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[$40 OFF Your Qualifying First Orders of $250+1 Plus 5% BACK in Rewards1 at Birch Lane. Apply Now.](
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1Rewards and Financing Details
$40 Introductory Offer:
Cannot be combined with any other discount or financing offers. Offer only applies to first Birch Lane order made with your Birch Lane Credit Card or Birch Lane Mastercard. Order total must be $250 or more (excl. tax, shipping, other discounts). Subject to credit approval.
Rewards:
You will earn Reward Dollars on all Net Qualifying Purchases. For both the Birch Lane Credit Card and Birch Lane Mastercard you will earn 5% back in Reward Dollars when you use your card at Birch Lane Sites. For the Birch Lane Mastercard, you will earn Reward Dollars when you use your card outside of Birch Lane Sites: 3% at grocery stores; 2% for Qualifying Online Purchases not made at Birch Lane Sites; and 1% on all other Net Qualifying Purchases made with your Birch Lane Mastercard. Qualifying Online Purchases are those made via a computer network, but not all online transactions will be considered Qualifying Online Purchases. Qualifying Online Purchases do not include the following types of purchases in the following categories: subscription, membership or recurring purchases; utilities, cable/satellite and telephone; insurance; medical and healthcare providers; government services, taxes and tolls; education including schools or other teaching institutions; contractor, professional, financial, legal, personal and business services; repair services; direct marketing; and purchases that manually are keyed by a merchant. You may only earn 1%, not 3%, for grocery or food purchases made at convenience stores, gas stations, warehouse clubs, supercenters and discount stores, and only 1%, not 2%, for purchases made through mobile/wireless technology depending on how the technology is set up to process the purchase. Merchants must submit charges under the appropriate merchant code or industry code to be eligible as Qualifying Online Purchases and/or Net Qualifying Purchases in the different categories. Neither Birch Lane nor Citibank determine whether merchants appropriately identify all transactions made on a credit card, but Birch Lane does reserve the right to determine which purchases qualify for Reward Dollars. Reward Dollars are not earned on returns, refunds, promotions or other credit adjustments, unauthorized or fraudulent charges, charges that violate the terms of your Card Agreement, balance transfers, cash advances or any other transaction treated like a cash advance, lottery tickets, gaming chips and similar transactions, interest, fees, purchases where promotional financing is applied and any portion of a purchase made with Reward Dollars. Reward Dollars have no cash value and are not redeemable for cash. You will forfeit unused Reward Dollars in certain circumstances including if your account is closed or participation in the program is terminated. Additional terms and exclusions apply. The Birch Lane Credit Card and Birch Lane Mastercard Rewards Program is offered by Birch Lane. Birch Lane may withdraw the rewards program or change the terms of the program at any time for any reason. Citibank, N.A. is not responsible for products and services offered by other companies. See the full Birch Lane Credit Card and Birch Lane Mastercard Rewards Program Terms at birchlane.com/birchlanecardterms.
No Annual Fee:
As of 9/11/2020 the Birch Lane Credit Card Purchase APR: variable 26.99%, Min. interest charge $2. Birch Lane Mastercard Purchase APR: variable 26.99%; Balance Transfer APR: variable 26.99%; Cash APR: non-variable 29.99%; balance transfer fee is the greater of $10 or 5% of the amount of each transfer, cash advance fee is the greater of $10 or 5% of the amount of each cash advance, Min. interest charge: $2; Fee for foreign purchases is 3% of the U.S. Dollar amount of each purchase.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Quoted prices are in U.S. dollars and are exclusive of shipping and handling or sales taxes, if applicable.
Birch Lane, 4 Copley Place, Floor 7, Boston, MA 02116