Tbw91W89HwqH6gmX5VW6RJ6B11kJZNbW4zXm6g1Q34tcW83KKQt9hHPh2W1X_pXj4zST0pW1065p018qvB_MJ03ZkrBNJfV17CkT8-DlsRW4l2kbR1XgcGLW2fPX038Vb9pvV-_szg25q1rJW29J5lp68LS0CW5Hf4DH5Xf_xyW2VHtPz282JkSW2h1WnS4VRtlFW6YcGKz1HNhQlW3pMD4d6Jd0YRW5smq4D3MMK-2VQMVmr7Y8--KVhh6W47xgDs7MpP34PLS9JJN5zW6tN-cwfmW3cNsRG8DdKqhW3G8dl27mNjXKW5RJd6x3mdlg1W4csycy2StJNlV3n4yN50Xt37dC5fRR04) [Jacob Mintz@3x](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NW3m2ndW8wLKSR6lZ3pFW6jK2YF3GCmSHW6NMwdC2MTYv0W7nMTv18r5t6vW2kk2NP7b1-tFW6cfXSD3wqSqfN8l7lpCZfzrrW14B8sv6VKl5QN3JjTXMjtKB0W3G0VQ-8Rn7PPW5L-_TS5yLF69W7Whvkj3658v7W4wzxkl4KgHT3VCd8rz1lNlSRW6sxbqt5rd753V5nLzj5vyLTsN2sh1C29SR1CW8P_sg76_GkkCW8KV7p537LnDsW7nv5wX70ls_DN60qwph_bsszW1YShhR6jd2HbW6w0BC98syhM8W9gGJ9M609NWCW1ftt_h108tHRN6wNW93plb2_W3cyT-Q8nyFwjW39fV5n6qkXw-W7m5HHJ5J1StYf3rDdvR04) Jacob Mintz Chief Analyst Cabot Options Trader, Cabot Options Trader Pro and Cabot Profit Booster [Facebook](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4N03m2ndW6N1vHY6lZ3pgW1gZQXz5dKntBW5ZGZnf74F_yZW6HR6qL1r49WdM91ZmtKR-TKW3NKFSd4GzsNPW1Z3x_L2WzsdJN8p5wHjnT8JgW6ycbK41PdpzLW3CHB1W5K7tBQW7dHgT146vHMwW6CPTxn83R8S_W5bFXtt7qrb6HW6Lj3ST7Jb7nFW7RV6sR4f58MfW87V6Mv8VTpHBW8rkHQQ6sdw0-W6WVfBd1_SvSCN5Brt7nYVwtBW3Q6rhm5yw0LYW3Clccy2G5C9fW46DGMd10TZBLW8S54BJ6y7Z5jd56SB204) [LinkedIn](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NC3m2ndW7Y8-PT6lZ3nhVVcJz36DGMnjN5tS-WXxs3B8W21DK2Z2bDhxXV7DW6s2WH2wBN5kPZ6M22Dw_DzzTQ5bZCvN5mY8F73gqFVW3K-KKh7cZHwwW5y7vBH5LJXQnW8W6yX12dgmCqVXX1NX4Ktw3CN57TK2kRc0TQN4gfjcS3dxfGW6vHvW21sX6_gW5tHng85B5Jn8W8dhzt44vxK-KW77Hj4S2q5cspW3mKBHR14tzlqW6LCHbv5tQXMVW2f6K1j8Hgr84MhD0QC80pVRW7Jv31S5Hk1F5W1VWKVL2x3QpBW628P8y7pZ7J2W3Hqd5s6wpjpdVzrTqH4pg78ff7Hl78404) [Twitter](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4N03m2ndW6N1vHY6lZ3nHVJ5Y3P72pvTTW8q2Kr58B8NqwW4pSYB72k5L_GW6JfxCq9dRGPkV63Qj338cFgvW64LcXx34SyTsW6fdgF74QnGkDW1N7zJ08GcSfvW6F3WHZ97fbKBW7jVWkJ6g9lGpVmF3Pc4g00Y7W1zd-4k2DFSFKW3Mx22W4JQpWkN7dDMrQ8MtXlW4BTthv29S8NdW70yVxX4TrhqfW3RZMmn7zfGwMW52M6B-5dwB4-N1GmZ_CnLnDmW3d1yVZ33ZCvsW6D5PLC4dm-jWW1P365d2YnTx7f1nJhPW04) [YouTube](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NC3m2ndW7Y8-PT6lZ3kyW6vx5xn2ChY6DN33sWVHDpKMSW8CF37h83szPxW92BtK93XWpcjW6QhB3p87Hg9wW8p53Tk8H-YSwW1h9__d1RmpWtW1cdqfF15_Wx5M2WnvWMMgGRW6lg-Lh8XQTcnW8wfs-n1Dr3scW1BFQN32zsF8BW8rrcwJ7wK_nJW3LSj4m25xrTkW2g65QD1tWvfXW2dvYpp978-7_W7ZH1667RcMNqW1pxJPc8c4tZfW2Rzxjg5W3Ml7W8J_h4G500fRgW6l83pR4qksSpW39CNQ537zp_0W2-_k_763GTSTW80SBjH5_rcMsN2j-MYn97Y6dW9lJhQC8m9660f7-XC9F04) [Podcast Logo](113/d2zn7704/VVmf4b1rJnmLN4B-Q1__PYLXW8tMMP_53qL68N4Tr4NC3m2ndW7Y8-PT6lZ3pVW6G1Pss1b1zxbW8d6bQ31WBRtkW3BwCzN26gyd0W7ycV7F1vscnnVPD56H3jSrtxW7x3h4n1b7DxhVgDYHD7CvXl8W66mFjK8N7c2GW98jNv471HcfyW2gdW0r8Mz3PvW3489cG1xw597W6Rcth-80b381V1RNQj8x3P4BN8H-XcMRV4RZW7zhdzs2Vqn20W2FRVTh2_JY3vN5s7PxbYSdBfW1ZZdzF6lpZxKW5tZxB143xKhvW8cHHmS7hYFZrW47kN3f4W--0_W5hlbk18cvRxhW55HHf45WW_ZmV4DWyZ29r0ZvW1MgsQf7DT5dnN4sQZd-gX0C-f5MP2T-04) Neither Cabot Wealth Network nor our employees are compensated by the companies we recommend. 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